i have a secured credit card through washington mutual bank and the payment is due today. can i pay it over the phone or go into the bank to pay it. obviously i dont have enough time to mail off a check. what should i do?
2007-12-18 10:22:32 · 7 answers · asked by Anonymous in Business & Finance ➔ Credit
lol, im sorry ive always done it by check... im very very busy and dont use really trust making payments over the phone, so ive alwys done it by check, and i never have time to go to the bank so i just dont know any other way...
2007-12-18 10:29:38 · update #1
You can do it from their web site. If you have not set up yourself for online access yet you will need to set one up.
https://www.wamucards.com/ola/base/Login
From there you can select the Quick Pay option to have the payment posted today. They will charge you $14.95 for this option, but it is cheaper than the late payment fee that would be charged. You will need the Account and Routing information from your check to set up the payment. Once your payment is made you will be given a Confirmation Number in case anything happens.
2007-12-18 11:08:38 · answer #1 · answered by OC1999 7 · 0⤊ 0⤋
To pay over the phone, you'll have to have your credit card added to your account already for bill payments and obviously you'll need to have telephone banking set up.
If you don't have telephone banking set up and you don't have online banking set up, then just go into your bank and they'll add it and pay it right away. If you go to the bank that issued your credit card, they'll get the payment the same day, or at least, they'll know you paid it on time.
Just ask the teller if the payment will be on time.
2007-12-18 18:29:06 · answer #2 · answered by Arthur Knight 3 · 2⤊ 0⤋
If you have a bank account with sufficient funds, you should be able to pay the bill by phone. It will be particularly easy if both the card and the account are at the same institution. If they are not, call either one and ask to instigate an ACH transaction to pay the bill. You will need to specify the card number and its issuer, and the bank transit number and account number (these are at the bottom of your checks).
2007-12-18 18:59:26 · answer #3 · answered by Anonymous · 0⤊ 0⤋
I've made phone payments before.
Also - go to their web site - you may be able to make the payment on line too.
2007-12-18 20:22:10 · answer #4 · answered by Boots 7 · 0⤊ 0⤋
by phone or you can go to the bank.
2007-12-18 18:25:13 · answer #5 · answered by ★702_PlYr V!A★ 4 · 0⤊ 0⤋
Come on!!!! you should not have a credit card if you don't know the answer
2007-12-18 18:26:22 · answer #6 · answered by Anonymous · 1⤊ 1⤋
by phone its easy
2007-12-18 18:25:51 · answer #7 · answered by curlygirl 3 · 0⤊ 0⤋