My husband got a credit card in 2003 in his name and put his mothers ssn on it but she did not sign anything
CAN SHE BE LIABLE TO PAY FOR IT IF THEY DONOT HAVE HER SIGNITURE???can they take her to court and garnish her wadges with no signiture??
2007-12-18 15:29:25 · 3 answers · asked by Anonymous in Business & Finance ➔ Credit
Not if she fixes it. All she has to do is call them and tell them that she wants her name and social security number taken off of the card and left in her son-in-law's name. If they tell her no, then she can say that she never authorized it, and they opened the account with her knowledge. It could get your husband in trouble and make them close the account and demand payment in full, but most likely, they will just take her off.
As far as suing in court and garnishing wages...I have never met anyone where a credit card company has done this. Most likely, they will sell the loan to a collection agency and the collection agency will threaten to take the person to court. However, it is far more profitable for a credit card company to sell the account to a collection agency and write the balance off then try to sue someone for an amount they may never get even if they do win a court case. Just rest assured, the likelihood of a credit card suing your mother is slim to none.
Hope this helps.
2007-12-18 15:37:22 · answer #1 · answered by E.T. Barton 5 · 2⤊ 0⤋
It's called identity theft. She isn't liable. But your hubby could find himself in jail over it.
2007-12-18 23:34:34 · answer #2 · answered by bdancer222 7 · 5⤊ 0⤋
Yup!! It's still her credit and her ssn! Doesn't matter. And to boot if your husband didn't have permission he can go to federal prison.
2007-12-18 23:33:00 · answer #3 · answered by Dancing in Misery 4 · 2⤊ 3⤋