Credit - March 2007

what is the advantages of being a member of employee organisation?

2007-03-06 01:05:12 · 2 answers · asked by wdiadhana28 2

I am currently in arrears with a few creditors. At present I have set up payments of a lesser value with them.

Can they only send Bailiffs round if you pay them NOTHING, or can they send them round anyway if I'm not paying as much as I should. Even if I decided to only pay them £1 per month.

2007-03-06 00:43:55 · 9 answers · asked by Anonymous

Where can I go online and get my credit report for free,other than:
freecreditreport.com They required credit card info. and I don't have no credit card. Where can I go that only my personal info. and my social security # is enough?

2007-03-06 00:40:32 · 7 answers · asked by Anonymous

I am wondering if the Money laundering Act makes it illegal to get cash refund after a credit card purchase.

2007-03-05 23:11:49 · 8 answers · asked by Ianptn 1

I co signed on a car. the car was bought last nov and we want to pay it off. will that show up on my credit or just on the buyers credit

2007-03-05 22:53:59 · 6 answers · asked by sweetslover 1

I want to send message and picture to a love one
but can' t go thru because I don't know how to paid
and I am in uk

2007-03-05 22:15:47 · 2 answers · asked by blaise dexter 1

Can I get a credit card although I have bad credit?
Which credit cad?
which bank?
How much would be the highest spending limit be?
I have only had ONE credit card before,(don't owe much on it),
but I have a broken lease,that may have been the reason to the low/bad credit.
What is my options/chances?
Could I also apply for any of them online.
I want a decent card,NO scam!

2007-03-05 22:13:22 · 12 answers · asked by Anonymous

I have never bought anything online before, and I am trying to buy tickets to Stone Sour through the Ticketek website, and I've gotten to the credit card info bit and it's asking me for a "CVC", what is this and where is it located on my card? Also, if it is numbers, how many should there be?

2007-03-05 21:52:30 · 3 answers · asked by Anonymous

I cannot afford my monthly car loan payments anymore. Due to lifestyle changes, as of right now I owe a past-due amount (2 months behind.) What can I do to get out of this loan what would defaulting do? What are my options I have poor credit already.

I tried negoitating with the creditors to work something out but they don't want to budge.

What should I do?

2007-03-05 21:48:35 · 8 answers · asked by DarkGremio 2

tried on my fav network but they turned me down network 3

2007-03-05 21:40:36 · 13 answers · asked by CRAIG H 1

I have been charge with like 400 dollars in the past 2 or 3 months, I want to know how the law see the popular bank term "overdraft fee or overdraft protection" what for me is just a plane credit or loan with the highest interest rate in the world.
If i expend 1 dollar and they charge me 32 dollars over that dollar, they are stealing from me.
To my knowledge that is just a credit or loan over that dollar however the bank wanted to call it.
Can I sue my bank for overdraft fee and/or overdraft protection?

2007-03-05 20:54:18 · 12 answers · asked by framilego 1

refused credit cards

2007-03-05 20:39:28 · 10 answers · asked by HASSAN C 1

I'm 19 years old. I just got my first capital one credit card about three months ago. I charge only about 3/4 of my credit line limit, and pay my bill on time every month, but still have a low score and inestablished credit history. Should I apply for a second line of credit? Or just be responsible with the one that I have. I heard that financing a car,and paying it off is the best way to boost your score.

2007-03-05 20:14:46 · 8 answers · asked by Anonymous

Can you waive bank statements that they mail so that they dont come in the mail?

2007-03-05 19:27:26 · 2 answers · asked by LilDz 2

We have a reposession on a car we had purchased. We got in over our heads and we will be much more careful next time with our money situtation! They sold our car but we still owe 10,000 dollars and we are going to try to settle with them and make payments but we are going to pay it off. Will It still look really bad on our credit when we pay it off?

2007-03-05 18:20:01 · 5 answers · asked by B 2

i just recently had a car repo ........because of late payments and my co-signer filling bankrupcy on it.......... i would just like any info that any has that can people me get through this .......and i left my plates on the car do i need to call the liscence burea and tell them ......???? please help

2007-03-05 17:53:08 · 2 answers · asked by lady d 3

2007-03-05 17:28:20 · 5 answers · asked by chiefsfan45 1

I've legally changed my name. Now I receive a medical bill which is under my old name. What if I don't pay the bill, will it be reported to a collection agency? Will it effect my credit score even it's under my old name?

I also have another medical bill which already went to collection. I just pulled a credit score from Experian; but there is no unpaid debt marked in the report. What if I pay the bill right now, will it show up on my report anyway in the future?

2007-03-05 17:11:51 · 7 answers · asked by jslfion 1

I have two that add up to 2000. I always forget to pay them and want to get another so I can put both of the balances on there and actually pay them off.

2007-03-05 16:42:09 · 7 answers · asked by Myra G 5

When i was 18 i was stupid and got a credit card. I maxed it out now i owe them money. Is it true that in 7 years it will be erased and i won't owe them any money? Will my bad credit turn into no credit?

2007-03-05 15:42:52 · 17 answers · asked by Anonymous

is there someone I can hire to do it for me- I know there are 3 different companies involved with credit-is there someone who would get a total of everything owed and put it in one bill.

2007-03-05 15:38:15 · 7 answers · asked by cassiepiehoney 6

I was wondering how can I get a free crdit report. I go online and they want to charge you. I wan a free one. I dont have any creit cards and I need to check out my credit. Can someone tell me a web site that give free credit reports. Also how can I fix my credit? I have stuff on there thats been paid, how can I get those off and the ones when people or companies check your credit. In my old one I dont know have them companies that checked my credit. Please let me know

2007-03-05 15:36:43 · 6 answers · asked by michelle t 1

A gentelman that works at a collection agency i have been dealing with lost his temper and completly went off on me. He called me every name in the book. i tried to stay calm and reach an agreement with him on how to pay off the debt, but he wasnt listining to a word i had to say. I dont owe the full amount, however they say i do and that they will slap me with a class 2 misdimeanor if i dont pay. I tried to pay and i was told i gave an invalid checking account number, i absolutly did not do that.

2007-03-05 15:29:55 · 15 answers · asked by t k 1

I know that negative items usually come off your credit report in 7 years but if you are applying for a loan for a house or a car can a bank check back further than 7 years?

2007-03-05 15:26:25 · 4 answers · asked by La Belle 2

To you have it written down and why?

2007-03-05 15:23:29 · 2 answers · asked by Anonymous

A large commercial lender accidentally pulled credit on one of my borrowers causing his credit score to drop. He now no longer qualifies for the program that he needs. This pull was never authorized. I called the lender that performed the credit inquiry and they stated that it was a mistake. What are my options?

2007-03-05 15:15:35 · 4 answers · asked by kweendoreee 1

I was wondering since we have 3 credit reporting agencies. If lets say Experian is mainly used in one area (like west coast) and Transunion on the east coast and equifax in the midwest? Is there a common trend to which where the companies is based at and which CRA they use? Or is it more like a dime toss and they just use whomever CRA they choose?
I am just asking as my credit reports vary by 71 points...and of course I would like to use the highest one IF possible =o)

2007-03-05 14:23:05 · 5 answers · asked by *G* 3

Hi , My first post so be nice LOL

Can anyone tell me if I file a chargeback on my credit card will this affect my credit score.

Thanks in advance

2007-03-05 14:15:52 · 6 answers · asked by John D 1

I was wondering over that. I've bought stuff off line many times and a few of the stores didn't charge my card, instead started me an account on there website and gave me an $1000.00 limit. To me that seems crazy for a minor. At the time I was 16 (only a year older now.) Is all of this legal? I'm not having problems with it, I just ignored the limits and payed what I owed. Thanks for your time!

2007-03-05 13:25:30 · 2 answers · asked by katshiarose 3

2007-03-05 13:12:20 · 16 answers · asked by teegee 1