Two of my credit card bills are due on the 31st. I get paid on the 1st only. Can I request to have my due dates changed so that I don't have to worry if I will have the money to pay my bill?
2006-12-14 15:32:42 · 10 answers · asked by His Angel 4 in Business & Finance ➔ Credit
With no penalties!
2006-12-14 15:33:45 · update #1
Ok, I pay off every single credit card bill every month to make it a zero balance. This is the first month where I was charged interest because I could not pay the full amount. So, if the due date is AFTER the first, I will have enough money to pay every bill off every month.
2006-12-14 15:39:15 · update #2
Yes, call your cc company on the # on the back of the card and set up a new billing cycle. They should be willing or cancel them.
Try to get enough $$$ in the bank so you will be ahead. You can do it, even if a little at a time.
2006-12-14 15:43:42 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Call the CC company, they should be able to do that for you easy enough.
Although it sounds like you have more of a budgeting problem than a due date problem. If you're charging so much that you're unsure if you can pay it for the next bill, then it sounds like you're charging too much. Either put off the purchase, get a debit card to hit your bank account or pay for it in cash. If you don't have savings in the bank to cover next month's bills, you need to take a serious look at how much you're actually spending and why.
Paying it off is great, but catch yourself now before it becomes too late. Don't finance a lifestyle with credit cards or you're going to run into this issue more often in the future.
2006-12-15 04:21:29 · answer #2 · answered by dougzinboston 4 · 0⤊ 0⤋
Most credit card companies will change the billing cycle, resulting in a change of payment due date. Simply call them and ask. They are usually pretty understanding, just as long as they get paid.
2016-05-24 18:06:01 · answer #3 · answered by ? 4 · 0⤊ 0⤋
Yes, most credit card companies will change the due date to anything you ask. Call the customer service number on the card or in your bill.
2006-12-14 15:41:23 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yes you can. All you have to do is call them and tell them you need the due date changed and tell them why, they will do that for you. Be careful though because some will only let you do that once. (other than that I am not aware of any other penalties) (Good job paying them off every month!) Good luck
2006-12-14 15:41:55 · answer #5 · answered by tpbthigb 4 · 0⤊ 0⤋
Yes, just call the 800 number on the back and they will gladly change the due date. You wont get a break on any current bills though.
2006-12-14 15:35:46 · answer #6 · answered by Albert H 4 · 0⤊ 0⤋
If you know for sure you have the money on the 1st. Then you can just go ahead and pay for the bills first, 1) they won't withdraw your money immediately, so you don't have to worry. But make sure you have the money in your checking/saving account on the 1st.
2006-12-14 17:30:42 · answer #7 · answered by a9113257311 3 · 0⤊ 0⤋
It never hurts to call and ask. Most of them will change the due date for you.
2006-12-15 18:22:46 · answer #8 · answered by Mariposa 7 · 0⤊ 0⤋
I don't understand. If they're due on the 31st it seems like that would be the way you would want it. Whe do you want to change it to?
2006-12-14 15:37:20 · answer #9 · answered by Anonymous · 0⤊ 0⤋
yes. call your card companies and they most likely will work with you on that. some are sticklers but most aren't. what's the worse they will say...no?
2006-12-14 15:41:41 · answer #10 · answered by Anonymous · 0⤊ 0⤋