Credit - August 2006

2006-08-09 17:32:37 · 6 answers · asked by CARL 1

2006-08-09 16:32:14 · 4 answers · asked by meaux reaux 2

I was always on time with paying my bills and had perfect credit up until a year ago, I was laid off work and couldn't cope with the bills..my credit now is very poor and I'm finally settled again where i can start paying again but all my credit cards are on collections and i'm wondering how long would it take me to restore my credit back, I'm planning to consolidate them all in one and i'm going to be paying them off in about a few months but i'm really concerned with how long it'll take me to have my credit back to 729, right not is 451.

2006-08-09 16:08:49 · 7 answers · asked by browneyedgirl 1

Lets say I owe them $100 and I pay minimum fee, which is $10. Will they charge me interest for the $90 balance that I still owe them??

2006-08-09 15:32:58 · 14 answers · asked by lumi 4

I applied for about 3 cards already and was turned down because of stuff that were charged off or sent to a collection angency and eventually paid off. I know its bad to apply for too many cards so I need the right one. Can anyone help me?

2006-08-09 15:26:31 · 9 answers · asked by Anonymous

My Capital One card. What is my minimum payment that I must make monthly so I don't have to pay any late fees? Is my minimum payment at a fixed amount or does it increase the more money I owe?

2006-08-09 14:52:17 · 12 answers · asked by lumi 4

2006-08-09 13:52:31 · 5 answers · asked by Anonymous

which is the best...discover, american express, visa, mastercard, and why is it the best? What is the best iterest rate? Serious answers only.

2006-08-09 12:44:42 · 42 answers · asked by ebo 2

2006-08-09 12:18:24 · 0 answers · asked by Anonymous

This sounds simple, but it's my first time doing this and there are so many choices that it's hard. Have great credit but never had my own card. I travel a lot and am looking for something with miles, or grocery store credit, hotels, SOMETHING. Maybe a website or something that compares the different types, benefits, extras, etc. Suggestions?

2006-08-09 12:10:14 · 6 answers · asked by hundredwords 1

Are you at your wits end trying to pay more than the minimum on your credit cards and in need of help paying for gas? Are you now worried about heating bills for this winter? Are you selling stuff to pay for groceries? sorry for 4 questions at once.

2006-08-09 12:03:34 · 7 answers · asked by -* 4

2006-08-09 11:52:35 · 2 answers · asked by jellisa m 1

I think it means I won't get the promotional APR on online purchases, but I need to be sure as my business will require online purchases, and not getting the promo APR on those pretty flatly defeats the point. Thanks for input.

2006-08-09 11:25:24 · 3 answers · asked by agentdenim 3

please donate to my paypal account i have 0 credit right now and
i realy need the money.

2006-08-09 11:16:45 · 5 answers · asked by Anonymous

im young and responsible i dont go credit card crazy. ive actually have never met my credit limit but was thinking about increasing the limit only if it would help me build a good credit score. should i increase the limit or just stick to what im doing?

2006-08-09 10:50:47 · 12 answers · asked by *Debster* 2

I am looking for anyone who fell for this scam. I am looking for what different steps people took to get there money back . I fell for it and have not been able to get my money back YET!!! I am working on it with 2 other people. Please feel free to email me at mlz0571@sbcglobal.net and I will tell you what measures I have taken so far.

2006-08-09 10:41:59 · 1 answers · asked by Meesh 1

Have a bank of america credit card in my name and in my husbands name, my son also had the same name (has his own credit card with them). They send us a credit card in the mail, I called them verified with them who it was by SS...they said my son, gave it to him. He has charged 493.00 ( He has about 2000 available on his CC) come to find out this is not his account but mine, and they refuse to put this on his account. Any suggestions??? My son is saying these are his charges, he wants them transferred to his account. I have always heard bad things about bank of america I really believe it now! They told me if i turned in these as not mine (they are not) they would proscecute my son...can u belive this?

2006-08-09 10:35:54 · 6 answers · asked by Lakeside5 2

Alternative Debt Solutions???? It eliminates debt by negotiating with creditors without using consumer credit counseling.

2006-08-09 10:31:00 · 2 answers · asked by Scooter 1

I called a couple debt management places and they said they could lower my payments to $268. a month buti have to make at least 800. dollars a month. i only make 400. They said i would have them payed off by 2013. But they told me bankruptcy was an optioin. i dont know anything about bankruptcy so please explain everything you know. will it effect me getting student loans? a house? im only 21 and have a year and half to i graduate.

2006-08-09 10:26:12 · 1 answers · asked by jenks1545 4

Ok... I was involved in a accident it was a hit and run. My car was completely totaled. I only had liability insurance but I also have Unisured Motorist coverage... Insurance said they wont pay for the car because I didnt have collision insurance but they pay for my medical bills, which sucks because when I bought the car the car company told me I only needed to get liability insurance on this car.... I have called the car company told them all this, gave them the my insurance info.... and told them I can pay them a little at a time for the car, now they are harrasing me for payments and right now I honestly dont have it. They have called my work 3 times AFTER i told them not to call my work because I cant recieve personal calls..... My question is how do I get them off my back for awhile, and is there anything I can do to make them stop harrassing me. Plus, I'm 4 months pregnant and stressed out enough!!!! ahhh!!!!

2006-08-09 10:04:35 · 10 answers · asked by precious_sea_shell18 2

does anyone know anything?? Thanks

2006-08-09 09:42:30 · 3 answers · asked by Brian P 1

It always redirects to https and says cannot be found. I've tried

www.yourcardaccount.com
/SST_Consumer/Process
Login.do

the above three lines are really all on one line and it still redirects.
Talking to customer service they claim they have no problem.
I have never even been able to enroll because it redirects immediately to https.
Anyone solve this. Obviously SST Card Services does not want to hear about their problems. This is Washington Mutual credit card.

2006-08-09 09:27:50 · 0 answers · asked by James Q 2

I can put down between $20,000 to $40,000 and would like to know what my score has to be to get a mortgage. I live in Texas (if this helps). My credit could be better and is mostly school loans. Does anyone know how to find out your credit score and what is needed?

2006-08-09 08:47:00 · 1 answers · asked by Anonymous

I need operating expenses, and equipment. I personnally have bad credit but the business is looking good. We are booked for the next year with customers.

2006-08-09 08:37:13 · 4 answers · asked by drmwvrcstms 1

How do i know they arent a scam

2006-08-09 08:26:49 · 2 answers · asked by jenks1545 4

I have no money and im in debt. im trying to pay my bills but its just seems impossible i cant even afford making min. payments. i thought about debt consuling but that hurts your credit. so what do i do.

2006-08-09 08:17:19 · 6 answers · asked by jenks1545 4

2006-08-09 08:14:05 · 14 answers · asked by Tunasandwich 4

We see it al the time on tv. You seem to be able to assign your cards to other people to use whereas we just can;t do that in the UK unless you have a joint card holder.. even then that person has to be over 18 years old.. doesn't that lead to more credit card fraud?

2006-08-09 08:12:32 · 10 answers · asked by Anonymous

2006-08-09 08:08:30 · 3 answers · asked by ann 1

my cousin opened a bank account and i put my name on it too because i went with him (don't ask me why, i don't even remember why i did it).....anyway, he got a loan from the bank and i guess both of our names are on it because they use our account number....i never use this account and don't need it, so if i remove my name from the account will the loan still be on my credit report?

2006-08-09 07:55:20 · 3 answers · asked by videogamer1979 2