Business & Finance - 28 November 2007

2007-11-28 11:06:34 · 8 answers · asked by T J 1 in United States

2007-11-28 11:02:44 · 6 answers · asked by Anonymous in Other - Careers & Employment

and reported it on last year's taxes, and he got a letter a couple of days ago saying that his Medicare premium had REALLY, REALLY gone up! Is this something new or has it always been this way?

2007-11-28 10:48:22 · 3 answers · asked by Bluebeard 1 in United States

This question is regarding my parents. Four years ago they couldnt find their second house for what they could afford about $139K, the lowest they could find was $220K and my husband had to put under his named to get it. Obviously that was not what we all wanted but it happened and soon we had problems. Dad wanted to get that house under his name so after 2 yrs it happened and obviously by so called buying it from him. My husband recommended that he sell the house within the nexy 2 yrs bcuz of the high payments. My dad thought differently he had no plans in doing so. Here we are 2 yrs later, my parents monthly net gross is about $3400. And my dad's loan is now 247K (he consolidated his car loan) and his payments have been $2K and he recently got a notice that the interest rate change and new payments will be of $2700. Its just my parents and two dependents at the house. My dad still does not want to sell. And the house market in chicago right now is horrible.

2007-11-28 10:42:44 · 5 answers · asked by melissa 2 in Renting & Real Estate

Governor Rendell of Pennsylvania wants to raise the gasoline tax 1 cent, thats "ONE PENNY" and everybody is complaining!, thats only $9 dollars a year for the average consumer, we can afford that!

2007-11-28 10:38:48 · 5 answers · asked by Anonymous in United States

What's your favorite mutual fund? Why?

2007-11-28 10:35:23 · 13 answers · asked by mung35 1 in Investing

The housing market is down
Christmas spending is down
Gasoline is above $3 a gallon
Prices on everything is up
Bush is spending a billon dollars a day on a hopeless war
This is the worst economy in 50 years!

2007-11-28 10:33:59 · 13 answers · asked by Anonymous in Investing

Their short term benefits spoil continuous, money making opportunities down the road.

http://www.tri-cityherald.com/tch/local/state/story/9482457p-9393657c.html

2007-11-28 10:32:47 · 1 answers · asked by kfinn360 2 in United States

Ok i am a teen and want to get easy money has i carn't get a job.

2007-11-28 10:30:18 · 2 answers · asked by Anonymous in Small Business

Does anyone know any good/reputable site where i could get payed for market research?

2007-11-28 10:28:51 · 3 answers · asked by ezmarelda 3 in Small Business

Okay, heres the deal. I sent out four resumes (via email) on this past Monday and have not received anything in response. I am wondering is this normal, should I wait longer, or should I send another email? I hope someone can PLEASE help me. I am VERY interested in all of the jobs and need something asap! Thanks in advance!!!!

TO EVERYONE WHO SAYS I NEED TO WALK THE RESUME IN MYSELF! It is modern days! You yourself are answering QUESTIONS on the internet...such a hyprocrite. ALL of the jobs I found online and they only provided an email address.

2007-11-28 10:21:10 · 4 answers · asked by ***Expecting My First Child*** 1 in Other - Careers & Employment

My very close friend owns a small business, and I work for her "under the table" a few days a week. She boasts about my work and relies on me to get things done that she doesn't have time to do herself. But she is paying me less than minimum wage. Her philosophy is that, since she doesn't deduct income taxes, paying less than minimum wage is OK.
I am a middle aged professional, and I know that my work is worth at least double what she is willing to pay. In her defense, there are other benefits to me - like not being obligated to work a set schedule. Also, I am sympathetic to the financial constrainsts of owning a small business. Because of this, I wouldn't expect her to pay me double, but even a dollar or two more per hour would be SOMETHING. Any suggestions?

2007-11-28 10:18:46 · 1 answers · asked by missteree 2 in Small Business

Which major retailer in the U.K. owns this internet retailer?

2007-11-28 10:16:11 · 3 answers · asked by APPELLANT53 2 in Corporations

2007-11-28 10:15:01 · 3 answers · asked by Sean E 1 in United States

2007-11-28 10:12:00 · 2 answers · asked by Anonymous in Other - Advertising & Marketing

Even though I bought my primary residence in CA back in 2003, the price it will sell for has fallen dramatically. I have not added any debt to the original loan amount. If I sell the house (if that's even possible) at the market price that is lower than the loan amount, what happens to the $50K difference? Does the original lender force me into a personal loan with a huge interest rate? Do I have to declare bankruptcy? Are there any other options? I already tried short sale and my lender won't consider it because I have not missed any payments. I cannot afford to continue making payments in the future however so I really need to get rid of this house. Thanks for the help.

2007-11-28 10:10:57 · 12 answers · asked by Anonymous in Renting & Real Estate

if i buy something tongiht will i end up with fees for overdrwing

2007-11-28 10:06:22 · 12 answers · asked by asdfgh 3 in Personal Finance

ya know a check you received from someone - if i transfer the money to another bank account -will they still be able to take the money back if it DOES bounce ? from the account i transferred it to ?Should I just go draw all the cash out ?

2007-11-28 10:03:04 · 12 answers · asked by bbq 6 in Personal Finance

2007-11-28 10:01:48 · 4 answers · asked by Anonymous in Renting & Real Estate

i am trying to build up my resume...right now i work as a server and hostess at a restaurant and i can think of anything to put for that on my resume..help please..

2007-11-28 10:00:14 · 5 answers · asked by BB 2 in Food Service

My family just got out of debt, then I lost my job. It is just my mother, my son, and I. I will be going back to school this fall but my mother wants me to take a few classes this spring and she has taken out a loan to pay for tuition and books. I just paid over 3000 to get her out of debt and now she want to get back in for my education. Would you take it or not? She keeps saying that she is investing in her future because as soon as I finish school I can take care of her. Advice please.

2007-11-28 09:57:00 · 9 answers · asked by operaphantom2003 4 in Personal Finance

About a month ago I posted me resume online. The job I was working for fired me after they found out. It was a written rule ok I understand that but shouldn't I got a warning or just been suspended. Well now I'm out of a job and can't even claim unemployment and all I did was send my resume to one job. Everyone I worked with including my manager knew I wasn't really going anywhere and I've also told the President of the company but they don't care. Well I still don't have a job and I've practically begged for my old job back but it hasn't worked. Ever since I left business has gotten hectic, two girls quit and 1 barely comes in without complaining. They also hired two more people but it's been two busy to train them. I have worked for this company for 1 1/2 years and have exceeded better than half of the other associates. Everyone want me back, my manager even said she'd do anything to get me back, but there's only so much she can do. I don't know sometimes people get money and forget how to treat others. I have no one to blame but I wish they would just give me another chance. When I tried practicaly begging for my job back all they said was it would't work out like I stole something, I mean I've seen people at the job do more than that and get away with it. It's like I'm getting the death penalty for speeding. Well I guess that's how life goes, but let me know what you think?

2007-11-28 09:54:46 · 5 answers · asked by tc22 3 in Food Service

nobdy can tell me what is markitng exactly im tired of asking everybody and right now i just think that smart people only can know what is it exactly and why its important and we need it ?:???!!!!

2007-11-28 09:52:56 · 2 answers · asked by Anonymous in Other - Advertising & Marketing

Do bondholders have voting rights, is bond interest tax-deductible, is a payment of a bond interest is not required, and are there financial leverage on bonds?

2007-11-28 09:50:20 · 5 answers · asked by Jeff 2 in Investing

2007-11-28 09:49:09 · 12 answers · asked by Anonymous in Renting & Real Estate

As I understand, banks make money on the interest rate spread between lending and deposits. Let us say that a consumer puts $100 in my bank at my offered rate of x%. I can lend this $100 to someone else at (x+3%). I can make $3 if all works well.

Now, several complexities might arise.

1) I might not be able to lend all $100. I might just lend $30
2) The loan might get pre-paid and hence I don't make the entire spread.
3) Consumer might take out the money and hence Fed wants me to hold a certain amount of reserve that dampens my ability to lend
4) I can borrow at a certain inter-bank rate for day-to-day cash-flow that the Fed might come in and change
5) My competing bank drops the interest they charge on a loan , denting the demand for my loan
6) Added to that, banks offer multiple interest rates on both deposits as well as loans depending on credit risk, time horizons and principal.
7) Etc.

Are there models that allow me as a bank to set both deposit rates and lending rate?

2007-11-28 09:48:00 · 2 answers · asked by pakk 1 in Credit

I live in CA and rent a room in a house.

2007-11-28 09:47:23 · 4 answers · asked by onebadpenguin13 2 in Insurance

Is arbitrage simply the process of buying and selling securities? or am I totally off.

2007-11-28 09:45:57 · 8 answers · asked by Anonymous in Investing

I'm contemplating of renewing my license and doing real estate sales again because i've only made a few sales in the last 4 years. I can count them with my one hand. I realized that my biggest challenge was reaching out to people that have money! I know that having money doesn't always show on the outside, but I do know some people who are financially secure but I'm just cottonpickin' intimidated by them. I usually relate to middle class folks and have no problem approaching them.
How can I tackle this?

2007-11-28 09:45:30 · 6 answers · asked by Danserr 1 in Small Business

were go a go to for help i am paying two mortgages they left me outside the new house for ten days and the buyer for the old house walked away becasue i never knew when i could do the deal no fsa has a clue please tell me how i go about this

2007-11-28 09:42:39 · 6 answers · asked by roy c 1 in Renting & Real Estate