2007-03-09 19:05:45 · 6 answers · asked by ian l 1 in Business & Finance ➔ Credit
Go to www.annualcreditreport.com (government's site) and follow instructions for getting a credit report by mail... if you don't have a credit card, you should still be able to get a free credit report, just select that you don't have a credit card if it's used as a security queston.
freecreditreport.com requires a credit card because it enrolls you in a "free trial" of Triple Advantage... it charges about $12 per month unless you cancel your membership.
You have to pay for your FICO score, but it's about $10 from each bureau... and that requires a credit or debit card if you're purchasing the report online.
2007-03-09 19:25:56 · answer #1 · answered by Anonymous · 0⤊ 0⤋
The concept of knowing your credit score is a bunch of hype.
Wise people don't care. People who promise to tell you your credit score for free often want you to join their credit reporting service. Here is why wise people don't care. Wise people don't want to borrow money. Wise people save money,
invest money, and let others pay them interest and dividends.
Have you not heard the adage that the "borrower is slave to the lender"? Who has a nicer building the bank or you? Who has nicer furniture the bank or you? Another thing
wise people don't use credit cards. Do you not know that
credit card companies the past 2 years have made more money in exacting fees than in making money from interest.
Friend you are playing with snakes and it is only a matter of time until you get bit. I know what I am saying is 180 degrees from what everything you are hearing. But people and businesses are prospering at your expense. Consider
these facts. Studies have proven that those who use credit cards spend 18 to 21% more than if they had to pay cash.
The average American is so deep in consumer debt that
it will take years to get out. The industry is so relentless
in sending out credit cards to anyone...animals, dead people, 8 year olds, and especially college students who are so naiive about such matters. If you would like
to learn how to escape this rat race check out www.daveramsey.com or get his book from the library
"The total money makeover" . Another great program is
www.crown.org. Best Regards!
2007-03-09 19:43:51 · answer #2 · answered by MARK 2 · 0⤊ 0⤋
There's not a site that I know of that gives you an accurate score for free. If you are just wanting a free estimated range, below is a link.
2007-03-10 06:13:34 · answer #3 · answered by Mariposa 7 · 0⤊ 0⤋
Have your bank run a credit check for you.
2007-03-09 19:14:55 · answer #4 · answered by busboy207 2 · 0⤊ 0⤋
go to, creditreport.com but it can take away from your credit score the more you check your credit score. so be advised.
2007-03-09 20:02:38 · answer #5 · answered by lucifer d 3 · 0⤊ 0⤋
www.freecreditreport.com
I don't think I needed a card for that one.
2007-03-09 19:13:09 · answer #6 · answered by So_many_questions 3 · 0⤊ 1⤋