Business & Finance - 10 December 2007

I am an insurance agent that works for my mom. Does she have to do something in order for me to file?

2007-12-10 04:52:42 · 16 answers · asked by Bon Voyage 2 in United States

I want to lease a home before I buy it so I want to put together a document to propose to those home owners who are looking to sell. I would like to read up on a few contracts and docs to make sure that I know fully what I am doing.

2007-12-10 04:52:36 · 3 answers · asked by Bri up 1 in Law & Legal

All,

I am comparing two investments. Both are taxable when invested and all earnings are tax-free when withdrawn (it's a Roth IRA vs. a 529 plan).

The 529 plan offers a 20% state tax credit which the Roth IRA does not. However, the investment options are constrained, and the funds I would be forced to invest in have annual management fees of 1 - 1.5% per year.

My Roth IRA investments have much lower fees, about .5% per year on average.

Given an investment horizon of 13 years, which wins, taking the 20% tax credit and suffering the higher fees, or forgoing the credit and paying higher fees?

-->Adam

2007-12-10 04:49:13 · 1 answers · asked by great_and_mighty_adam_levine 4 in Investing

2007-12-10 04:45:24 · 3 answers · asked by Wenson L 1 in Corporations

2007-12-10 04:44:19 · 5 answers · asked by tuthutop 2 in Renting & Real Estate

2007-12-10 04:42:20 · 2 answers · asked by soomromails 2 in Small Business

2007-12-10 04:41:31 · 2 answers · asked by Anonymous in Corporations

Okay...Im just trying to get a little info before tax season!

So, I am married and did not make any income this year...so, everyone says that we claim a persoal exemption?
Well, how do you do that?
Last year was the same way....but, they did not give me any money back....I dont think my tax guy knew what he was doing!

Please help!

2007-12-10 04:36:46 · 3 answers · asked by mr.t'smom 2 in United States

My Wife and I plan on buying a home soon, we both have 760+ credit scores with about $10K for a down payment whats the best type of home loan to get for first time home owners?

2007-12-10 04:31:05 · 2 answers · asked by Hill 2 in Renting & Real Estate

2007-12-10 04:14:44 · 5 answers · asked by deetsay00 1 in Small Business

2007-12-10 04:13:21 · 1 answers · asked by Beverly B 1 in Renting & Real Estate

from where and how can i get them?

2007-12-10 04:13:09 · 4 answers · asked by rocky9281 1 in Investing

In a nut shell, I was the subject of card fraud around March and an item I did not order from the internet arrived at my house the day after my bank phoned me, all was sorted by the bank but I have been left with the item, I don't want to go into much detail but its got 1 Gig of ram 9-)

Its still boxed here and no one has ever come for it 9 months later, what's the legal situation, "cough" when is it mine???

Thanks gang.

2007-12-10 04:13:04 · 7 answers · asked by Anonymous in Credit

I am tyring to discover some information about Cornerstone SMR. A friend of mine (who is a private investor in this company) wants some third party information regarding this organization's financial information and recent moves. Ultimately, we want to see if we can get a better idea if this company is going to go public, as it claims.

Obviously, we have the website address and general information.. http://www.cornerstonesmr.com/

IS there any way we can determine what level of interaction this company has had with the SEC?

How can we obtain (again third party) financials?

Any input will be appreciated

2007-12-10 04:12:06 · 2 answers · asked by RScott 3 in Investing

I am half way through the contract. I would like to hand the rest of the contract to someone else. Can this be done? ,,,and not effect my credit?

2007-12-10 04:07:30 · 5 answers · asked by orchard_littlejoe 2 in Personal Finance

the settlement didnt even cover the entire cost of the medical bills. we had a pay the attorney from the settlement money. so basically we were left with barely anything. do i even have to pay taxes on it?

2007-12-10 04:03:25 · 3 answers · asked by Anonymous in United States

I am a certified Pharmacy Technician I'd like to start to use and work in this field, but I really would like to work for a company or hospital. I work right now and I need to be able to pay my bills and go back to school. So I need some thing solid that can also trun into a possible career (and also pays well) I've tryed all most of the job.coms Please help!!!!!

2007-12-10 04:02:04 · 1 answers · asked by cherries_on_toppd 2 in Health Care

I just checked my adwords and yahoo accounts and see that a ridiculous amount of clicks are showing for the last week (over £300). I firmly belive that that a rival is doing this. How can I back check the IP's from recent weeks? I have Fasthosts Matrixstats running but cannot make sense of it. My adwords account is over £1500 monthly and it doesnt make sense. Cannot cancel it though as then I would lose business. They keywords that are triggering this are very specific and wouldnt be typed in by mistake or looking for a different service.

2007-12-10 03:55:47 · 1 answers · asked by Anonymous in Search Engine Optimization

over the last 6 months I saved about $10,000. I don't have any debts. I put the money in a high yield savings account and recently I put it in a CD account. The CD account ends in April. I'm only getting 5% APR. But I feel that I'm barely getting anything for saving my money. My parents suggested investing my money in stocks. since I'm 22 if i lose it all I have plenty of time to earn it all back. How do I start? Is there anyother way I can invest my money?

2007-12-10 03:53:25 · 6 answers · asked by Anonymous in Investing

I am highly detail oriented, and do well on repetitive work. I do my living expenses on notes , never miss even a penny. I am now 46 changing my career from hospital work. Physically could not continue. I was going to go to graphic design, but many people say, it would be hard to get a job and be as creative as young people. Might be hard to get a job in graphic design. However, isn't accounting have a position in all firms, hospital, college, etc? The most important thing that I am considering is getting a stable job, and my ability to do the work. Instead of cheer me up, give an honest and practical advice please. Thank you.

2007-12-10 03:40:45 · 4 answers · asked by ek 1 in Other - Careers & Employment

today i went onto a site called "club crazze". it clearly stated that you could download just one FREE ringtone for your mobile phone. they have taken £5 off my phone, for a ringtone that i have not even recieved, and they are continuing to take money off me! i have found a number to ring up and complain, and it is an ultimated service that is not even connected! i cannot seem to be able to cancel this, and i feel very angry and frustrated, as this company has done nothing short of THEFT!! i like many others have been fooled by this, but now realise that nothing id for free! i can not afford credit on my phone every 5 mins, and i am usually carefull with it, so it last due to my circumstances at the moment. i want my money back, but have come to a dead end. could you PLEASE tell me if you know a way that i can either reach this company, or tell me some other ways and means of sorting this out? this what this company is doing is disgusting, with no compassion for anyone at all.

2007-12-10 03:35:34 · 1 answers · asked by Anonymous in Credit

My contract ends in october of the next year but my landlord is selling the appartment now. The owner-to-be wants to take bigger rent ftom tenants of the appartment than we agreed to pay to my present landlord.

2007-12-10 03:34:51 · 14 answers · asked by Mari12 1 in Renting & Real Estate

2007-12-10 03:29:47 · 3 answers · asked by Mike S 1 in United States

When they say the U.S. federal reserve is cutting a key interest rate, what is this key interest rate and where can I find the historical rates for this.

2007-12-10 03:20:12 · 3 answers · asked by The One Truth 4 in Other - Business & Finance

Which would you rather invest in and why? Also, what's this thing about having your stocks be negatively correlated? And how do I determine this?

2007-12-10 03:08:41 · 7 answers · asked by Anonymous in Investing

I've been married a year. Is that going to cause a problem with my tax return?

2007-12-10 02:54:54 · 8 answers · asked by cpaw03 2 in United States

Dundee Michigan

2007-12-10 02:54:27 · 1 answers · asked by bob r 1 in Renting & Real Estate

Federal reduced the federal funds rate. what is the effect of this move? i mean how has it helped so far?

2007-12-10 02:50:04 · 2 answers · asked by noraice 2 in Personal Finance

I realize the speculative nature of this question, but I'm just curious if anyone has any expertise that might apply.

I currently have my retirement savings split between a traditional (tax-deferred) IRA and a Roth IRA. I am taking a year off from work and live in FL, a state with no state income tax. Now would be an ideal time for me to convert my traditional IRA to a Roth at a low rate of taxation.

My one concern (although I find this scenario very unlikely) is this: if the income tax is repealed in this country, will those of us who chose to pay tax up front for a Roth account simply lose all of that tax money that we've paid? Will those with traditional IRAs hit the jackpot as all of the sudden their tax-deferred accounts become tax-free? What stipulations, if any, would eliminate this seemingly unfair situation?

2007-12-10 02:44:13 · 6 answers · asked by jtabbsvt 5 in United States

2007-12-10 02:34:44 · 2 answers · asked by Debbie W 1 in United States