I live in CA and rent a room in a house.
2007-11-28 09:47:23 · 4 answers · asked by onebadpenguin13 2 in Business & Finance ➔ Insurance
Do you have a renters insurance policy? You can't put in a claim under someone else's policy. And it doesn't cover the stuff that belongs to a tenant.
Likely, their homeowners carrier doesn't know that you're renting a room in their house, because if they did, they'd want to cancel the policy.
Bottom line - if you don't insure your stuff, you're not insured. Sorry.
2007-11-28 10:53:50 · answer #1 · answered by Anonymous 7 · 0⤊ 0⤋
That is correct. The owner is not responsible for any of your personal belongings. Renter's policies are extremely inexpensive, however, be sure to get a low deductible. A typical deductible is $1000 and you probably don't want to submit a claim for a tv of a value close to the same amount.
Also, with many companies you can get free renter's insurance if you have your vehicle insured as well.
2007-11-28 10:50:55 · answer #2 · answered by DC 2 · 0⤊ 1⤋
No you need to buy renters insurance. You are responsible for everything you bring into the home. Policy are very cheap. You should look into getting a policy.
2007-11-28 09:53:01 · answer #3 · answered by looking4answers 4 · 2⤊ 0⤋
If you rent the room, probably not - it would be covered under your renter's insurance if you have it.
2007-11-28 09:50:37 · answer #4 · answered by Judy 7 · 1⤊ 0⤋