Credit - December 2006

Hi there. My wife was served at her work to appear in court with Ford credit. We voluntarily returned the car when we couldn't make the payments. Should we bother showing up in court? What's the worse they can do? And, if the car is in her maiden name, can they garnish my wages? Thanks for any input.

2006-12-19 15:18:18 · 5 answers · asked by Anonymous

2006-12-19 14:28:04 · 8 answers · asked by Utopia 4

If any of you have had a collector agree to waive extra fees, and accept monthly payments on a settlement amount, did you receive monthly statments, or just mail in your payments on the due date? Thanks

2006-12-19 13:51:38 · 4 answers · asked by Anonymous

2006-12-19 13:18:08 · 5 answers · asked by Anita E 1

Has anyone every gotten a payday loan and lost or misplace the name and telephone number of the payday loan company to notify them that you had to change accounts and you want to pay off your loan. Also they know that the account is close because they cannot debit that account , but they have not tried to contact you by phone, mail, or e mail for payment and it's been about 3 months since they receive their last payment. .

2006-12-19 13:04:52 · 6 answers · asked by Anonymous

2006-12-19 12:58:48 · 10 answers · asked by help needed 1

I am being sued for medical claims by the adverse party in an auto accident. Both the insurance company and I am vigorously disputing the amount of the claim, which is not justified by the relatively small amount of damage. The insurance company said they will pay any judgment against me in small claims court and I will owe nothing. Why will this be a black mark on my credit report since I will have no debt?

2006-12-19 12:56:56 · 3 answers · asked by Bonnie S 1

What is a site that gives you your credit report for free and is not a scam?

2006-12-19 12:21:47 · 9 answers · asked by Anonymous

2006-12-19 12:20:24 · 2 answers · asked by jcm9498 1

Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???

Cause someone told me husband that you can do that so now he doesn't want to spend money on a lawyer to do bankruptcy.

2006-12-19 12:08:01 · 10 answers · asked by muwah22 2

2006-12-19 11:55:46 · 6 answers · asked by shereblack 2

I have a credit card that offers free "credit score" viewing monthly. Last month it was 797..this month it dropped to 760! Could it be I got another (new) credit card last month? I transferred an amount ($1,600) from my other CC to them and they also doubled my limit to $10,000 up from $5,000. They ask me if they could do an "inquiry" also..so I said yes. I have 5 accounts and always pay them to almost no balance every month and never late on them...any answers?

2006-12-19 11:39:46 · 8 answers · asked by jazcomania 2

At one point in time you couldn't. I was wondering if they changed the rule. Wanting to get pet food.

2006-12-19 11:33:30 · 16 answers · asked by oleanderastrid 2

2006-12-19 11:25:37 · 9 answers · asked by missadrian05 2

2006-12-19 11:21:06 · 4 answers · asked by missadrian05 2

Yet getting your credit report is free (the one per year that you get, anyway). Does digging up your credit score require that much work and effort?

2006-12-19 11:07:09 · 11 answers · asked by trer 3

I recently brought a new car and financed it through my Honda with an interest rate of 5.9% and monthly payments of about $400 a month for the next 5 years. My question is, is it better if i double my car payments to $800 dollars a month and pay it off in 2 and a half years instead of 5? And yes i can afford it.

2006-12-19 10:34:42 · 8 answers · asked by James C 1

If possible I would like to IM with someone who knows about credit and debt. Thanks so much.

2006-12-19 10:09:19 · 9 answers · asked by janeflame2005 1

First: The store is in a side of town I'm unfamiliar with, kinda not close to my house, and I don't know the area... which is kinda neat cause I like to get to know a new area, so thats not so bad
Second: It's not the nicest part of town.. In fact, it's ghetto
Lastly: I had a bad experience there once... I didn't like the company I was with, he was mistreating me, so I walked to that 7-11 in the middle of the night and a kind woman took me home... but what if I'm on camera... I'm like o well, there was a cute guy there at the time, and they were kind to me also, but gawd, how embarassing... what do ya'll think?!?! Thanks!

2006-12-19 10:02:59 · 4 answers · asked by theskyisthelimit02 3

2006-12-19 10:02:21 · 15 answers · asked by f1avor_f1av 3

do you know any websites where i can apply for one?

2006-12-19 09:21:17 · 10 answers · asked by Anonymous

i am a victim of id thief for the past three years and have found items and things that are not mind on the report and would like to request that these things be removed only everyone wants charge me to do what i can do myself

2006-12-19 09:07:27 · 6 answers · asked by Anonymous

im 100,000 in debt

2006-12-19 08:08:14 · 15 answers · asked by Anonymous

2006-12-19 08:05:44 · 15 answers · asked by Anonymous

What about if you do it more than once?

2006-12-19 07:50:15 · 10 answers · asked by Anonymous

I'm in my late 20's and my soon to be husband is in his early thirties. I have credit card debt, but I'm working on it. I have a couple bank accounts. I also have a really good credit score. My soon to be husband filed for bankruptcy a couple years ago after he got divorced to avoid paying for bills his wife wasn't paying. He doesn't have a credit card. He does have a bank account. I have no idea what his credit score is. Will my credit score be affected when we get married? Should we share a bank account when we get married?

2006-12-19 07:24:04 · 15 answers · asked by Anonymous

ex; my dad gets a credit card with a $5000 line of credit using his ssn....then he tells the bank that he wants to give this card and the credit on it to me....???Can you do that??? I have bad credit and cant get a card on my own, so I thought of this idea.....

2006-12-19 07:17:44 · 9 answers · asked by Anonymous

2006-12-19 07:15:13 · 4 answers · asked by sheree 2

Since I was 18, (nine years ago) I've had several credit cards. Some I have cancelled, but I was also under the impression that not using it and letting a card expire, or not actaully activating one you apply for, cancells your card for you. That is, if the company doesn't contune to send cards, which in most cases they haven't.

Is there any way I can check to see if cards from ages ago are still mistakenly active? Is there a company I can talk to or a website I can look up to find this out?

2006-12-19 07:10:37 · 5 answers · asked by onlyget1shot 3

I was 18, dumb and had a CC, enough said. I don't have enough to pay a settlement amount let alone payments. Please don't tell me what I already know about my choices. Just would like the answer, thanks

2006-12-19 05:45:55 · 11 answers · asked by Get_R_Done_n_Dallas 3