Credit - December 2006

2006-12-15 02:10:43 · 7 answers · asked by gsforgrace 1

I ask this because most lender said I have to refinance my 1st in order to pay off my 2nd, but if I do that because of my low credit score my interest will go way up and it will double what I am paying now. Is there a solution?

2006-12-15 01:49:39 · 4 answers · asked by mcoopd1 1

I paid off my balance today and iam wondering if carrying a balance or paying off your balance is better for your credit score

2006-12-15 01:45:58 · 25 answers · asked by Anonymous

2006-12-15 01:40:52 · 21 answers · asked by rainbowlove 1

Like fix loans

2006-12-15 01:22:26 · 3 answers · asked by Raul F 2

I recently ordered something on the internet and gave my card details, when i went back to check my account they have cancelled the order as they had listed the price incorrectly. Dont they have to honour my order as it is their mistake??

2006-12-15 01:18:38 · 6 answers · asked by k4zzi 1

When I view my report, I find a list of creditors pulling my report for whatever reason. I don't think its fair that people can pull your credit report anytime they feel like it. I've noticed that I also get a bunch of junk mail from some of these same people. What can I do to stop them from getting my information without my permission?

2006-12-15 00:58:13 · 5 answers · asked by Lynn 1

I need to aquire a bank account for direct deposit of my payroll check from my job. I have some credit issues and am in the process of working with a lawyer to file bankrupcy.
I was wondering what my options were for obtaining an account for direct deposit

2006-12-15 00:48:11 · 6 answers · asked by pgd 1

2006-12-15 00:48:05 · 3 answers · asked by Anonymous

i want to buy a toshiba drive from the US.

the problem is i dont have a credit card , so whay are the other possible methods other thanwire transfer, paypal etc to make the payment ?

2006-12-14 23:55:20 · 10 answers · asked by rskbug 1

which genuinely wasnt yours by the housing benefits people what would happen and how could you prove it wasnt yours.

2006-12-14 23:51:19 · 9 answers · asked by charlie 3

2006-12-14 19:28:27 · 7 answers · asked by glynnbaber 2

2006-12-14 19:10:37 · 16 answers · asked by Hellbound 2

but we dont have credit card. If possible we can send money through western union

2006-12-14 18:55:37 · 1 answers · asked by sulemangroup 1

hi, i just turned 18, never had any credit cards, never paid any bills, and i applied online for my bank of america student card, however, i was denied even though i met the qualifications, so i reapplied again online, i was wondering if doing this would bring my credit score down even though i dont have a "credit score" to begin with.

Thanks in advance

2006-12-14 17:42:37 · 11 answers · asked by superman 4

2006-12-14 17:35:06 · 13 answers · asked by pbfloyd30 1

Please tell me. I need to find out.

2006-12-14 17:06:14 · 7 answers · asked by Justme 2

My brother co-signed on a car for our trouble-making youngest brother. Troublemaker totaled the car and refuses to help pay back the loan.

Good brother in bad financial bind at moment, job just cut back on hours, has debt and can't afford the payments. He stopped paying a few months ago, credit rating at 400 now.

Loan is willing to offer new loan at better rate with co-signer. However no one is willing or is not able to assist.

He also recently enlisted in air force and will be shipped off to bootcamp in 6 months.

Really want to avoid bankruptcy, any other options?

2006-12-14 16:51:32 · 8 answers · asked by hw 2

i had some late mortgages a couple months ago and my score is really low.

2006-12-14 16:37:06 · 12 answers · asked by ? 2

SBI Credit card has unjustly levied interest although all payments are made in full within stipulated due dates. Request to reverse the interest charge has still not been rectified although help-line personnel are assuring me of such reversal.

2006-12-14 16:30:28 · 2 answers · asked by rbeekol 1

I have $8,000 on my credit card, what would happen if I died, obviously I can pay my bill if I'm dead and its not like they could make my parents or anyone else pay it off, if its not in their name. What do they do. Do they just suck it up?

2006-12-14 16:28:46 · 10 answers · asked by Anonymous

please help

2006-12-14 16:04:10 · 6 answers · asked by manny93638 1

The debt is not huge but the monthly payments are more than I can afford. If I pay less, I might as well throw my money away as it does not reduce the debt but just keeps down a small amount of interest (not much). I still get fees, etc. I might as well pay nothing and use the money for necessary expenses. I am thinking to let them sue me as I feel I have a better chance in court than the company given my unavoidable medical expenses.

2006-12-14 15:45:58 · 7 answers · asked by jim g 4

Two of my credit card bills are due on the 31st. I get paid on the 1st only. Can I request to have my due dates changed so that I don't have to worry if I will have the money to pay my bill?

2006-12-14 15:32:42 · 10 answers · asked by His Angel 4

I have one payment left on a high interest credit card and then it'll be payed off. I also pay a $50 annual fee with or without money owed (got the card when I was younger with no credit to my name). I know that paying it off and not closing it will up my credit score, but do you think it's really worth 10-20 points when I still have to pay the annual fee when I'm not even using the card?

2006-12-14 15:15:49 · 10 answers · asked by Sunshine Swirl 5

NOT DERAGOTORY BUT MANY CREDIT OBLIGATIONS ? BOTH IN SO. CAL. -- SAME AGE, DIFFERENT BD AND SS#,
HOW IS THIS INVESTIGATED AND HOW LONG WILL IT TAKE TO HAVE THIS CLEARED UP?

2006-12-14 15:07:06 · 2 answers · asked by Anonymous

I filed for bankruptcy in 1998. Recently in my credit report there was a public notice saying it was discharged.

2006-12-14 14:59:01 · 4 answers · asked by randyxd 1

are there any sources that might give her a loan or help her with her mortgage? her credit score is 630 and she has no debt. house appraised at 385k balance is 329k. no work docs to submit. what should she do?

2006-12-14 14:18:57 · 5 answers · asked by K B 2

This showed up on my credit report from when I was in college. I just received a summons to appear in court. I thought after 10 years it does not show up on a credit report. I originally owed about 3200.00 and now it says I owe close to $10,000.00. What can I do?

2006-12-14 14:02:30 · 8 answers · asked by Mike F 1

I bought some dvd's last christmas and now they are always going into my checking account taking money out and mailing me dvd's that I dont want. I can never talk to anyone at customer service and i just dont know what to do. HELP!!!

2006-12-14 13:19:39 · 9 answers · asked by s72 1