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that not bellongs to me. What can I do to reverse these Judgements and clear my credit report?

2006-12-12 13:12:50 · 3 answers · asked by jr5594 2 in Business & Finance Credit

3 answers

This is the way to correct (dispute) items in your credit on your own. You are entitled to a free credit report from each credit bureau, once every 12 month. Go to www.annualcreditreport.com to get this, since you'll need the INDIVIDUAL credit report numbers. Request the FREE copies of your credit report, if you haven't already. Print those reports out (Equifax, Experian, Trans Union) so you can go through each item on each report - a lot of times there are accounts or tradelines in one report that are not in another. Thats why its important to look at all three. Once you have each report, go to the individual bureau sites and begin an online investigation/dispute for each item with which you disagree. Those sites are: www.equifax.com, www.experian.com, and www.transunion.com. Remember to go back and check the status periodically to ensure the dispute is being processed and to find out the ultimate result. With their investigation, they'll have to verify its your debt. And if its not, they'll have to remove it. Good Luck!

2006-12-12 16:03:01 · answer #1 · answered by abcdgoodall 4 · 0 0

CONTEST TO CREDIT BUREAUS THAT LIST THOSE JUDGMENTS. THEY WILL CONATACTS WHOEVER. IF THEY DON'T RESPOND WITHIN 30 DAYS THEY WILL REMOVE THEM FROM YOUR CREDIT RECORD.
IT THEY DON'T GET REMOVE YOU HAVE OPTIONS.

PAY THEM OFF----

IGNORE THEM

OR YOU CAN WRITE A NOTE FOR EACH ONE TO BE ATTACHED TO CREDIT STATEMENT (100 WORDS OR LESS) AND TELL YOUR SIDE BRIEFLY.

2006-12-12 21:19:09 · answer #2 · answered by cork 7 · 0 0

did you get a court summons for these, check with the courts.

2006-12-12 21:18:04 · answer #3 · answered by Anonymous · 0 0

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