I've legally changed my name. Now I receive a medical bill which is under my old name. What if I don't pay the bill, will it be reported to a collection agency? Will it effect my credit score even it's under my old name?
I also have another medical bill which already went to collection. I just pulled a credit score from Experian; but there is no unpaid debt marked in the report. What if I pay the bill right now, will it show up on my report anyway in the future?
2007-03-05 17:11:51 · 7 answers · asked by jslfion 1 in Business & Finance ➔ Credit
You changed your name legally, so there will be a cross-reference on all of your reports for both names.
As you noticed, the credit reporting agencies aren't always up to date. The fact that someone hasn't reported a collection thus far doesn't mean it won't show up later (even if you pay it off.)
You're legally obligated to pay these debts. Failure to do so WILL impact your credit. If you had contacted the original billing organization before it had gone to collections, they would have set you up on a payment plan. Collection agencies aren't obligated to do that (and they won't.)
2007-03-05 17:19:11 · answer #1 · answered by ISOintelligentlife 4 · 0⤊ 1⤋
It is possible for anyone looking in to your credit history to find past due medical bills. It would be best to try and work something out with whomever you owe and try to set up a payment plan that will work for you. That way you are getting the bill payed off and you wont have to worry about it down the road.
Good luck to ya >.<
2007-03-05 17:16:36 · answer #2 · answered by ? 4 · 0⤊ 0⤋
Your Social Security number is the same. It will eventually hit your credit. If it hasn't shown up yet, chances are it will in time. If you pay the bill now in full, you may get lucky and have it show up as paid, but you may also get stuck with a slow pay on it.
2007-03-05 17:21:26 · answer #3 · answered by psychoholiday1976 3 · 0⤊ 0⤋
Look here. You may have changed your name, but I'll bet you didn't change your Social Security number. These bills and a gazillion other things are indexed and linked to us by SS#, so you're stuck, no matter what you do.
You need to do the responsible thing and pay your bills because they will eventually catch up with you, one way or the other. Just call them up and tell them you can only pay whatever per month, and they'll just have to deal with it.
2007-03-05 17:19:13 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yes, it can and is hurting your credit. Call the companies make payment arrangements you can live with. Trust me the one in collections is on your credit report. There are three major different credit bureaus. It can show on one or all three.
2007-03-05 17:23:26 · answer #5 · answered by misstigeress 4 · 0⤊ 0⤋
would be unable to think of of a attractiveness because of the fact i would be unable to think of of a want for this sort of provider anymore. do no longer maximum Physicians have in domicile collections now-a-days? further and further belong to teams and the gang has a team provider that works with coverage companies or require charge up front and the affected person bargains with the coverage subject concerns.
2016-09-30 06:31:02 · answer #6 · answered by ? 4 · 0⤊ 0⤋
if you changed you name to get outta paying a medical bill you have committed criminal fraud. you could be it really big trouble. you may wanna contact a lawyer.
2007-03-06 04:05:31 · answer #7 · answered by heybulldog 5 · 0⤊ 0⤋