I ordered pizza and I paid by credit card. I have a receipt with a bunch of X's except the last four digits. I was about to throw out the receipt when my mom said she heard crooks can get your card info just by looking at a receipt with the last four digits. I know all about card swipers and all that other stuff, but can somebody grab a random receipt and decipher a credit card number just with a name and four digits?
2006-08-13 17:56:38 · 12 answers · asked by chicagosports_guy 2 in Business & Finance ➔ Credit
They need more than four digits. But clever thieves who might pilfer through your garbage already know your last name if it is on the mailbox or other items of mail, your address, and if the receipt tells the card type. I would say that chances are low, but you really can't be to careful shredding sensitive information. I suggest shredding anything with personal information like your address, date of birth, etc.
The major concern with credit card fraud is thieves using your identity to open new cards that you are unaware of potentially ruining your credit rating and racking up thousands of dollars of debt.
Msn.com has a money section with some great articles on how to protect yourself from being a potential victim. You should also check with your credit card company to see your liability in the event of identity theft.
2006-08-13 18:06:28 · answer #1 · answered by goodnevili 4 · 0⤊ 0⤋
No. Your credit card number is made of a very complicated mathematical function. The last four digits would not be enough to reconstruct anyone's card number. There are certain rules that apply to credit card numbers. For instance, did you realize that different brands for credit cards begin with different numbers, or that the digits in your card number always add to a prime number?
2006-08-13 18:33:36 · answer #2 · answered by Freddie 3 · 0⤊ 0⤋
No
because before last four digits is 12 digits, your credit card is 16 digit, it hard to guess the other one
Your MOM means is your PIN number from the card, if the crook gets your pin, with credit card, they can clean you out
2006-08-13 18:39:22 · answer #3 · answered by Hoa N 6 · 0⤊ 0⤋
No.
Although, if the crook knows your name and he/she is asked for the last four digits as a way to authenticate, then they'll get away with it.
Just shred it. Better be safe than sorry.
2006-08-13 18:01:50 · answer #4 · answered by Aaroni 3 · 0⤊ 0⤋
No, it's not enough information to reconstruct your CC number. If they have a list of all the issuers and their four digit numbers (first four) they might try but it would be more work than it's worth.
2006-08-13 18:02:20 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Nah no biggie cuz one would still have to guess the other 12 digits but it's not uncommon to shred it anyway just to be on the safe side.
2016-03-27 00:51:54 · answer #6 · answered by Anonymous · 0⤊ 0⤋
No. Someone would need your SSN, the expiration date, and what bank the card came from, if not more info. But I'm a little paranoid, so I always destroy my receipts.
2006-08-13 18:24:19 · answer #7 · answered by endsjustmeans 3 · 0⤊ 0⤋
those numbers are there just for you-- they are so you can organize your recipts-- see which cards you used to pay for what....
crooks cant get info from you from the last four numbers, but still, when you dont need it, shred it. better safe than sorry.
2006-08-13 19:47:40 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Perhaps. They might already have gotten your first 4 digits from the trash and that can narrow it pretty far down.
2006-08-13 18:08:28 · answer #9 · answered by Neil 2 · 0⤊ 1⤋
no..theres a reason why most of the numbers are Xed out....
2006-08-13 18:02:40 · answer #10 · answered by whutup387 2 · 0⤊ 0⤋