Credit - August 2006

Also do you have to be with the bank to get their secured card?

2006-08-13 08:19:00 · 5 answers · asked by John 2

I just found out that my paycheck is being garnished. The only thing is I am 18 and a student, I don't have any loans, credit cards or anything. I was never served with court papers to appear in court and I was never given a notice of garnishment. What can I do to get this cleared up?

2006-08-13 08:15:25 · 10 answers · asked by Anonymous

Do you have to pay for an item you are sent through the mail and didn't want? Can the company report you to the credit bureau if you don't pay?

I received something and kept it although I don't use it and I'm planning on throwing it out because I don't have the time to take time off from work and stand in line to send this stuff back (forgot to mention the money for postage!

2006-08-13 07:45:53 · 6 answers · asked by skept1c 3

statutes of lim have run... already? whats the point?

2006-08-13 07:23:05 · 5 answers · asked by Anonymous

2006-08-13 07:08:25 · 4 answers · asked by Binky 1

2006-08-13 06:50:57 · 6 answers · asked by Markie Mark 1

me and my boyfriend need to get a loan for a condo but we have no credit and he doesnt want to use a credit card so we need to know other ways we could establish it for them to consider giving us the loan

2006-08-13 06:22:42 · 17 answers · asked by joesgirl3588 1

How did you prove point with confusing statutes?

2006-08-13 06:22:41 · 4 answers · asked by rallman@sbcglobal.net 5

2006-08-13 06:03:58 · 12 answers · asked by hoss 1

2006-08-13 05:00:18 · 1 answers · asked by yong s 1

2006-08-13 04:55:34 · 5 answers · asked by Alfalfa Sprout 3

2006-08-13 03:34:39 · 12 answers · asked by Sandra M 2

2006-08-13 01:47:34 · 7 answers · asked by rahul 1

2006-08-12 23:51:05 · 4 answers · asked by Steph :-) 3

2006-08-12 23:35:15 · 11 answers · asked by Anonymous

Hi, want to clean up credit (550 score) Do items stay on based on original date or date of last activity(such as payment)? I have paid off all but 2 collection accts and have car payment current. Have $347 debt from '04 and $1947 debt from '02. If I pay them off will it make them stay on longer? I would like to be able to buy a house in 3-5 years. Would a secured card help get my score higher? Appreciate your help. see note from Equifax on their site - is this true?
~Equifax is one of the leading credit reporting agencies in the United States -- there are two others. Account details, which are supplied by creditors with which you have an account, include the date the account was opened, the credit limit or amount of the loan, the payment terms, the balance, and a history that shows whether or not you've paid the account on time. Closed or inactive accounts, depending on the manner in which they were paid, stay on your report for 7 to 11 years from the date of their last activity.

2006-08-12 20:40:53 · 6 answers · asked by happyendingsonly 2

I dont know much about them. My mom tried to explain but she dosnt really no either. Can i use my savings account or do i need a checking account. If i am asked to show ID can i use my school id? Is there anything else i should know? Thank you

2006-08-12 17:08:28 · 13 answers · asked by lukezzzzzz 1

2006-08-12 17:07:41 · 6 answers · asked by Anonymous

and never paid it off. The law firm wants to garnish my wages if I go to court (I am trying to settle with them out of court). How much can they garnish my wages? I live pay check to pay check. All but about 300 dollars a month goes to things I need to live such as rent, elec., gas, phone, food, gas for car etc. Do you think if I submitted an itemized list of what my monthly expenses are to a judge he'd would allow them to take 25% of my wages? (The lawyers claim they will get 25% of my wages until it’s paid off) If they take 25% I will loose everything. To me it doesn’t make any sense that a judge would allow them to take so much of my money that it would cause me to become homeless and loose my job. If I loose my job then they don't get paid off. What should I do? Settle out of court? Or should take a chance that a judge will see that I am poor and don’t have the means to pay it off?

2006-08-12 16:49:07 · 17 answers · asked by metrogurl 2

???????????????

2006-08-12 15:47:33 · 2 answers · asked by Anonymous

2006-08-12 15:39:30 · 5 answers · asked by all m 1

Everytime I'm at the gas station and they ask me "Debit or ATM?", I always wonder what they mean by that. So if you know, can you please tell me?? Thanks.

2006-08-12 15:26:02 · 10 answers · asked by Anonymous

because i have one

2006-08-12 15:24:23 · 6 answers · asked by Anonymous

2006-08-12 14:07:45 · 16 answers · asked by Anonymous

Finance charges are so horrible in the USA. They will never go down.

2006-08-12 13:44:51 · 14 answers · asked by Anonymous

if she got a car loan and i got on as a co signer would she be denied the loan?? if not would it help my score once we got it paid for? also how much are these places willing to laon with a score that high?she has a 670 something and i have a 484.she is 19 and i am twenty. please help
pleae no sarcastic remarks. thanks

2006-08-12 13:39:18 · 12 answers · asked by Anonymous

i stay in india

2006-08-12 12:40:49 · 9 answers · asked by Anonymous

I am looking for some statistics for an article I am writing.

Are there published statisitics showing the percentage of UK residents that hold:

1. a credit card
2. a debit card

If you could provide an established source link to bank up the figures, it would help.

Thank you.

2006-08-12 11:41:25 · 7 answers · asked by Anonymous

I joined Answers to try to help people with their issues giving my expert opinion as I am a credit professional by trade.

I have experience in many other areas as well. These ignorant losers get the info. and do not bother to respond w/a best answer rating, and leave it up to others to vote on. I'm not doing this for points.

I just wanted to share my info, and try to point people in the right direction.

I've never seen so many ungrateful losers on a website as this.

I'm not wasting my time or knowledge on this thing any longer.

Anyone with any eduacation out there that has the same opinion?

2006-08-12 10:54:08 · 15 answers · asked by Credit Expert 5

2006-08-12 09:46:20 · 14 answers · asked by Anonymous