Can a judgement against me for a credit card debt result in a Sheriff's Sale of my house which has no mortgage

Answer 1

Yes, it could, but most likely the credit card company would just file a lien against the property so that when you decide to sell it, they would get their money.

Answer 2

If someone gets a judgment against you they can file a claim on any of your assets, including your home. Most likely they will start with your bank accounts. If they can't get something that way, then they may put a lien on your home. Whether they can force the sale will depend on your state laws. Some states have homestead exemptions. For instance, in Texas you cannot file against someones house. They have a homestead exemption. Other states may allow them to put a lien on your property and force the sale. You should check the laws in your state, since each is different.

Answer 3

I even have on no account heard of it. I even have heard of somebody with a judgment getting his financial agency account taken. they are in a position to additionally in simple terms placed a lien on the automobile or abode, making it impossible to sell till the debt is paid off. as a strategies by using fact the Bronco for a three hundred debt, what's the project? Are you asserting that, if it particularly is a small invoice you need to have the means to forget approximately it?

Answer 4

It would have to be a pretty steep judgement, but it could happen.
Call a bankruptcy atty. they can stop it. It's really hard to justify a
sheriffs sale.

Answer 5

if your state has a homestead exemption and you file it - no
if they do not it is possible but highly unlikely they would file a lien on it which means they would get thier money if you ever refinanced or sold it

Answer 6

Oh God Yes!