Credit - February 2007

When I was 18years old I got myself into credit debit bad! I didn’t pay them off or anything they all went into collection. I finally paid them all off when I was 20-21 years of age. Well now I’m 25 and I started to get credit cards offers again I actually got a visa with a limit of 300,00 Dose that mean that my credit got better?

2007-02-06 08:50:37 · 7 answers · asked by liz r 1

also i recently open a t mobile account and when they checked my credit line they said it was aproved and it is "B"

2007-02-06 08:44:16 · 5 answers · asked by fsi_million 2

I had an account that was overdrawn, and it was closed. The bank sent me to Check Systems. I paid off the total amount, but I'm still listed. Are there any banks that will open an account for me?

2007-02-06 08:36:20 · 5 answers · asked by Alwayz Learning 1

2007-02-06 08:31:18 · 8 answers · asked by Salma 1

All the Credit bureau sites charge. does anyone know of something else?!?

2007-02-06 08:23:17 · 4 answers · asked by kparvinian14 1

2007-02-06 08:21:51 · 5 answers · asked by chefbill 3

2007-02-06 07:49:24 · 10 answers · asked by snoboarddude 1

That's prety much the only asset I have, and I was wondering if a collection agency can seize it as collateral. I haven't signed any contracts with my car as collateral, so I don't think so, but I just wanna make sure. Also, can they get my cell phone number if I don't give it to them?

2007-02-06 07:48:08 · 16 answers · asked by Anonymous

i have a poor credit history and want to start fresh

2007-02-06 07:42:16 · 9 answers · asked by eem2094 1

2007-02-06 07:30:35 · 7 answers · asked by lou 1

2007-02-06 07:14:37 · 6 answers · asked by ice_dragon2001 1

2007-02-06 07:05:49 · 15 answers · asked by theresa c 1

This is for our daughter, we have no problem co-signing as she is extremely responsible and cares as much about her credit as we do ours. We have an excellent score...799...but she is consolidating student loans which total about $35,000. Our income is around $70,000 and I'm afraid with that kind of debt we won't be able to buy anything. She already has a loan approval for 10%, our co-signing will just improve her interest rate. Any suggestions? Thanks!

2007-02-06 06:38:18 · 16 answers · asked by N0_white_flag 5

im looking for a small loan of just 500 (off on hol)
does any body know of any loan company's that accept unemployed council tenents and that do dont charge one simelar to providant or greenwoods or shopacheck any one know of any
cheers:-)

2007-02-06 06:19:05 · 3 answers · asked by amy y 1

There is no mention of when it needs to be paid or how. Will I have a problem collecting?

2007-02-06 06:06:08 · 6 answers · asked by Jeff k 1

2007-02-06 05:55:55 · 3 answers · asked by Anonymous

Getting a personal loan from a bank or going through one of the companies that offer to cut your bills by a percentage and help you pay it off within a couple years. If I go through the bank, I can pay it off at once, right? However, will the interest (which I don't think is part of the alternative) kill me in the long run and put me back at square one?

2007-02-06 05:53:46 · 6 answers · asked by cancerking 2

I am conducting research on credit restoration/repair companies and scam artists. Anyone who reads my posts knows that I am a proponent of credit restoration. And I support using the three legitimate credit restoration companies in the US. But I would like to hear of any experiences people have had with others. I do not want to hear about Lexington Law. I already have mountains of data on them, and not much of it good. I want to hear about all the others out there. Let me know who you used and what the results were. People who only want to post that credit repair is a scam, please do waste my time with your uneducated claptrap, I want legitimate answers only please.

2007-02-06 05:49:02 · 3 answers · asked by nebula7693 4

how to do list

2007-02-06 05:41:11 · 6 answers · asked by magnanimous29 1

I live on a fixed income and really have no credit rating. No bad just none

2007-02-06 05:34:44 · 4 answers · asked by baldisbeautiful 1

BIG PROBLEM! back in 1997 my son was 2 We did our taxes, got a check and then a few months later we were told we owed them money back (which we paid in 99) plus $3,000 more in interest. We always thought it was an error in our prepartion but this year we find out it was the earned income we were denied? This year they are holding my earned income again for further review. How could we be denied if I was only making $9 an hr my husband was sick with cancer and out of work? Now I am thinking that there was an error on the governments part but they tell me its to late to dispute I only had 3 yrs But they have 10? My question is why would I be denied in the first place and second if they made a mistake why can't I do anything about that? Is it fair that I paid them back $1500 plus $3000 interest for something they screwed up on in the first place? If anyone knows anything about this please respond.. SERIOUS ANSWERS ONLY!

2007-02-06 05:08:36 · 4 answers · asked by ITSMECOLLEEN 2

My husband has a credit score of 525 and we are trying to improve his score. We are paying off all the debt that is on his credit with our tax return and we are looking for a good credit card for people with bad credit that he can get to help him improve his score. Does anybody know of a good card that he should apply for?

2007-02-06 04:55:02 · 9 answers · asked by Anonymous

30 seconds after i enter my data it says i was approved for 30,000$ line of credit but when i called the company it says i was only approved for 2,000$. How can they do that? Is that legal. Thank you for your answer

2007-02-06 04:39:02 · 2 answers · asked by looklikebradpitt 3

Good afternoon all web surfers!

I have lived in the US for almost 1 and a half years.
I have had problems to get a job and not earned very much.
My spouse and I stand on the lease for our apartment and it has been paid every month(7 months now).
I have also paid several other bills.
I have got a credit card with a credit limit of $300.
Do I have enough credit history now?
Is my credit still to low to rent an apartment for an example?
Are there anywhere you can check your credit score for fee without signing up for something or paying a fee?
Is it always a bad thing if several companies check your credit?

Please help a legal emigrant!

"GablesMontecito"

2007-02-06 04:27:03 · 9 answers · asked by Anonymous

I'm thinking of cancelling one of my two credit cards and get a new one with more benefits with the same bank (BofA). I want to know if my Credit Score will be affected with this action. The credit card I want to cancel is the first one I got in my life. I have had it for almost 2 years. Hope to receive any advice on this. Regards, MT

2007-02-06 04:21:28 · 9 answers · asked by Mario T 1

i have recieved a summons and called the courts, this is real, their is no date on it and it was given to a family member not to me. i called to collector and they wont accept anyting less than half of the debt to drop the case, i offered to start a payment plan they refused...

2007-02-06 04:14:57 · 8 answers · asked by myhorsedoestricks 2

I've read all the info on www.e-gold.com and understand how to set up an account and how to pay someone by using e-gold but I just don't understand how & where I can actually buy e-gold from apart from using a credit or debit card on-line (which I don't have). I've asked the buyer if they'd take paypal instead but unfortunately they wont.

So if anyone can help I'd appreciate it.

Simon - UK

2007-02-06 03:56:01 · 2 answers · asked by Elharvo 1

I know a dead beat who isn't making car payments and refuses to call back the dealership (since it was leased) to turn the car in. Is there anyway I can report the whereabouts of the car anonymously? They think he still lives in another state but he actually moved 6 months ago.

2007-02-06 03:45:02 · 7 answers · asked by ginger 1

My whole life I have been told its not good to have too many open credit cards that you dont use.. but on here it appears that people are saying it is hurtful to your credit score to close out credit cards.
Thinking about is rationally I would think that closing accounts you dont use would help your score since you are lowering your potential future debt which would give you less chance of getting in trouble finacially...

2007-02-06 03:03:58 · 8 answers · asked by Anonymous

hey ppl ok iv never had credit in my life so when i tryed to get sum it is always rejected cuz i have a poor credit rateing iv iv never had it how come its poor? im hitting brick walls all the time its really frustrating does anyone know how to improve my rateing or fix woteva is wrong? cheers btw im in the uk

2007-02-06 02:45:27 · 8 answers · asked by maverick66555 2