Credit - December 2006

2006-12-12 18:45:59 · 7 answers · asked by glynnbaber 2

well i went to cingular to get a phone, they said my ss number is used by another person how can i fix that ...... i m sure its not used by noone but i cant get a cell phone because of that thanks for your help.. Also i cant even view my Credit Score

2006-12-12 18:39:33 · 8 answers · asked by Jason 1

2006-12-12 17:32:30 · 2 answers · asked by may_minu 3

2006-12-12 16:31:52 · 11 answers · asked by shelby 1

FICO Credit score's range is from 300-850. And TransRisk score as calculated by TransUnion also has a range from 300-850.

What is the difference bewteen these 2 scores? Which one is more linear? Are they the same?

Thanks.

2006-12-12 15:47:02 · 4 answers · asked by bullwinn1 1

2006-12-12 15:46:55 · 1 answers · asked by feliciahstr 1

i don't have a social security no., so how to apply online?

2006-12-12 14:56:38 · 3 answers · asked by fresher 1

I have some debt, that I know I will never be able to pay off. Atleast in this century. It's not that I owe a whole lot of money, it's just that I am not the richest person on earth. I have a family and can't afford to make payments that will make a difference in the balances.

I have considered Bankruptcy. I know the laws for it have changed in the last few years. Does anyone have a good website about the terms and all that?

What you can and cannot claim on a bankruptcy and so on. thank you all.

2006-12-12 14:23:59 · 11 answers · asked by Anonymous

I ran into some issues with money for a year. I sold my house and had some outstanding debt for my cable/phone/electricity companies. I didnt have enought funds to pay these off before they went to collections. Now they are on my report for about 300-450 dollars. How do I get them removed? Pay them off? I hear that they dont come off but then others say they do. Does paying them off raise my fico score?

2006-12-12 14:03:18 · 9 answers · asked by cantholdmd 2

Got myself in a little over my head with the credit card thing....any suggestions on what to do to get out with out filing for bankruptcy????

2006-12-12 13:59:21 · 11 answers · asked by Miss MotoX 2

If you could make up a name for a credit card, what would it be? My daughter is doing a project for school and needs to know some different answers.

2006-12-12 13:58:56 · 5 answers · asked by Anonymous

2006-12-12 13:27:14 · 4 answers · asked by CARLA F 1

2006-12-12 13:23:19 · 7 answers · asked by Anonymous

that not bellongs to me. What can I do to reverse these Judgements and clear my credit report?

2006-12-12 13:12:50 · 3 answers · asked by jr5594 2

I have a outstanding CC and I got a thing in the mail from Maryland and some law firm that says its an arbitration that says I have 30 days to respond or they will go to court without me. That they may put a judgement against me as a civial judgement. I don't work, I don't own anything. What does that mean?

2006-12-12 13:00:12 · 9 answers · asked by txemt372 2

and my money is still in the bank aft a mo. past due are they gonna try to get more money out of me they sent no way to let me know where u where to pay and they have my check

2006-12-12 12:54:49 · 1 answers · asked by dn7137 1

Can you use a Wal-Mart gift card to shop online at Wal-mart.com?
And pick the item up in store?

2006-12-12 12:51:50 · 8 answers · asked by Anonymous

2006-12-12 12:45:29 · 3 answers · asked by babynas42478 1

I know that paying your credit card bills on time helps your credit score. Do other bills do that, like my apartment rent? I'm a full-time student, so I can't work right now, but I'd like to do what I can to start building good credit. Does anyone have some tips?
Also, is this true: I've heard that having a lot of credit cards you with low balances on them (i.e., you don't really use them) raises your credit score. I just have one card right now. Should I consider getting another one or two?
Thanks!

2006-12-12 12:05:57 · 8 answers · asked by kacey 5

this was from a business that was close and bankrucy was declared on.

2006-12-12 11:42:50 · 6 answers · asked by deweywalkersmom 1

2006-12-12 11:40:18 · 5 answers · asked by HorribleDeath18 1

Over the past few days i have been having a lady from a lawfirm calling and leaving rude urgent messages for me to contact her. I got a hold of her today to find out that she is calling me about a bank i had two years ago, apparently i had two checks that bounced one for 3.00 and one for 2.50. Now the costs are up to 152.49and 154.43. I never received a bill or anything asking payment. Now i am going to have to pay lawyer fees and i just don't know what to do. Please help.

2006-12-12 11:07:24 · 6 answers · asked by charlene 1

I have 50,000 in student loans that have been in forberance. I have 2000 in old credit card debt and have a credit card in good standing for two years. I have 10,000 saved and would like to be efficient in raising my score, so I can get property in a year. What is more effective to raise the score by 40 points.

2006-12-12 10:48:55 · 8 answers · asked by Anonymous

I have a debt that I have been disputing for about 2 years. Recently, I received a phone call from a new Collection Agency who has stated the account will be sent to arbitration before the beginning of the year if I do not pay $4000, which is close to the amount I actually owe. In the past they have been saying it was $8000.

I would like to pay that amount and solve this problem once and for all.....however, I am not able to do so in the 2 weeks they have given me.

Is there anything I can do to delay the process before it goes to arbitration?

It seems the owner of the debt keeps switching collection companies everytime I seek verification of the debt. The current company has only been managing this debt for less then a week. They claim they do not need to verify the debt.

What should I do?

2006-12-12 10:46:13 · 6 answers · asked by aslongasitsfunky 3

we called the FBI ond had a freeze put on our checking acount and waiting for the bank to check it out

2006-12-12 10:01:54 · 3 answers · asked by vita w 1

2006-12-12 09:50:41 · 4 answers · asked by Nicole S 1

I'm still pretty inexperienced with credit. I've only had one credit card (a Visa) for the past three years, and it has no annual fee. I just got a second (a MasterCard), and it has an annual fee of $79. Should I shop around for a different card sans the annual fee and nix the new one? Or will most cards charge an annual fee?

2006-12-12 09:42:36 · 12 answers · asked by Anonymous

I need help repairing my credit. Does anyone have any experience with a reliable and effective service?

2006-12-12 09:01:07 · 7 answers · asked by MBA Grad Student 1

I got a phone call from my father. He said that he had my credit card and bill. I said, "huh???" Basically, what it boils down to is that the company changed my address to his, because they SAID that they got return mail with his address as the forwarding address. I called the USPS and they do not have any forwarding addresses for me. What I am concerned about is the disclosure of personal credit information to a third party without my consent. Or am I just being stupid?? I mean, what if my father was a dead beat and charged up my card??

2006-12-12 09:00:56 · 4 answers · asked by styckx 2

someone signed a retail installment contract for a vehicle for another person, the person failed to make the payments, and the car was repossed. The signer paid the full debt owed, and its suing in small claims court for the amount. Will the signer be able to collect on the debt, even though there is no documentation signed by the other person?

2006-12-12 08:58:04 · 4 answers · asked by nena414 1