Credit - December 2006

i wanna get a car in april or may so ill need to get a credit report around that time also

2006-12-13 14:28:31 · 5 answers · asked by cakj14 1

i have til 15th jan to pay 2500.00 in a month

2006-12-13 14:17:08 · 21 answers · asked by lisa W 2

I have bad credit from being irresponsible and want to change this. My debt is not huge maybe only $4000. My wife has excellent credit. We are wanting to build a home within the next 5 years and we will have to use my income to get the loan but I am worried my low credit score is going to hurt us. I'm wondering if we take out some joint accounts if that will improve my rating (abd make payments on time). Any advice is greatly appreciated!

2006-12-13 13:56:31 · 9 answers · asked by shanem1c1 1

2006-12-13 13:08:40 · 8 answers · asked by alison k 2

2006-12-13 12:57:26 · 2 answers · asked by bulldogg317 1

I know new payments on a debt will restart the clock for time used to collect on a debt, but what about the 7 year period that debt is removed from my credit report? Will the 7 year period start from the charge off date, the date I last paid the creditor when it first became delinquent, or the last date I make payments under a new payment arrangement? It will take me 5 years to pay off a debt if I resume payments, so if the report goes by my last payment, that means this debt would be on my report for 12 years additional years. Will a creditor agree to make the beginning of the 7 year period the year the account was charged off, even if I agree to make monthly payments until it's paid off? If anyone knows of a website with detailed information that would be better.

2006-12-13 12:57:01 · 3 answers · asked by StartingOver 2

2006-12-13 11:58:09 · 4 answers · asked by qwerty p 1

2006-12-13 11:52:28 · 3 answers · asked by qwerty p 1

Even with high interest I dont care

2006-12-13 11:31:58 · 12 answers · asked by Kyle S 1

i wanna send cash in the mail,but everyone is telling me to do a money order instead.how do you do that?i can get it at walmart??how do i do that?

2006-12-13 11:14:38 · 14 answers · asked by eddie 2

I was recently charged $28 for overdrawing from my Washington Trust checking account. The thing is, I used my debit card on the purchase they said I overdrew with. Wouldn't my card have been rejected if I didn't have the money in my account? I was buying gas, so I ran my card before the amount was decided, if that makes a difference.
I've always been told that you can't overdraw with a regular free checking account debit card, so this has me confused. Also, does anyone know if the bank will drop the charges if this has never happened to me before? Thanks

2006-12-13 10:58:30 · 9 answers · asked by queen_bee0042 3

I am almost 22 years old, and I have no credit. I will be going back to school for a year soon, and when I start working, I would like to purchase a vehicle. What is the best way to go about establishing credit, and how long should I wait before buying the car?

2006-12-13 10:39:27 · 7 answers · asked by ?~GotLove~? 5

If i will let my credit card expire and then decide not to renew it, will it have a negative impact in my credit history/score? is that also the same with requesting for an early termination (closing) of the credit card?

2006-12-13 10:37:36 · 4 answers · asked by Josh H 1

2006-12-13 10:20:07 · 2 answers · asked by Anonymous

Any idea of how much my limit would be?


I'm 24 and don't know much about these things.

2006-12-13 10:10:29 · 9 answers · asked by Anonymous

I need about 800-1200 ASAP to pay off college buy books and other things.

what can i do to get the money fast with less fees ect.

what do you suggested

2006-12-13 10:01:26 · 10 answers · asked by Curious 2

so,i'm sending money in an envelope.everyone's telling me to do a money order or do by credit card or check.okay.i would do that,but i'm only 15. my plan was to put money in a regular envelople.then put it in another envelope.one of the brown ones with the bubbles in it.as long as the mailman won't see the money,they won't take it.and how do they know it's money anyways??do they have like a x-ray machine that tells them that it's money.and i don't want to do priority mail or first class mail

2006-12-13 09:55:58 · 7 answers · asked by eddie 2

2006-12-13 09:34:20 · 4 answers · asked by picturetaker 2

I just transferred a credit card balance for 5.99% nominal APR (and .01641% periodic rate). But I noticed on my statement that it says the Annual Percentage Rate for this balance is 33.432%.

That doesn't sound good. What's going on?

2006-12-13 09:17:48 · 4 answers · asked by awoods_mu 2

Foreclosure in Ohio. Want to keep home. Can he purchase property while in a Ch. 13?

2006-12-13 08:59:22 · 3 answers · asked by Anonymous

A.It is required by government regulation.
B.It indicates the safety of the loan.
C.It indicates the value of the property

2006-12-13 08:38:07 · 7 answers · asked by pretty smile 2

I lost my wallet including driver's licence, 3 credit cards, social security card, ATM receipts, etc. I called all credit card companies to cancel the cards, and put a fraud alert on my credit file. I have heard of social security cards being used fraudulently to apply for jobs, etc. What steps should I take to protect myself?

2006-12-13 08:37:11 · 18 answers · asked by philantropist1 1

Can anybody tell me the diff bet them and explain them with examples? Thank You.

2006-12-13 08:09:00 · 4 answers · asked by KRSNA 1

2006-12-13 07:38:42 · 3 answers · asked by steve t 1

2006-12-13 07:37:25 · 5 answers · asked by steve t 1

prefferably online but either way works.

2006-12-13 07:17:53 · 4 answers · asked by shawn k 1

2006-12-13 07:05:19 · 6 answers · asked by Donald B 1

Does it count as a cash advance if you are only transfering funds to another acount.. for example If your credit card is with the same bank as your checking account and you transfer funds form your credit card to your checking account does it count as a cash advance?? Do cash advances hurt your credit score?

2006-12-13 06:29:59 · 9 answers · asked by Anonymous

2006-12-13 06:28:39 · 8 answers · asked by DJ C 4

I have a score in the high 500's. I have just paid off all my credit cards, bought a house, and also pay on an auto loan. In the past I have been late a few times, hence the lowered score. So, if I now make all payments on time, how long should it take me to get my credit score back up?

2006-12-13 06:05:48 · 4 answers · asked by eaglesnest1119 2