Credit - March 2007

in the span of 3 months i have been apporved for 4 cards,,,canceled to low limit accounts, and i have been rejected for 3 cards. yes it is a lot of inquries...i meesed up but i am giving myself a year to establish it..what do u think?

2007-03-13 15:43:11 · 6 answers · asked by Anonymous

Just wondering if I buy something on my AMEX will Visa know or can they find out?

2007-03-13 15:39:58 · 6 answers · asked by Young Chea 1

I applied through NationPoint. They sent an email saying that I needed to login to view electronic documents. There is a form for me to sign saying that everything I put in the initial app is true, and to sign the copy of the fico and fax back. Is this a good sign or am I being too optimistic?

*Fico is 631

2007-03-13 15:34:12 · 2 answers · asked by PlasticTrees 2

Even when I look at my credit score it makes it go down...why?

2007-03-13 15:19:07 · 6 answers · asked by Anonymous

2007-03-13 15:11:22 · 14 answers · asked by Anonymous

i moved jobs and now they found me i paid half now is there a limit or do they have to start over in another court?

2007-03-13 15:10:39 · 2 answers · asked by nf10nava 1

I applied for a chase credit card about a week ago, and they said that I hadn't been denied, but I haven't been approved either online. If I still haven't heard from them yet is that a good sign, or a bad sign? I've had bad credit in the past and I just got everything cleared up on my credit report and i'm anxious to get my credit back up, so i'm hoping to get a new credit card with a low fixed amount. Thanks!

2007-03-13 14:43:26 · 3 answers · asked by atlantagal 5

this is so I can purchase something on line. It seems all these cards (be it mastercard Visa or AMEX all have a 5-9 day wait period.

2007-03-13 14:39:14 · 3 answers · asked by Femij 1

2007-03-13 14:35:13 · 4 answers · asked by bless424 1

well I got a check up on the last city I use to live at. I'm 18 but I don't drive yet and worse is that I have a hospital bill that is $109. my dad doesnt know about it because its too personal and I'm trying to find a way to send the money, plus my mom is dead so it doesnt help at all. Is it ok to just send the money by mail with a letter with it, or do I really got to send it in like western union or what? because I think western union is also taking lots of my money to also pay up to send it to the destination. Plz help me

2007-03-13 14:32:12 · 7 answers · asked by ^__^ 2

2007-03-13 14:24:50 · 2 answers · asked by Lucy 1

A collection agency is requesting payment for a debt owed beginning in september of 2001 (date of first delinquency: 6 years ago).
The information is not in any of my credit reports. If it was, It should drop off in September of next year. But if I pay it, wont they report it as a paid collection and keep this paid collection on my credit reports for the next seven years? Or if I don't pay it, do you think it will be entered on my credit reports and then drop off anyway?
Please help.
Thanks

2007-03-13 14:14:11 · 9 answers · asked by Mr. love 3

Has anyone ever received a loan from them, or has anyone heard of them?

2007-03-13 14:06:57 · 1 answers · asked by flagrl 2

At what point is a mortgage company, legally justified in reporting a foreclosure?

2007-03-13 13:55:32 · 2 answers · asked by bless424 1

Canadian only

2007-03-13 13:13:12 · 1 answers · asked by ian l 1

I have student loans but I am still in school and I've got several more years to go. I don't want to get a credit card because I'm not sure I can trust myself with it. I have a car but it is in my dad's name because I don't think I have the credit to get one without a co-signer and no one is availible to cosign. Since I still live at home, how can I raise my credit score without a credit card?

2007-03-13 13:12:22 · 4 answers · asked by alfeebester 3

2007-03-13 13:07:31 · 4 answers · asked by veronika h 1

Need financial help fast....don't want to loose house.

2007-03-13 13:02:19 · 4 answers · asked by tonya l 2

They say its not their policy. And it stays there on your credit report for 7 to 10 years. Is there a way to get it off your credit report or am I just stuck with it for 7 to 10 years

2007-03-13 12:47:50 · 6 answers · asked by Sandra B 1

i had my car impounded. after one month i received a bill saying that i was being sent to collections. when i contacted the collection company, they told me that the amount which was of $1300 had gone up to $2300. they were arguing that they had it over interest of a 20%. i dont know is it possible that collection companies charge a fixed interest based on the original amount.?

2007-03-13 12:42:42 · 5 answers · asked by alvatok 2

2007-03-13 11:51:27 · 6 answers · asked by lollllllllllllllllllllllll 1

my current car is in my father's name, but i have been making the payments coming right out of my checking account for about 3 years now. can I somehow get credit for it as far as showing a bank proof that I am making the payments on it. I know the golden rule of credit is, its its not in your name then you cant get credit for it, but if you can show proof that you are making the payments and its coming right out of the bank where your trying to get some credit from etc....can it help you at all?? having 3 years of payments on time towards a car and you can prove it, whether its in your name or not should be able to help you out somehow in your quest to establish or get some credit

2007-03-13 11:38:45 · 8 answers · asked by jorver98 1

It does have to do with States. The FDCPA is federal, but states have collection laws also. When they are stricter, you have to follow them. That's why I am trying to see when they can speak to my wife. They ABSOLUTELY CANNOT speak to whomever answers the phone about your debt...

2007-03-13 10:38:29 · 1 answers · asked by Anonymous

I went to my credit union to cash my sisters paycheck for her. The teller would not cash it because, it was a "third party check".

2007-03-13 10:35:05 · 4 answers · asked by chellstar7 2

In the Commonwealth of Pennsylvania, is a debt collector allowed to speak to the spouse of a Consumer if the spouse is not a signitor of the agreement creating the debt? If so, does the consumer have to give permission first? I'm trying to figure out if a collector is allowed to speak to my wife for a credit card I had before we were married.

2007-03-13 10:20:49 · 3 answers · asked by Anonymous

2007-03-13 10:00:19 · 4 answers · asked by Anonymous

2007-03-13 09:39:15 · 4 answers · asked by Anonymous

2007-03-13 09:03:19 · 5 answers · asked by corey s 1

I am trying to get debt free and i want to close some of my credit cards that have balances on them, (i dont use these cards for anything), will i have to bring the balance to zero before i close it?

2007-03-13 08:58:27 · 5 answers · asked by Anonymous

I am trying to get debt free and i want to close some of my credit cards that have balances on them, (i dont use these cards for anything), will i have to bring the balance to zero before i close it?

2007-03-13 08:58:15 · 7 answers · asked by Anonymous