Business & Finance - 10 December 2007

what is his policy number?

2007-12-10 11:41:06 · 6 answers · asked by Gruntled Employee 6 in Insurance

Listing price is 160,000. It seem to be a buyer's market and I'd like bring that down as much as possible. How low should I make my first offer?
140? 120?
What is likely to be the response?

2007-12-10 11:38:03 · 10 answers · asked by Anonymous in Renting & Real Estate

im applying for the county but I dont know if i should put places i worked for that only lasted about 2 weeks? should i bother telling them or should i tell them cause they will find out?

2007-12-10 11:37:56 · 8 answers · asked by Ninfa V 1 in Other - Careers & Employment

I have been out of a job for about a month now and my savings account is running very low. I have tried to file for unemployeement but they denied me i also tried to file for food stamps which they also denied me. I am all out of options and i have bills to pay and a daughter to take care of. I have been looking for a job all over the internet and still nothing. Does anyone have anything they can offer or any ideas or where i can go next from here. My options are open. Please Help Me...

2007-12-10 11:27:38 · 4 answers · asked by s_d_b 1 in Personal Finance

My husband and I found a perfect house, put down a deposit, have a signed offer letter, and went through the inspection. The inspection found three small things, one of which is the replacement of a foot-long section of tubing/pipe between the oil tank and the boiler. The issue is simply that it's underground in that section, and to be up to Massachusetts code, it must be above ground. Since the owner is a plumber and did much of the work on his house, we thought nothing of asking him to fix that one issue before we signed the purchase and sales agreement. Instead, he has flipped out at our suggestion that the house is not 100% perfect, and is threatening not to sell. Since we do have a signed offer letter, do we have any legal standing as far as putting the pressure on them to sell?

2007-12-10 11:27:21 · 8 answers · asked by red_writer 2 in Renting & Real Estate

My family are fine with it - time of year etc, will be sorted next week. But hubbies family snobs. Need a whopper of excuse for bout 1 week!?

2007-12-10 11:24:53 · 10 answers · asked by spice2504 3 in Credit

Im training to be a associate mangaer and I work at a retail store, my boss and I looked at the reports and she told me look how much you made in a 3 hour period, she sound excited. What does she mean by saying that when I get paid by the hour? She make it sound like Im walking home in that one day with $700 worth of sales.

2007-12-10 11:24:15 · 2 answers · asked by Anonymous in Small Business

or can they just say an attempt was made even tho they don't know if the person they are seeking the judgement against even received the judgement or not?

2007-12-10 11:22:32 · 2 answers · asked by Lea 4 in Renting & Real Estate

Okay... I'm 15 years old, and I get my license in 8 months...and It's time to start discussing my car. I need $2,000 in 8 months and my parents say they will pay for the rest. I NEED IT TO BUY MY CAR! How do I raise it WITHOUT A JOB? HELP ME AMERICA!

2007-12-10 11:21:29 · 4 answers · asked by Cool Guy14 1 in Personal Finance

I'm interested in buying a property in America to rent out to get my foot on the property ladder out there, with a view to later relocating to the US in a few years' time. I'm an American (dual citizen) living in the UK, but am unsure whether it would be better to borrow money from a mortgage lender here in the UK (which would probably be easier, but the interest rates are high), or go with a mortgage lender in the US (where interest rates are frozen for the next 5 years, but I would have to deal with sending money overseas every month if it isn't rented year round). Does anyone have any experience with this? And what kind of deposit is usually needed on say a $200,000 mortgage? Thanks in advance for your help!

2007-12-10 11:20:34 · 6 answers · asked by AJ 2 in Renting & Real Estate

Which Insurance company has been allegedly defrauded by Mr and/or Mrs Darwin, the chap who recently turned up after a canoe accident some 5 years plus ago?

I work for a supplier for several major UK Insurers and often curious as to why they also avoid publicity when they are victims of fraudulent acting customers, banks are the same... Good on the Insurers in this instance and wish them well in their recovery attempt!

2007-12-10 11:18:41 · 2 answers · asked by Pancakefarmer 3 in Insurance

In any kind of organisation or if possible in a hotel business please???? ?-0

Thank you in advance :)

2007-12-10 11:15:09 · 1 answers · asked by Thaichick 1 in Other - Business & Finance

Hi, i was looking at some of the portfolios on Investopedia for some option investors and i found one that said the guy had a put option position for AAPL with a strike price of $30 and a gain in total of $2.2 million. How is the premium so high? i though it was based on the instrinsic value and time value among other factors. For a put doesn't the underlying asset's price have to decrease in value in order for the option to be in the money?

the link for this investor's portfolio is:

http://simulator.investopedia.com/rankings/ViewPortfolio.aspx?UserID=609898&GameID=1

2007-12-10 11:14:19 · 5 answers · asked by Martin Swava 1 in Investing

There's a property in my area that I would like to buy. It is in a very up and coming rehab area, a lot of homes in the area are being remodeled. The home needs new plumbing and drywall, so I know I can't get an FHA loan because of their requirements. For conventional, am I going to have a problem getting a loan on a home that needs extensive work done? I have enough for 5% down. What mortgage companies offer programs for homes that need work? Thanks.

2007-12-10 11:13:48 · 7 answers · asked by tribe2437 2 in Renting & Real Estate

I'm signing up for a direct deposit. I need a voided check. I have a checking account, but I don't use and don't have checks. Will I have to order checks or can I just ask my bank for one voided check?

Thanks in advance!!!!

2007-12-10 11:12:52 · 7 answers · asked by Anonymous in Personal Finance

it's a townhouse with two bedrooms upstairs a living and dining room on the first level and a private basement.

2007-12-10 11:10:28 · 9 answers · asked by Samantha d 1 in Renting & Real Estate

happend to interview at this credit card company last thursday. the company said they would contact me sometimes next week.I am anxious about the result. If I think that company is taking a while, should I reach them immediatlely for follow up or should wait for few more days? what is the best thing?

2007-12-10 11:08:22 · 6 answers · asked by rondorondo 1 in Financial Services

They accused me of having two dogs (which the owner is full aware of and even included in the lease.) They also accused me of letting my dogs roam. ( I NEVER allow my dogs to leave the house without a leash!) Finally they accused me of not cleaning up after my dogs. ( I always carry bags and use them every time without fail. Shorty after moving in a neighbor was driving out when she pulled over and said that in all the time she has lived here she has never seen someone walking their dog with a bag in hand.) These are TOTALLY FALSE accusations. What can I do???

2007-12-10 11:07:51 · 2 answers · asked by saturn hater 1 in Renting & Real Estate

happend to interview at this credit card company last thursday. the company said they would contact me sometimes next week.I am anxious about the result. If I think that company is taking a while, should I reach them immediatlely for follow up or should wait for few more days? what is the best thing?

2007-12-10 11:07:07 · 4 answers · asked by rondorondo 1 in Other - Careers & Employment

has any one heard this and is it true.....

something about Bush didnt give out as much as supposed too and now they're sending out the rest?

2007-12-10 11:04:45 · 5 answers · asked by Angie 3 in United States

I happend to interview at this credit card company last thursday. the company said they would contact me sometimes next week.I am anxious about the result. If I think that company is taking a while, should I reach them immediatlely for follow up or should wait for few more days? what is the best thing?

2007-12-10 11:04:25 · 2 answers · asked by John's Prayer 1 in Corporations

Where in the store do I have to go to get them?

2007-12-10 11:03:19 · 2 answers · asked by Learning Conformity 5 in Corporations

of what???

is it LAYOFFS, BOREDOM, CONFLICTS, or OVERSTIMULATION

2007-12-10 11:02:35 · 4 answers · asked by jojo 1 in Small Business

2007-12-10 11:02:23 · 4 answers · asked by jon 2 in Credit

Activity Cost Pool Activity Measure
Caring for lawn Square feet of lawn
Caring for garden beds—low maintenance Square feet of low-maintenance beds
Caring for garden beds—high maintenance Square feet of high-maintenance beds
Travel to jobs Miles
Customer billing and service Number of customers
Activity cost Pool EstimatedOverheadCost Expected Activity
Caring for lawn $ 77,400 180,000 square feet of lawn
Caring for garden beds—low maintenance $ 30,000 24,000 square feet of low-maintenance beds
Caring for garden beds high maintenance $ 57,600 18,000 square feet of high-maintenance beds
Travel to jobs $ 4,200 15,000 miles
Customer billing and service $ 8,700 30 customers
Activity Cost Pool Activity Rate
Caring for lawn $ ____________ per square foot of lawn
Caring for garden beds— low maintenance $ ____________ per square foot of low maintenance beds
Caring for garden beds— high maintenance $ ____________ per square foot of high maintenance beds
Travel to jobs $ __________

2007-12-10 11:02:07 · 1 answers · asked by Bocmaradona 1 in Renting & Real Estate

2007-12-10 11:00:33 · 24 answers · asked by mikea0518 1 in Corporations

has two departments, Bath and Kitchen. The company's most recent monthly contribution format income statement follows:
Department
Total Bath Kitchen
Sales $ 5,000,000 $ 1,000,000 $ 4,000,000
Variable expenses 1,900,000 300,000 1,600,000
Contribution margin 3,100,000 700,000 2,400,000
Fixed expenses 2,700,000 900,000 1,800,000
Net operating income (loss) $ 400,000 $ (200,000 ) $ 600,000

A study indicates that $370,000 of the fixed expenses being charged to the Bath Department are sunk costs or allocated costs that will continue even if the Bath Department is dropped. In addition, the elimination of the Bath Department would result in a 10% decrease in the sales of the Kitchen Department.

Required:
If the Bath Department is dropped, what will be the effect on the net operating income of the company as a whole? (Input the amount as positive value. Omit the "$" sign in your response.)
__________ in overall net operating income $ ____________

2007-12-10 10:58:28 · 1 answers · asked by Bocmaradona 1 in Other - Business & Finance

2007-12-10 10:57:59 · 2 answers · asked by blue_eyed_woman_23 3 in Other - Business & Finance

I'm currently living in the US and planing to move out, maybe to Latin America. I'm looking for a bank that offers an "international account" I mean an account that i could use everywhere out the US, making withdrawals, deposits etc.

2007-12-10 10:54:45 · 3 answers · asked by Anonymous in Personal Finance

My lease expired in 2005 and we have been month to month since then. We should be out by the 26th and am willing to show after then but they want to show this week. My mother in law and baby are here all day and I am not comfortable with strangers coming in ..... they could be potential robbers for all I know! I have told them already that we aren't interested but they just left a message and said they want to show the unit this Friday. WTF! To top that off, I mailed the notice w/our rent check for this month and since they got it on Dec 5th they want us to pay rent till January 5th! I am not too happy about this. We've lived here for 3 years, never had a complaint against us, never been late on rent and have never had a check bounce. What can I do?!

2007-12-10 10:48:22 · 5 answers · asked by cvgrl94546 1 in Renting & Real Estate