Credit - December 2006

2006-12-16 13:37:21 · 4 answers · asked by foxyfarther88 1

2006-12-16 13:29:28 · 2 answers · asked by Manuel G 1

2006-12-16 12:31:32 · 6 answers · asked by native 3

2006-12-16 11:24:22 · 4 answers · asked by Dragan S 1

My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in debt to fall unto my plate because of my mother's death.

2006-12-16 11:23:59 · 10 answers · asked by Chelsea S 2

im getting my first credit card, and my question is, should i buy a lot of things to build credit faster? or just say, one item per month/billing cycle.

also, does it matter if the purchase i make is a piece of gum, or a television? what difference does it make? do they care?

thanks in advance

2006-12-16 11:09:52 · 2 answers · asked by superman 4

2006-12-16 11:08:15 · 2 answers · asked by Soyoung K 1

If you dispute something on your credit report and the collections agency cant verify that the account was yours or they dont respond in 30 days, it gets deleted off your credit report. When this happens, could the collections agency still sue you in court even though it has been deleted off of your credit file?

2006-12-16 10:31:14 · 5 answers · asked by Gods Son 2

2006-12-16 10:23:10 · 4 answers · asked by Maureen W 1

2006-12-16 10:14:34 · 4 answers · asked by brianna0399 1

Say your credit limit is $3,000. But you want to make a $5,000 purchase. Normally, if you do this, you'll go over your limit by $2,000...and that would hurt your credit score.

So instead, can you essentially "increase" you own credit limit by FIRST overpaying your card by $2,000? And then make the $5,000 purchase? Or will making the $5,000 purchase still end up showing as going "over" your credit limit, thereby hurting your credit score?

2006-12-16 10:02:37 · 8 answers · asked by WindowsVistaWoes 1

trying to consider whether it is an option?

2006-12-16 08:43:42 · 10 answers · asked by MR. C 2

Ok this is what I'm confused about. When at the grocery store or gas pump I will use my bank's ATM checking card that has the visa logo. Aside from flexibility of having merchants widely accept visa why is the set up that way? Second question is when at the pump or store it asks for credit or debit after you slide your visa checking card. Why does it do this? I mean can't the machine tell its obviuously a debit card and the funds are coming from my checking acct? Why would it ask this and what impact would it have if I chose credit rather than debit when using my card. Someone help me! Thanks!

2006-12-16 07:42:45 · 12 answers · asked by Truth 2

2006-12-16 07:25:24 · 2 answers · asked by tom2tom24 1

by quite alot! How can i make some quick money to bring it back to £0, or even in credit.

2006-12-16 07:20:11 · 7 answers · asked by Conspicuously Inconspicuous 2

I keep seeing posts from people who say that you need a credit card to make a car rental reservation, or to get a hotel room. I have traveled a fair amount, and I have always been able to use my VISA Debit Card for those things. I have never been denied a reservation for car rental or hotel rooms becase I didn't have a 'Credit' card.

Apparently some have different experiences than I regarding this matter. Which hotel chains and rental car chains did you have this issue with?

2006-12-16 06:58:09 · 3 answers · asked by KC 4

If so, do you know which banks?

2006-12-16 06:36:41 · 3 answers · asked by TANISHA R 1

i dont want to change usd to gbp so im using cards but can my son use them 2? hes 16

2006-12-16 06:33:59 · 15 answers · asked by Anonymous

She and I had a family falling out which mkaes it harder for me to contact her. I need some type of legal adice on what to do with this situation. How bad can this hurt my credit?

2006-12-16 06:08:58 · 18 answers · asked by Anonymous

2006-12-16 05:56:31 · 6 answers · asked by klp_dog 2

I am going through some bad times, and I need to file but I have a judgement against me and a few more possible from not paying my phone and credit card bills. What can i do?

2006-12-16 05:32:27 · 4 answers · asked by copernan 1

I have a 571 fico there is a Foreclosure on my report. It was the lenders error and an admitted mistake on their part I sued the lender and they settled and paid me a lg $ amount. They put the house back in my name, I refinanced and sold the home. Now this is showing up on my report as a foreclosure along with the positive of me refinancing and paying as agreed. How many points would my score go up if I can get the foreclosure removed? I have been disputing and now taken the extra step of sending the 3 bureas the court docs and settlement docs. I'm trying to by a house and now this is affecting me

2006-12-16 05:17:16 · 3 answers · asked by me2012 1

Could a wife file a chapter 7 and her husband not file at all? What about debt they have together? What about a home titled in both their names? My sibling is thinking of doing this, so I thought Id ask here if anyone had been through this.

2006-12-16 04:51:13 · 4 answers · asked by pcl317 1

He has been paying all his bills and debts on time and not defaulting on payments for the past three months, how long will it take for him to qualify for credit again?

2006-12-16 04:10:56 · 13 answers · asked by Smoochy Poochy 6

2006-12-16 03:54:04 · 9 answers · asked by tdddmdt 1

2006-12-16 03:51:10 · 3 answers · asked by Anonymous

I can't apply for a regular card because I have no credit and no cosigner, I can't apply for a student card because I am not a full-time student. Everything I have has been paid off in full by me, but while it was being paid off it was under my parents' names. I can't even get a cell phone plan because I have no credit! Help! Thanks.

2006-12-16 03:23:59 · 7 answers · asked by Everything 4

I intend to avail a credit card for myself. But before plunging in, i would like to know if i really need it. Is credit card a boon or bane?

2006-12-16 02:15:54 · 10 answers · asked by Anonymous

2006-12-16 01:29:14 · 6 answers · asked by Di_1219 1

does anyone know any home catalogs which do hp without doing credit checks? and aslo contract phone company which doesnt do credit checks either?

2006-12-16 01:15:54 · 2 answers · asked by nuttiegal 1