Credit - August 2006

2006-08-14 04:09:23 · 5 answers · asked by qm1200 1

I'm buying my first new car and I was wondering if anyone knows what a good (and possible) interest rate would be.

I know that it will probably be a little higher because I am a first time buyer and because I'm not using a co-signer.

My credit score is around 640. I'm 21, trying to finance a Toyota Yaris.

Currently they are telling me I'm going to get a 10% interest rate. Is this a good interest rate for me? Think I can get better? What should I be aiming for?

2006-08-14 04:06:02 · 4 answers · asked by TiFFeRz 4

They want proof of payment. I would have to order the canceled check, which would cost me money or I would have to send a copy of my bank statement which Idefinitely would not be comfortable doing. Besides, it only gives the number of the check, not who it was sent to. I would like to know what are my obligations to that company and what can I tell them when they call me. Thank You

2006-08-14 03:20:24 · 13 answers · asked by concerned innstayer 1

2006-08-14 01:33:46 · 11 answers · asked by Anonymous

We arrange loans from nationalised banks in north india.We are looking clients interested to take loans.

2006-08-14 00:40:42 · 4 answers · asked by Anonymous

i have 4 credit cards all totally 28,000....i want to start paying them off, i used the cards to complete and finish college which i have done, and now i want to start paying them off so i can start my process of purchasing a home and a reliable vehicle, my credit is kind of scarce so i wont get approved for a consolidation loan, is there any other route i can take to pay off these cards,i make good money, i just cannt get a loan for that high amount.

2006-08-13 20:37:38 · 6 answers · asked by DARNELL 1

2006-08-13 19:12:14 · 5 answers · asked by peace out 2

If I get a few credit cards during college and never default, how long would it take me to qualify for a mortgage?

2006-08-13 18:27:55 · 4 answers · asked by endsjustmeans 3

I ordered pizza and I paid by credit card. I have a receipt with a bunch of X's except the last four digits. I was about to throw out the receipt when my mom said she heard crooks can get your card info just by looking at a receipt with the last four digits. I know all about card swipers and all that other stuff, but can somebody grab a random receipt and decipher a credit card number just with a name and four digits?

2006-08-13 17:56:38 · 12 answers · asked by chicagosports_guy 2

I just started building my credit. And I wonder how long does it take until they make up a score for me? I have 2 credit cards on file.

2006-08-13 17:45:28 · 3 answers · asked by unknown11233 1

2006-08-13 17:44:13 · 5 answers · asked by Anonymous

Is it a high end credit card and an invite only thing like the Black American Express Card is?

When I was younger, I thought it was another form of a department store credit card.

2006-08-13 17:16:01 · 4 answers · asked by nicekrngirl 3

I signed up for a Circuit City Chase Mastercard to purchase a laptop about 6 months ago and go 0% interest for a year. I just paid it all off and now want to cancel my credit card. Do I just cut it up or do I have to call the company? Does it hurt my credit score if I just cancel the card now that I'm done with it? I have another one that I want to keep. I just liked the Circuit City one because I could put the laptop on it. Any advice? Thanks! PS I'm a 22 year old. If that matters.

2006-08-13 17:14:09 · 11 answers · asked by brownieoit 2

I can't a way to get my credit report without having to have a credit card. I found one site but it only used one bureau and it didn't find anything AT ALL! I'm 21 I KNOW I have to have something on there!

2006-08-13 17:10:53 · 5 answers · asked by shamanshamun 1

2006-08-13 17:07:50 · 6 answers · asked by sweetbaker2003 1

Was pondering that today...let's so Joe French public comes to the USA to work for a company. He needs to buy a home here for himself and his crumb crunchers. How does he get a loan? I would assume he has no credit history or employment history....what is used to qualify such individuals. By the way I am not the person was just pondering it today. Thanks in advance!

2006-08-13 16:20:48 · 3 answers · asked by frozenfun 2

Does anyone know where i can get my credit report done for free. All the places online say free but then you have to cancel theeir service before 3 days and it is never easy to cancel.

2006-08-13 15:12:55 · 10 answers · asked by chefyooper3 1

2006-08-13 15:07:59 · 5 answers · asked by Moridin 1

2006-08-13 15:07:22 · 3 answers · asked by Manyquestions 1

types of cheques

2006-08-13 15:00:21 · 4 answers · asked by Alyssa 1

2006-08-13 14:47:20 · 4 answers · asked by dhfan2 1

I close on a first house purchase in a few weeks. I need to buy a new car asap though. Does anyone have any idea what happens to your credit score immediately after purchasing a house?

2006-08-13 14:36:18 · 4 answers · asked by Johnny Ballgame 2

2006-08-13 14:28:11 · 13 answers · asked by david d 1

i want to know if my wages will be garnished for the 12 grand that i still owe on the car, or if it will just show up as a repossession on my credit report. if they do come after me for the 12 grand remaining, will interest collect on that until it's paid in full? how does this all work??

2006-08-13 14:05:32 · 15 answers · asked by jem 1

I have a debt/available credit ratio of 62%, and it is all credit card

2006-08-13 13:39:05 · 5 answers · asked by d421189 3

A hotel charged my credit card when I requested to pay cash. They said they cancelled the charge cuz afterwards they accepted my cash..is this going to appear on the credit card record?

2006-08-13 13:39:01 · 12 answers · asked by hii 2

I have about 8,000$ in debts I was wanting to try and consolidate. What is a good company to try and do this through? I am lost in the financial world, and thought i have a new good paying job, I have fallen a couple months behind, and it would be best to see if I could consolidate. Please help me!!!!!

2006-08-13 13:35:40 · 9 answers · asked by lashes 2

2006-08-13 12:53:55 · 31 answers · asked by mstupac149 1

My parents are willing to get me a credit card at 16. They trust me and i am responsible. I will also be paying the bills with my checking bank account. Can i get the mtvu credit card at age 16? My parents also think it will help me raise my credit history for the future.

2006-08-13 11:50:05 · 3 answers · asked by neverforgotten 2

I went under the SBA, but it said "good credit" Any one have any ideas?

2006-08-13 09:18:15 · 9 answers · asked by jan s 1