2006-08-09 12:18:24 · 0 answers · asked by Anonymous in Business & Finance ➔ Credit
Payday loans are very illeal in most states. Read the paperwork. You pay 400% APR on most loans. They used to call that loan sharking.
2006-08-09 12:48:27 · answer #1 · answered by missjenni99 2 · 0⤊ 0⤋
well a 700 dollar payday loan will end up costing your about 15000 so i would forget that route == second how can you have a debit card with out a checking account -- but that is a minor off the wall question == if you pay all your bills with cash you cant have any credit card debt so go to everyone you owe money to utilities included and tell them you are going to be late and you will pay their late fees which is 1000 percent less than a payday loan and tried to cut back on everything until you get back on your feet!!!
2016-03-18 08:49:45 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Chandra,
Since you have a debit card, you have a checking account. Call your bank and see if they will do the loan for you. It's not cheap, but it's cheaper than the payday loan places.
If you can't get it through your bank, go to a payday loan store. You usually see them in the strip malls in bad neighborhoods, next to the liquor stores. You will have to provide a drivers license or state ID, paystubs and your bank account information. You will write a postdated check for the full amount, including the fees. They will give you a check on the spot.
2006-08-09 14:29:53 · answer #3 · answered by Anonymous · 1⤊ 0⤋
Yes, you can get a loan on a debit card.
Check out this site before doing anything:
http://cashquery.com/payday-loans.html
You can find loans that line up with your criteria quickly and easily.
It may be able to help you
2014-09-14 02:38:06 · answer #4 · answered by Anonymous · 7⤊ 0⤋
Do NOT get a payday loan!!! They are the worst idea EVER! They charge tooo much interest, you can fall into serious debt. It's ridiculous how often people get ruined by those companies. Go to your bank or credit union and see if you can get a short term loan.
2006-08-09 15:57:38 · answer #5 · answered by ShouldBeWorking 6 · 0⤊ 0⤋
See if you can get a friend or relative to help, the whole payday loan business is really illegal, write a bad check ? Come on ?
2006-08-09 12:23:58 · answer #6 · answered by The Advocate 4 · 0⤊ 0⤋
Wow, thank you! just what I was looking for. I looked for the answers on the internet but I couldn't find them.
2016-08-23 03:57:49 · answer #7 · answered by ? 4 · 0⤊ 0⤋
Never thought too much about it
2016-07-27 06:32:31 · answer #8 · answered by ? 3 · 0⤊ 0⤋