Credit - August 2006

interest rate!!!!

2006-08-12 09:25:16 · 13 answers · asked by hotgal3 1

I live in So Cal and the price to buy even a 1 bedroom in a run down neighborhood are outrageous. I make enough to pay the mortgage for a $550,000. home, but I need to have a 700 fico to be given a decent rate. Any suggestions will be greatly appreciated.

2006-08-12 09:00:19 · 10 answers · asked by regina f 1

2006-08-12 08:42:26 · 17 answers · asked by Steve W 1

A formal note was drawn up, and both parties signed. My SS# is not on this document. I have no assets that they can attach other than my home.

2006-08-12 07:47:54 · 7 answers · asked by leatherneck 1

I alone bought a house and have maintained excellent credit, but was recently married. Will we be able to upgrade into a new house?
Thanks in advance!

2006-08-12 07:32:58 · 6 answers · asked by erok2020 3

I am interested in getting some type of store card (example: walmart, old navy, target, best buy and others)

Are there certain stores that get your credit report from one bureau or another?

The reason I am asking is because my credit is not the best and transunion seems to have alot of bad things in my report and the other two dont?

Is there anything I can do or a way of knowing?

2006-08-12 07:01:56 · 10 answers · asked by mocha 2

2006-08-12 06:12:07 · 1 answers · asked by Kathleen C 1

the spouce had a long illness credit card debt went up to provide medicine shortly before the one died the other got sick and lost everything is now on disabity signed up for a program to make one monthly payment to that place and then they pay the creditors.now his illness is costly with the meds and there is no way he can pay the debt and go to the doctors medicine and just a rented place to stay.what legal action can be taken against this person he would pay if he had it but needs the medicine so on and the vehicle to keep appoinments is no longer able to work and never will be.

2006-08-12 06:10:19 · 12 answers · asked by Anonymous

What is the best way to get out of debt? Is condolidation the real answer? I've really gotten myself in a mess. I have a decent job, but with raising three kids and EVERYTHING being so expensive, sometimes I have to charge groceries on my off week of pay day just to get by. I'm losing sleep over worrying about it all. I'm not charging "big" items, basically just things you need to live, eg. food, gas. Any good suggestions? I'm trying really hard, but nothing seems to help.

2006-08-12 06:09:29 · 13 answers · asked by S 5

I did a dispute with experian and I got something deleted
Does that mean that the two other credit agencies need to take it off as well?
Or do they keep it on there?

Im so confused

2006-08-12 05:56:14 · 6 answers · asked by mocha 2

Every credit website I've been to wants me to subscribe to a monthly plan....what happened to my FREE credit report!!!!?????? How do I actually get a free report without paying....?

2006-08-12 05:45:11 · 12 answers · asked by Sabin 1

2006-08-12 05:26:14 · 4 answers · asked by autumn nights 1

In January i signed up for a domain name from1&1 internet so i cancelled it and for some reason it didnt cancel so they sent me to a collection agency for a bill of $258 the thing is when i received the bill from the collection agancy i didnt have a social security number back then and i was 17 but now im 18 with a social security number and all they have on me is my bank card which i cancelled and i was wondering could this affect my credit in anyway? since it is not dirrectly linked to my social security number? And it has also been like 8 months and they have stp contacting me...is my credit messed up?

2006-08-12 05:24:47 · 6 answers · asked by pamens88 1

2006-08-12 04:23:13 · 4 answers · asked by bhavna 1

2006-08-12 04:21:49 · 2 answers · asked by bhavna 1

2006-08-12 04:14:11 · 6 answers · asked by Anonymous

I saw a question about this w/positive answers, but me and my hubby had no luck. We both had bankruptcy (before we were together), but had good jobs, and our only collection accts. were medical bills or credit cards. We have great cred. with our secured debts, but his score was 565 and mine was 594. We tried for over a year to find someone to finance us even a home less than 50k and had $5000 to pay down---no dice! Nowhere! Most companies wouldn't even give us the time of day because we had filed bankruptcy in previous years. If anyone knows of a miracle company out there please tell me!

2006-08-12 03:46:25 · 9 answers · asked by Jenintn 5

i want to know whats a cw no in a credit card and where can i find it in my card.

2006-08-12 02:03:13 · 4 answers · asked by silverglassshines 2

2006-08-12 00:37:57 · 17 answers · asked by grahame d 2

Well, obviously I know WHAT affects it negativley -slow pay, no pay, being over your credit limit, etc. But, what I want to know is how do the 3 credit agencies ( TransUnion, Equifax, and ? can't think of the other one) put a point values up and/or down on things. For example - let's say you are late on paying your VISA card, by more than a month. So, they report as a "30 day past due" How does that affect your credit? Does that reporting cause your score to go down 5 points, 40 points, etc. ? Then, what action brings the score back up, and how many points at a time? Let's say I pay off the entire balance of a credit card, then close out that account... does that raise it up another 10 pionts, or as much as 50 pionts??? How long does it take for a bad reporting to "fall off " of your credit report. I know that each time a lender "pulls" your credit report, that in itself causes your score to drop. I would appreciate hearing from anyone who actually knows FACT regarding this-thanks

2006-08-11 21:26:00 · 5 answers · asked by mom24athome 1

I planning on buying my first home by the first of the year.

2006-08-11 18:49:40 · 9 answers · asked by Anonymous

Hi,

I'm soon going to apply for a credit card, but my question is : I'll probably get an 18-22% apr, say i charge 300 to my credit card, how much would be added from a daily percentage rate?

My second question is will i still be building credit if i charge one day, and the next day I pay it off?

3. If i can still build credit like that, is it possible to charge one day and pay it off the next day?

sorry if these questions are dumb, or if i left out information, let me know if you need anything else.

pz

2006-08-11 18:45:13 · 5 answers · asked by tsolworldwar3 2

2006-08-11 18:15:42 · 12 answers · asked by autumn nights 1

My score is 555 , i have 2 collection accts with a total debt of 590.00... Other than a co signer,paying those wont raise it much ,itll just show them a spaid. anyone know how I can get started?

2006-08-11 17:39:13 · 10 answers · asked by chris l 1

Boost mobile is allowing a merchant company "QPass" to debit accounts without customer knowledge, yet Boost claims they don't do bussiness with "QPass, New Mot". This is occurring as an e-commerce puchase on prepaid Boost accounts. They claim also, that it is third party messaging. I have been Ripped Off twice. totaling $$19.98. I changed my mobile number and they still debited my account. I was told by Boost, "because the numbers were still linked." I suggest, who ever has Boost prepaid, regularly check your account activity at www.boostmobile.com. Boost also said "they won't refund accounts for third party charges." I have some contact information if any one is interested. The Boost representative I spoke with claims that Boost is taking legal action. I think it's Bull Crap!! Mean while Boost prepaid customers are being ripped off of their hard working earned dollars and can't get their money back. I'm going to the media, I hate people taking my money. Times are hard enough. email me

2006-08-11 16:26:28 · 2 answers · asked by moanyboo 1

assets, other than the $5000 of equity of my house. If I just stop paying my credit cards, and wait out the statue of limitations, will the debt go away, regarding the credit cards? I live in the State of Ohio.

I can live with out the "just pay it" and "get a life" remarks. Please only helpful answers. I don't need to know if you think I'm terrible because I can't make my ends meet.

2006-08-11 15:11:04 · 11 answers · asked by abcdefghijklmnopqrustvwxyz012345 1

Just wondering...

2006-08-11 14:21:09 · 4 answers · asked by TTer 1

loans, mortgage

2006-08-11 13:50:06 · 6 answers · asked by Indigo 1

Obviously a large portion of the American population is in debt...I’m approaching my mid-twenties and the whole idea of owing credit card companies $$ and starting to save for a house (and I live in CA) is kind of stressing me out...(I'm paying for silly mistakes I made in college) oh well, eventually I will pay them off :) Have a wonderful Friday night!

2006-08-11 13:40:31 · 16 answers · asked by Señorita 2

I'am having problems with my credit report and the last thing I need is to make a new error, so I need to be aware of this!

2006-08-11 13:38:38 · 7 answers · asked by Erick Ramirez 1978 2