I applied for a chase credit card about a week ago, and they said that I hadn't been denied, but I haven't been approved either online. If I still haven't heard from them yet is that a good sign, or a bad sign? I've had bad credit in the past and I just got everything cleared up on my credit report and i'm anxious to get my credit back up, so i'm hoping to get a new credit card with a low fixed amount. Thanks!
2007-03-13 14:43:26 · 3 answers · asked by atlantagal 5 in Business & Finance ➔ Credit
In some cases Chase takes up to (30) days to decide. Even if you phone in your application on the (so-called) instant approval. Chase is not an easy card to get, if you don't get it I would try Juniper cards, they are excellent and report to all 3 Credit Reporting Agencies. Chase like to pull experian (in my state) so apply somewhere that doesen't pull the same CRA as Chase
2007-03-13 14:59:05 · answer #1 · answered by Anonymous · 1⤊ 0⤋
The top three Chase credit cards issued by Chase Manhattan Bank are Chase Platinum credit card, Chase Travel Platinum Visa and Chase Flexible Rewards Platinum Visa.
Chase Platinum credit card
This card’s introductory APR is 0%, which is available for twelve months, which is applied to all purchases as well as balance transfers. However, the fine print states that after a review of customer’s credit history, 0% APR on balance transfer can be reduced to a period of three months. The regular APR will be 13.99%.
Chase Platinum is also a rewards earning card, so card holders earn one point for every dollar spent. Rewards can be for travel, gift certificates or purchases. Other benefits include $500,000 automatic travel accident insurance which is applicable even if your accident happens in another country.
Chase Travel Platinum Visa
Holders of this card earn one mile per dollar spent. These points can be redeemed at airlines, hotels, for car rentals and even for cruises. Awards are redeemable from over two hundred and fifty airlines.
You get twelve months introductory 0% APR on purchases and balance transfers. The regular APR after this introductory period is 13.99%. There is also an annual fee of Twenty-nine dollars to use this card.
The Chase Travel Platinum is a great choice for frequent flyers.
Chase Flexible Rewards Platinum Visa
Lastly, this card has no annual fees and starts off with a twelve month 0% APR. The annual regular APR is 13.99%.
Your first purchase can rack up as much as one thousand (1000) bonus points (Conditions apply so read the fine print). Points can be redeemed for cash, gift cards, travel or purchases at select establishments.
Chase Flexible Rewards also allows balance transfers from other cards.
To qualify for this card, applicants must have a good credit rating.
To apply for these and other Chase credit cards at: http://www.credit-card-forums.com/Chase.html
2007-03-14 00:07:19 · answer #2 · answered by caelie a 2 · 1⤊ 2⤋
i hate credit cards. but u will prob get notification in the mail soon as whether youve been approved or not
2007-03-13 14:51:17 · answer #3 · answered by krazy_alzan 4 · 1⤊ 1⤋