Credit - March 2007

My bank charged me $210 total for overdraft fees 6 at $35 each. I made an ATM deposit of $599. The receipt says posting date 3/5 by bankstatment shows a deposit on 3/5 for the $599. They are trying to tell me that my availible balance went into the negative on 3/5 as they were posting check card authorizations to my account because only $100 of the $599 posted on the 5th the rest was availible to me on 3/6 which is when the overdraft fees showed up! They are refusing to credit any of the fees back to me. They only thing they keep saying is that I went over my availible balance and not all of my deposit went in on 3/5. I have online banking and check it all the time I never saw it go over not once! Besides the money is right there! Any advice as a single mom I can't afford this ecpecially since my ex refuses to pay any child support. I filed a claim with the BBB this morning too. Thanks.

2007-03-10 02:23:28 · 8 answers · asked by Anonymous

I went to the bank yesterday with an attemp to get a home loan ( have a cosigner) when the bank puled up my info to get my fica score, they said i didnt have any credit at all...... I have a crap load of collectors after me for pety little things. nothing over 1000, actually i think the highest is 600, maybe more by now due to interest. only about the bigger half are medical, why are they not going against my score? Is this going to be a probelm for me later, Im trying to find a debt consolidater who will take low monthly payments due to my financial situation..... (buying a house for cheap.....froma family friend..too good of a deal to pass up) but i do want to clear my name and build my credit. I know this takes time but I feel like its anissue now....any advice about the credit deal would be greatly appreciated. thanks in advance...

2007-03-10 02:18:32 · 6 answers · asked by Anonymous

I am 21 years old, almost 22. My credit score is 690 and I was wondering if this was a good number for me. I have had a small line of credit out since I was 18. ($500) and someone told me that it was good to have that. I have never had a car in my name either. (I borrow my mom's extra truck sometimes). If I close my Kohl's account and my Kroger's charge account, will it make it better?

2007-03-10 02:17:40 · 5 answers · asked by MrsalmostMom 6

Over the last almost two years now we had our mail stolen twice. It has been a full time job trying tog et my identity back, fight or pay for late fees, gets ultilies turned back on, etc. and my credit seems irrepairably damaged. I have police reports and dispostion reports from the local and federal Governments (The first time it was stolen by postal employees) and other "official" papers but many creditors and other business establishments don't seem to believe this has happened. (I understand that it SOUNDS like a lie that stuff would be stolen twice within such a short period of time). The big problem is we really need two new cars and I'm afraid I can't get financing or if I do the interest rates will bankrupt me. HELP?! Do you think it would help to send all the info I have to the crediting bureaus and let them work it out with creditors?

2007-03-10 02:12:19 · 4 answers · asked by Robin B 4

looking for it okay

2007-03-10 02:00:52 · 5 answers · asked by louise r 1

2007-03-10 02:00:09 · 4 answers · asked by MARIA 2

Will I be jailed or hold in immigration? I will pay them later.

2007-03-10 01:58:52 · 4 answers · asked by Anonymous

2007-03-10 01:42:27 · 21 answers · asked by jack 5

2007-03-10 01:25:16 · 7 answers · asked by Sarah T 3

vc No.0150 404 5430

2007-03-09 23:44:15 · 4 answers · asked by yve 1

2007-03-09 22:28:12 · 4 answers · asked by Czech_Mark 3

Credit card holdres have been given a chance to pay back the money for what they purchased within 30 days having no interest. If i have purchased a thing and i returned the money within the time. Thereafter, i dont want to use that card. Is there any need to pay any amount on behalf of having a credit card.

2007-03-09 22:25:26 · 8 answers · asked by syam 1

if i have cash in my paypal account, can i still use it to pay for items on Ebay if i haven't got a credit card registered to my account.

2007-03-09 22:24:58 · 4 answers · asked by Kelly 5

Why or why not? Neither credit cards were past due, over the limit, or had late payment. Thanks.

2007-03-09 20:21:05 · 7 answers · asked by Anonymous

if you have the money to pay up the two months you were behind and pay two months in advance when the tow truck driver comes to get your car can the finance company legelly say that they now want payment in full for the remaining balance in 20 days before you get your car back or they are selling it

2007-03-09 20:07:03 · 6 answers · asked by Brandy O 1

If your vehicle gets reposessed....and you do not pay to get it back...are you still responsible for the balance of the lease that you owe? I am aware it shows on your credit for 7 years and so on...Just wondering about the balance of a lease if you no longer have the vehicle due to reposession?

2007-03-09 19:52:49 · 7 answers · asked by MZ02 3

2007-03-09 19:05:45 · 6 answers · asked by ian l 1

I am referring to a residence visa in dubai...Thank you.

2007-03-09 18:54:15 · 1 answers · asked by waya 1

recently i lost my job and had financial troubles. eventually it led to a cell phone, and one credit card company refering me to a collection agency. now i know it will be on my report for 7 years, but what can i do to improve my report.

2007-03-09 18:32:16 · 10 answers · asked by smileco2004 3

And after how many days can I expect to receive the report?

2007-03-09 18:24:03 · 5 answers · asked by askquestion 1

2007-03-09 17:25:45 · 4 answers · asked by Anonymous

My wife went to the emergency room. We have insurance with a high co-pay. We own a home and don't plan on buying another one any time soon. We have enough cash to pay the bill, some in my wifes name. I believe that the law is that a creditor can only force you into bankruptcy if you are delinquent on debts totaling around $11,000. the bill will be under $11k. My questions are 1 - If we just don't pay I know that it will show up on her credit, but what else will happen? will they sue or will it just go away in 7 years? 2- my credit is great - will it hurt my credit score if they charge it to her? (If you are wondering why I am thinking of not paying it is because I am FED UP with this crappy system. I'm not rich but I work hard and try to save + provide for my sick wife who cant work. It seems that people like me bear all the costs of the system in high taxes/insurance, and we get to pay for all the living expenses of everyone with a hand out to the govt.)

2007-03-09 17:23:38 · 14 answers · asked by jeff j 1

Student Loan: $2625, Best Buy Card: $2029, Old Mastercard: $2871, Old car loan: $1090(it was reposed and this is what they want from me b/c it didn't get full value at auction), Hospital Bill: $264 (didn't have any insurance at the time).

How should I pay all of these off? I'm not opposed to Bankruptcy and already work a FT Job but don't make alot. I want to pay under $200/MO for 4 years to kill the debt.

What steps should I take here? Counseling? Consolidation? Any info would be VERY helpful I really want to get this behind me.

The job i'm at now takes alot of my time so a 2nd job is out of the question at this point.

PLEASE Help! : )

2007-03-09 17:08:20 · 12 answers · asked by Robert B 1

But I was hoping to find some ways of building my credit even though it is already bad. I am hoping to eventually pay the debt that I owe, but what can I do to be helping my credit in the meantime....Please no smartazz answers like PAY THE BILLS! Cause if I could afford to trust me I already would! Thanks!

2007-03-09 16:43:01 · 8 answers · asked by Brown_Eyed_Girl 4

How can I get my limit increased on my credit card? I had it for a year.

2007-03-09 16:38:59 · 5 answers · asked by Anonymous

I mean that I was evicted seven years ago due to a lay off, and I am now thinking about moving into a nicer home, however, I'm unsure of whether or not my eviction will show up when they do the credit check. I have read that it's seven years, but some said it stays on forever? I live in California, if that helps.

2007-03-09 16:21:48 · 3 answers · asked by Anonymous

I recently moved out. I tried to get a cellphone and they told me I need to put a 250.00 deposit down. I never had a credit card or any other type of credit. I haven't signed anything. I think that my Aunt (she used to be my representative payee on my social security check) had something to do with my credit beingt messed up. I appreciate all of your help. God bless you.

2007-03-09 16:08:47 · 9 answers · asked by tigerlily 1

I got a 4k check. I deposited it, and they said I have to endorse it? Do I just sign in that box, do I have to leave my account number? Why didn't they care before when i deposited 1k in my atm?

2007-03-09 15:40:37 · 12 answers · asked by Anonymous

Is there a fee for disputing credit if I write directly to Equifax, Transunion, or Experian?

2007-03-09 15:38:29 · 7 answers · asked by Anonymous

2007-03-09 15:34:29 · 5 answers · asked by Pirlo 2