Credit - March 2007

How long do bad things stay on your credit report? And how does them not being on your credit report effect the credit score?

2007-03-06 13:09:52 · 6 answers · asked by hollydaze_8015 2

Considering some credit card debt, and two mortgages?

2007-03-06 13:05:34 · 16 answers · asked by twobearcatz 1

2007-03-06 13:03:43 · 13 answers · asked by Toolegit 5

see above

2007-03-06 12:53:36 · 5 answers · asked by Anonymous

Other than taking out a loan???

2007-03-06 12:39:16 · 32 answers · asked by Sw33t3PiE 1

2007-03-06 12:31:15 · 12 answers · asked by Anonymous

bad credit history can be effect my background check for job

2007-03-06 12:23:56 · 10 answers · asked by Anonymous

2007-03-06 12:19:51 · 5 answers · asked by Çö¹Ì ¿ 1

2007-03-06 12:18:50 · 6 answers · asked by Anonymous

I was out of the country on work and my sister was taking care of my bills for me, but comes to find out she was not paying them at all. So my car got repoed and was REALLY BEHIND.Would me paying on it now help my credit score? How long would this be on credit report?

2007-03-06 11:53:48 · 4 answers · asked by Creaminum C 1

How can I increase the my credit score. What steps can I take to ensure I impact my score positively. In the shortest amount of times. I would like to buy A house in a few months and need to work on my credit score

2007-03-06 11:46:44 · 8 answers · asked by messiah b 2

2007-03-06 11:43:12 · 3 answers · asked by Anonymous

2007-03-06 11:25:24 · 10 answers · asked by Cas 1

2007-03-06 11:23:34 · 5 answers · asked by Direktor 5

I have the feeling that when my debt is gone my credit score won't improve. If I'm wrong , how am I wrong ? With no debt, won't my score go up eventually ? and if so , how long from the newest delinquency ?
Thanks!

2007-03-06 11:13:26 · 2 answers · asked by Papillion 2

www.netspend.com

2007-03-06 10:45:37 · 2 answers · asked by jay b 1

I go to Ohio State University and places are always offering free stuff when you apply for credit cards. I was wondering if signing up for them and then shredding them when they came would hurt my credit score in any way

2007-03-06 10:42:16 · 10 answers · asked by Kyle B 1

A collection agency is taking me to court in April,they are trying to make a garnishment on my wages ;i made a arragment with then the last year to make montly payments on my debit,everthing was going fine untill they start asking me for more money in my montly payments(which i can't afford to give them more money than what i am allready ), so before my court day i got prepared and i consulted a lawyer that handle this kind of cases.,he told me that i shouldn't even worry to show up at my court day because is not neccesary and the collection agency has to deal with the money that i am sending them every month and they have to take the money they like it or not...(???) also he told me that by not going to court the collectio agency lawyer will not be able to ask me where i work, so they will not able to performance this garnishment..So my question is :is this lawyer correct in what he told me?I am kind of afraid of do something wrong and my debit case may get even worse!!

2007-03-06 10:39:10 · 3 answers · asked by hello there!! 1

Am I right? does this debt evaporate from a credit report completely ? And if there is only two years left on the calender until the 7 years is up , what is my incentive to pay the debt other than my own good consience if I'm in no need of new credit?

2007-03-06 10:38:49 · 7 answers · asked by Papillion 2

i don't have credit at all, and can't get approved for any credit cards
help!!!

2007-03-06 10:36:44 · 3 answers · asked by maja_ubavka 1

Also, if it's safe, how do I go about buying on e-bay? I need pointers, never done it before.

2007-03-06 10:15:54 · 9 answers · asked by froggie45 1

I don't have one. I have enough bills already and don't want to pay interest or fees, but I'm nearly 30 and am worried I'm not doing enough to build my credit.

2007-03-06 10:03:36 · 7 answers · asked by AnatoliB 2

Hi, I have an outstanding debt of around $10000 in credit card debt. Now I am want to find the best possible way to pay my debt, better my poor credit score and to lower my monthly payments.

Should I attempt to get an unsecured personal loan or get a line of credit. Does anyone know the major differences and which is better to fit my needs? Thank you for your time.

Dennis

2007-03-06 09:58:53 · 4 answers · asked by Dennis 2

My boyfriend financed a car about 6 years ago. It broke down, and he had it towed to a shop. They did a diagnostics on it. A total of $140.00 w/ the towing and diagnostics. It ended up it would cost $4,000.00 to fix. He didn't have the money to pay for it. The shop put a lien on it. The car didn't work so he didn't pay payments on it. Well now 6 years later, his ex wife calls and she received papers saying she needs to go to court, and possible garnishment of wages, keep in mind she was the cosigner. They have not tried to contact him for repayment. Any advice? He doesn't even know where the car is.

2007-03-06 09:36:17 · 3 answers · asked by mimi941 1

I'm ready to get a credit card.. It's my first one any ideas on the one i should get?

2007-03-06 09:10:26 · 12 answers · asked by ashleylynn3425 1

I am trying to repair my credit report and from all of the help I have received on here, I'm getting somewhere now. But on some quite old accounts, like almost 7 years old, I want to find out where it comes from and what it is before I open it and I am on Experian and AFS ASSIGNEE OF GE CAPITAL CRE is all it says about original creditor and the amount and I don't recognize it. any help here ? I don't want to open the dispute, just find out who this is ?

2007-03-06 08:18:34 · 3 answers · asked by ? 4

2007-03-06 08:09:43 · 12 answers · asked by fturfler4 1

i have good credit and no balance. i would just like to get more miles on my mileage credit card through more purchases.

2007-03-06 08:09:34 · 3 answers · asked by VanillaIce 3

All of the websites that I have found are very outdated. Can someone link me an updated website?

2007-03-06 08:04:19 · 4 answers · asked by thecueballkid 1

I have about 12K in cc debt between 6 cards. For credit score reasons, is it better to consolidate onto 2 cards (which will max out both) or to keep my balances spread amongst the various cards (ranging from 1,500 - 3,500) as they are now?

2007-03-06 07:51:25 · 11 answers · asked by Nikki 2