I want to get a disney visa card. But I do not know if there is any benefit in a credi card. I am a very responsible person. I just hear so many bad stories about credit cards that I am nervous to get one. Should I be? Is there ever any benefit of a credit card? Preffarably a disney visa??
2007-09-17 10:52:21 · 2 answers · asked by Anonymous in Business & Finance ➔ Credit
Benefit of a credit card is that it can make it easier to shop/buy without carrying cash. It's important to have your card number and the number of the company stored somewhere safely (not on your person!) so that if it ever were to get stolen, you can call it in. Can't do that with cash!
Just be sure you keep track of what you spend, don't spend more than you can pay off each month. Then you won't incur interest charges, and it's almost like a short-term loan with no expenses!
I find that I get more rewards out of my money-back card than I do my Disney Visa. You can still put the money towards Disney things!
2007-09-19 09:12:22 · answer #1 · answered by Lilli 7 · 0⤊ 0⤋
I couldn't find Disney but the list is long ,
Maybe you can go through it . . .
http://www.bankrate.com/brm/rate/cc_home.asp
As long as you pay off the bill in Total , as soon as you get it ,
You will be OK with a card .
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2007-09-17 11:02:05 · answer #2 · answered by kate 7 · 0⤊ 0⤋