Credit - December 2006

2006-12-18 07:42:15 · 6 answers · asked by Travis R 3

HOW DO YOU HAVE THINGS REMOVED FROM YOUR CREDIT REPORT THAT WERE INCLUDED IN A BANKRUPTCY

2006-12-18 07:09:02 · 7 answers · asked by motomom14t 1

I have really bad credit but I need a loan. Where can I get one? I've tried AG, pioneer, and omni. When I got divorce my X messed up my credit real bad. I am in a big need of a loan...

2006-12-18 07:06:18 · 2 answers · asked by Happy 3

My credit is otherwise good (715). I would like to know two things. First, how bad (roughly) does this affect me? Second, how should I go about repairing the damage, and how long will this haunt me if I pay all my bills (including the mortgage) on time?

2006-12-18 07:00:43 · 8 answers · asked by Justin E 1

2006-12-18 06:51:45 · 7 answers · asked by Patty C 1

2006-12-18 06:47:15 · 6 answers · asked by Anonymous

THis question was inspired by another poster's question about credit, and I guess its really aimed at people working in the lending institutions or those who know a little bit about it.

I really want to know why firms will not tell you why you have been refused credit for something. i have often been told that my credit score is too low for certain storecards but the providers will never tell me why. Instead they refer me to Experian or whoever, but even when I refer to the credit report, I dont really know exactly why it is low. I have no CCJs, have never been bankrupt, I am on the electoral roll. I have a credit card which I alsways pay off in full, save for a couple of occassions when I accidentally paid late.

I DO understand that previous residents at my address may affect my score, blah blah, but what I really want to know is why cant stores/lenders give SPECIFIC reasons for their refusal rather than me having to guess?

2006-12-18 06:25:05 · 6 answers · asked by Chimera's Song 6

Is there a service I should use, or are they a scam?

2006-12-18 06:15:57 · 16 answers · asked by Eric S 2

2006-12-18 06:10:38 · 9 answers · asked by prettybrowneyes 1

Car got repossed in 2002 due to unemployment. It magically appeared on my report under a new collection agency – 4 years later – in essense reaging the debt. I asked for validation of debt – they sent it to me 2 months later. In 6 months, they have sent me 2 letters, the letter stating they had the account and the validation letter. They have never called me, but they are on point every month when they deface my otherwise-good credit report. Do I have any options? They don’t seem to want to negotiate a smaller sum, and 4 years later seems ridiculous to be asking for a full amount.

I have been thinking about a lawsuit. Been doing a lot of research and have been learning that this is becoming a huge national trend. And yet there seems to be no vocal support for the consumer. Do u know any org's that advocate consumer financial rights with some clout in Washington perhaps? Any one have any suggestions on my issue?

2006-12-18 05:55:54 · 4 answers · asked by Jess T 3

With Ukash.com you can pay online with cash!

2006-12-18 04:57:31 · 13 answers · asked by Buzz 1

The amount of credit I have is very small and I have a lot of inquiries. I have tried everywhere I know. I need to find someone willing to give me a loan?

2006-12-18 04:42:28 · 2 answers · asked by sdw2840 2

What is the best way to estabish credit? I want the best rates, nothing I have to pay too much on. I would only be buying gas or fast food. I just don't know which credit card is best for me. Interest rate changes and other hidden fees are added at a later time. I just want to prepare myself to buy a house in the next 3 years. I have nothing to work with as of now.

2006-12-18 04:11:27 · 9 answers · asked by missallywash 3

2006-12-18 03:50:51 · 11 answers · asked by mwwardle 1

2006-12-18 03:22:40 · 6 answers · asked by Anonymous

i really need help i cant seem to stop drowning
in debts and at the end of the month
i pay off debts that what i remain with
cant take throughout the next whole month so i have to
borrow and that is a debt
am so sick of my debt problems
and i dont drink or something
but i just find i have big debts please help me

2006-12-18 03:09:34 · 18 answers · asked by sonai 1

I have income coming in but not from an employer, and looking to start a business.

2006-12-18 02:41:51 · 5 answers · asked by wudpile 1

How can I apply for paypal?Thanks!

2006-12-18 02:17:55 · 2 answers · asked by mnbvcxlkj 1

i try to buy online but some websites say if billing info dosent match the one on the credit card your purchase wont be processed. i dont know the billing address so is there any where i can use the card?

2006-12-18 00:47:41 · 8 answers · asked by Andrea W 1

That will help you build a credit history , for people that have poor credit ?

2006-12-18 00:16:29 · 4 answers · asked by ? 3

i know this may seem a little silly but i really need to know how i can accumulate some credit.

im a full time student who is on a very very tight budget, one wrong move could set me back fiancially.

I dont want credit cards or anything like that but what could i do.

2006-12-18 00:07:38 · 6 answers · asked by uabgurl22 2

2006-12-17 23:13:50 · 2 answers · asked by Shirrwood 2

my fault. The bank shouldnt have given me the money.
Can I sue the bank? Its very stressful for me.

2006-12-17 22:25:51 · 12 answers · asked by Anonymous

2006-12-17 17:16:15 · 5 answers · asked by john m 1

Once the amount is charged, how long do you have to dispute a charge? I remember someone telling me it's 60 days. Is that correct?

2006-12-17 17:12:50 · 7 answers · asked by bigd 1

And I mean trully for free?....not if I sign up for something or join some club. Just my credit score?

2006-12-17 16:45:08 · 5 answers · asked by weazalus 3

I have a house , I am working on my credit score to refiance but in the mean time law firms / collection agents are filing liens against my property for credit cards which are 5/6 years old .. I thpught they were charged off but see they werent.
I am recieving public assistance and my wife is disabled..

2006-12-17 16:40:15 · 4 answers · asked by Anonymous

2006-12-17 15:59:39 · 6 answers · asked by mc 3

2006-12-17 14:50:58 · 7 answers · asked by saphirecoloredeyes 1

2006-12-17 14:07:58 · 3 answers · asked by Out# 1