Credit - September 2007

hey I'm 17 and my mom is thinking about getting me a credit card for gas mainly.

i want to know whats the best credit card to get

don't worry i won't use it and go over the limit...I'm not a female teen....LOL

2007-09-17 13:14:53 · 6 answers · asked by heeeeeeeeeeeeeeeeeeey 1

the middle initial. I submitted a dispute last year, but they did not remove it. Is there anything I can do to force them to clean this off of my report. What procedure and steps should I take?

2007-09-17 12:57:59 · 4 answers · asked by tech 1

I signed for a car loan for someone with the agreement they refinance and put loan in there name after a year
And remove my name from the loan when we signed for the loan the other personas credit was bad so i signed first and them second on the application. My name is not on the title as co owner or second secured party. THE person has tried to get a loan supposedly but was told the car is not worth what they owe on it . And supposidly cant get a loan. THEY have been making the payments but i want my name removed it was just to help them establish good credit, I have a signed document of them agreeing to refinance and remove my name . What can i leagly do ? to get them to look harder into finding a credit union or bank that will give them a loan and get my name off of it.

2007-09-17 12:54:00 · 6 answers · asked by bobrob m 1

And after being denied the discount, received a credit card in the mail a few days later?

2007-09-17 12:02:47 · 1 answers · asked by snvffy 7

Hi All,

I have a quick question. I just recently filed bankruptcy. Two weeks ago I want to court and none of my creditors showed up. After speaking with my lawyer, it seemed that I was all done with my part. Well,lLast week I received court documentation, stating that I had to go back to court 10/1/2007, (which is the hearing date), because the lienholder for my car filed a Relief of Automatic Stay.

What exactly does this mean? I had included my car in the BK and have just been waiting for them to pick it up. Does this mean I have to keep the car now? Do I have to go back to court on the hearing date? Please help. I'm freaking out.

Thank you so much

2007-09-17 11:40:18 · 5 answers · asked by Tawn 2

and the checking account balance is lower then what I'm trying to put on the card, what will happen? Will the card be denied or with the account have an overdraft?

2007-09-17 11:29:48 · 7 answers · asked by aeidensmommy 3

i have several credit cards at 0% interest i've paid off -will it affect me adversely on my credit bureau to cancel them or should it leave them on at 0 balance

2007-09-17 11:01:09 · 8 answers · asked by angel 1

I want to get a disney visa card. But I do not know if there is any benefit in a credi card. I am a very responsible person. I just hear so many bad stories about credit cards that I am nervous to get one. Should I be? Is there ever any benefit of a credit card? Preffarably a disney visa??

2007-09-17 10:52:21 · 2 answers · asked by Anonymous

I am in desperate need of a loan, approximately $15,000.00. If I don't pay my property tax, I'm going to lose my home. Does anyone know of a "guarenteed" place that will give loans to people with bad credit, and even people who have filed for bankruptcy. Anything will help, thank you for you trying to help.

2007-09-17 10:42:44 · 7 answers · asked by Katie A 2

I have a 495 credit score and just had a recent divorce and still living with my husband. I am staying with him to save money however I want to get my own home and its seems not to be possible because of my credit score. I have collections and some recent one's too. Are there any lenders out there that would be able to help me? I know this is alot but I am in the process of working on repairing my credit by paying car and credit card bills on time and no new open accounts. I want to buy a foreclosure and they have really good deals in Michigan the area that I am in. I know there will be high fees associated with a credit score like mines. That is not such a big deal if I get a good deal on a home and I have an action plan for my credit and would refinance in a year or so. Only serious inquires please and any advice on this type of situation. Thanks!

2007-09-17 10:34:54 · 13 answers · asked by shanell411 2

i have bad payment history for a car; an overdue cell phone bill; i owe on a cash advance loan, and i owe a bank for overdraft fees.
it isn't much of an option to pay any of them off in my current situation. i go to school full time, and work full time.

2007-09-17 10:24:27 · 6 answers · asked by spinozajosiah 2

12000 worth of cc debt! Help ME!

2007-09-17 10:04:57 · 2 answers · asked by heiny7 1

2007-09-17 10:00:10 · 12 answers · asked by princess_eby2000 1

credit card debt or accounts that have been sent to collections such as utilty bills.

2007-09-17 09:48:39 · 4 answers · asked by nikkylyn 5

We have 4 months to make our credit look decent or we won't be able to get an apartment to live in and we will be on the streets... We need to either make it vanish (the bad credit) OR we need to be able to pay it all off in 4 months somehow, so we are looking for anyone who would know how this can be done. Is there any way to put it all on ONE bill and slowly pay it off? We need HELP.

2007-09-17 09:17:12 · 6 answers · asked by A'mina D 2

I have recently sent away for a info pack on the debt managment plan that the charity CCCS offer. I was wondering what everyones experiences were with this and what they thought? I have heard a few good things about it but just wanted to get a few more opinon's. Also, does anyone know if you can spread it over a few more years if you want to lower the monthly payment you have to send CCCS to pay the creditors?
Thanks

2007-09-17 09:02:18 · 10 answers · asked by Karen V 1

I was looking to buy I house that some friends of freinds owned. I had been told they were going to lose the house due to foreclosure. They ended up filing for bankruptcy. What happens with this house case? Are they just forgiven for missed payments and late fees or is there a chance they can lose the house after all? I am still interested in the property. I don't know them well enough to bring this up with them personally. From what I understand thgey had already made alterntive living arrangments. I'm just trying to gauge what my chance of acquiring this property is

2007-09-17 08:38:31 · 6 answers · asked by Book Girl 2

I owe 755 dollars at my local hospital in NJ, my date of service was 4/17/07. They said I have to pay equal amounts in a 6 month period or i go to collections. I am unemployed, and tried to set up a 25 dollar/month payment plan that was denied. I tried charity care but did not qualify...what can i do??? I don't get how everyone else gets away with 25/month at this hospital but me??

2007-09-17 08:36:39 · 8 answers · asked by Anonymous

2007-09-17 08:32:41 · 4 answers · asked by sylvia r 2

i've seen this really cool car, but is not in a dealership, its a private sale, the car is $16,000, i make over $50k last year, and this year is looking better, but I dont claim all my income, and i don't have any credit, i need some banks that will finance me, i dont know, maybe an unsecure personal loan? but i love this car, and i really want it and i can afford it too, please help!

2007-09-17 07:51:21 · 6 answers · asked by Anonymous

2007-09-17 07:33:35 · 6 answers · asked by cookiemnstr08 1

2007-09-17 07:18:53 · 9 answers · asked by Missy 1

My soon to be husband has so so credit. He filed bankruptcy over 4 years ago. I on the other hand have great credit. Will our marriage improve "our" overall credit rating. Make mine worse or improve his. HELP ??

2007-09-17 07:10:58 · 6 answers · asked by ljo8657 1

I'm in desperate need of help. My issue is that it doesn't seem like my credit card debt is going anywhere. I can't afford to pay much more than I am each month and it's always more than the minimum. I have applied for the consolidation loans and they all tell me that they can't approve it because I have too much debt. And that if I get my debt down then they could give me the loan. This sounds ridiculous to me because if I could get my debt down I wouldn't need the loan. The credit cards that I apply for to do a balance transfer never give me a high enough limit to transfer all of the debt. It's about 12,000 between 3 credit cards. Does anyone understand what I'm going through and can anyone give me real advice on how to fix the problem? Note: I do expect those worthless people to give me advice like stop spending or something just as useless. I kindly ask you not to waste my time or yours. Thank you to everyone else who really can give some advice that actually help my situtation.:)

2007-09-17 07:09:57 · 11 answers · asked by 3rdTimestheCharm 1

My credit score is somewhere between 525-580 depending on the credit firm. I have let 3 car dealers pull my credit, and found out that these inquiries are negatively affecting my rating. Can anyone shed some light on this matter?

2007-09-17 07:01:35 · 6 answers · asked by MJ 32001 3

I am way over my head with payday loans. This was the first time I have used them, I got 5 of them and now can barely make grocery money each payday. Someone please help me??

2007-09-17 05:28:23 · 4 answers · asked by winnypooh3 1

We are thinking about buying a new car, before getting serious we pulled our credit report. 1st my score went up by 80 pts from six months ago... HOWEVER- our current mortage is not even on there with all three reports. We refinanced in March of this year with april being our first payment. We had 2 loans on the house and both showed 0 balance and states closed by the consumer due to refiance. If anyone could answer this it would be greatly appriciated

2007-09-17 05:12:07 · 4 answers · asked by Anonymous

If I work for a company and was issued a corporate AMX but had to apply with my info (SSN), should they be reporting to the credit bureaus?

2007-09-17 05:02:01 · 1 answers · asked by Destined2BeQ 1

2007-09-17 04:29:35 · 4 answers · asked by shawneeee77 1

2007-09-17 04:27:07 · 3 answers · asked by dlbsanders 1