Credit - December 2006

I HAVE 2 HOUSES (1 INVESTMENT) I ONLY CAN AFFORD ONE HOUSE ,... HOW LOW MY SCORE WILL GET , IF I GO TO A FORECLOSURE?
the market price of the house 165k

2006-12-16 01:12:33 · 6 answers · asked by Anonymous

2006-12-15 23:31:10 · 6 answers · asked by fritz 2

When applying for credit cards, the banks give you a choice of mastercard or visa. Whats the difference? Isnt it a credit card in the end? And both are accepted worldwide as well, hence whats the distinction for?

2006-12-15 22:31:17 · 7 answers · asked by fannboy 1

2006-12-15 19:24:40 · 5 answers · asked by eellbbrown 1

A fewdays back, I had asked a question , about money transfer from my paypal account, I got answers and selected one as the best.But, surprisingly I got this mail from paypal:
PayPal Security Measures.
Dear PayPal Member,

Your account has been randomly flagged in our system as a part of our routine security measures. This is a must to ensure that only you have access and use of your Paypal account and to ensure a safe PayPal experience. We require all flagged accounts to verify their information on file with us. To verify your information at this time, please visit our secure server webform by clicking the hyperlink below:
If you choose to ignore our request, you leave us no choice but to temporarily suspend your account.Thank you for your patience as we work together to protect your account.
IT IS THUS EVIDENT THAT , AFTER READING THIS QUESTION -ANSWER, SOMEBODY HAS PLAYED FOUL.THIS IS CERTAINLY NOT EXPECTED. Can some thing be done for this????

2006-12-15 18:28:41 · 9 answers · asked by bhubaneshwar s 1

My boyfriend and I have both gotten credit cards in the mail from "The First National Merchant Credit Card Advantage." Is this company a scam or is it legit? Do they always randomly send credit cards to people?

2006-12-15 14:50:57 · 5 answers · asked by apeystar 3

2006-12-15 14:42:55 · 10 answers · asked by Anonymous

i've had a stroke and i don't talk well on the phone so i'd like to activate the card onlineit would be easier for me

2006-12-15 14:41:03 · 4 answers · asked by Steve 1

2006-12-15 14:33:35 · 5 answers · asked by Steve 1

by quite alot! How can i make some quick money to bring it back to £0, or even in credit.

2006-12-15 14:22:03 · 1 answers · asked by Conspicuously Inconspicuous 2

it's really pissing me off and plus i just got it.
so first, I activated it today by calling right?
got it. and so I'm like,ook i want this online.
it accepts american express and as i type the card number and card security code.
it denies.

if it was given to me as a gift card...would that have something to do with it? cause it's a gift card?

2006-12-15 13:37:08 · 6 answers · asked by CAT. 3

Something came up where i need a 20k loan? I am just curious if banks do this before i go in there. I do not own a home so the equity line is out of the question. We do have two cars that are completley pd off. one is a 2004 valued at 11k, and the other is a 98 valued at 6k. is there away i could like get a 5 year loan with that.
thanks

2006-12-15 13:33:13 · 7 answers · asked by steve e 1

I made some bad decisions when I was younger regarding credit cards and didn't really know what I was doing and almost $9,000.00 later and a few years later it's still messed me up on a lot of things. I was told by a friend that I should just get a school loan, which is not based on credit. like a stafford or something and pay it off. And as long as I'm still going to school then it's fine, I'd just have to pay out of pocket for school. Has anyone else done this before or know a better way? I've tried debt consolidation and management groups which have not really been helpful. So I was thinking this would be much better because it's a low interest rate and I would be repairing my credit at the same time.
Currently undergraduate - doing community college. (transferring later)

2006-12-15 13:18:12 · 1 answers · asked by Azure 2

2006-12-15 13:14:55 · 5 answers · asked by LegionSk 1

If I dispute info with experian and the results are in my favor, must I also challenge the info with the other two credit agencies or will the collectors remove thoughs also?

2006-12-15 12:56:21 · 4 answers · asked by greeneyepit 2

Interested in consolidating about $6K of unsecured [non credit cards] debt into one loan plus approx $2K additional to obtain motor vehicle...excellent secured income [social security, pension and work income]. All direct deposit and would set for direct debit monthly payments on the loan. Know of sites like lending tree, prosper, unique, but interested in other lenders that would look into the loan specifics and the person and not just a credit score and abc's

2006-12-15 12:20:09 · 1 answers · asked by Man of La Mancha 2

There is a company that I know is illegally trying to collect money from people and they have added negative marks to my credit report for something that never even happened. Is there a credit report repair agency? Most of the ones I have seen are only dealing with consolidating your debt, rather than working to rid your report of any false collections.

2006-12-15 12:09:11 · 3 answers · asked by laura b 2

Has anyone else been scammed from a dept consolidation program called Miracle Management Group or Risk Management Group. ? If so please reply,

2006-12-15 11:36:16 · 3 answers · asked by roseygirl 2

How long after you clear your debt does your credit score go up?

2006-12-15 11:17:36 · 6 answers · asked by Romahn G 3

hi - I've worked very hard to build my credit but I've been told what hurts me is that i do not have any. I make good money and pay everything cash. I just cannot stand the bills every month and because of this, I canceled everything years ago and just use cash. This apparetntly hurts me and i'm buying my first house and have placed a good down payment down already.

now, the loan company is asking me to write a letter addressing certain concerns they have. I am currently disputing a Verizon phone bill that was in "collections" as i was informed of recent (i say that because i haven't rec'd any correspondence from them at all!)

anyway, my question becomes this: what, if any, can i say in this letter to "sway" the underwriter in my favor a little if that is even possible. being they asked me to write a letter, i'm assuming they need to make a subjective decision at some point, that can be in my favor or not. hopefully someone has some insight to this...very nervous.

2006-12-15 11:06:06 · 3 answers · asked by Anonymous

2006-12-15 11:00:05 · 6 answers · asked by spiderman 1

2006-12-15 10:42:44 · 4 answers · asked by picalic 1

I want to get a student credit card, one with a smaller limit, just to be able to build credit so I won't have issues buying my new car once my lease is up next year, as well as with other things, such as cell phones, houses, etc. What would be a good place to apply for a card that doesn't require good, or any, credit?

2006-12-15 10:23:43 · 4 answers · asked by Just a girl 2

I dont want to give this debt collector my work address. They have my home address and phone number.. what are the laws on this. HELP>. they are pushy.

2006-12-15 10:17:57 · 7 answers · asked by BeezKneez 3

2006-12-15 10:15:04 · 2 answers · asked by keithsharp24 1

I recently spoke with a bill collector who agreed to waive interest on my charged off account, and accept low monthly payments on the principle amount of the loan only. I received a computer generated letter with the correct settlement amount, but it only says they expect my monthly payment on a specific date next month, but the letter does not expain that will be my first payment, or when my last payment will be due. What should a settlement agreement look like to insure everything is legitimate? Thanks

2006-12-15 10:01:49 · 4 answers · asked by Anonymous

2006-12-15 09:51:01 · 2 answers · asked by demitrius2011 1

Will ebay send a user's information to a collection agency and potentially ruin their credit if they neglect to pay their ebay fees? They don't have social security numbers as well, so what if anything would happen?

2006-12-15 09:41:27 · 4 answers · asked by Anonymous

2006-12-15 09:41:14 · 7 answers · asked by Anonymous

I would like to request a copy of my credit report from one of the credit reporting companys to see my score. Does it affect my credit the same as it would if a lendor ran a credit check?

2006-12-15 09:06:24 · 9 answers · asked by Anonymous