Business & Finance - 5 November 2007

Maybe thinking about renting or buying an apartment, just trying to see how much I would need to budget for phone, tv, utilities, and what else?

2007-11-05 06:27:26 · 18 answers · asked by Susan F 4 in Renting & Real Estate

Medicare is 2.9% and his estimated fed income tas rate is 22% how much quarterly estimated tax must be sent to IRS for the first quarter?
A=5,874.75
B= 13,860.00
C= 15,750.00
D=23,498.99

2007-11-05 06:25:29 · 5 answers · asked by pee wee 1 in United States

My fiance and i are able to afford our house but not with comfort. we are looking into foreclosing and found their might be an option of "deed in lieu of foreclosure" where the lender takes it back

2007-11-05 06:21:25 · 4 answers · asked by dealer 1 in Renting & Real Estate

Where can I find this kind of information? Would they look at who filled out the paperwork (employment) before the other or the sign in time on the first day of work?

2007-11-05 06:17:16 · 11 answers · asked by not 30 yet 2 in Government & Non-Profit

How would you go about setting up a non-for-profit foundation?
We are planning to start doing some fundraisers to help pay for the attorney fees for my adoption of my stepson. We want to do things the right way and if possible to make donations/ contributions from the fundraisers tax deductible for the contributors. Would becoming a non-profit be the best way to go?

2007-11-05 06:09:52 · 3 answers · asked by toms_wife06 2 in Government & Non-Profit

Do I have to pay taxes?

On a second thought, I should have a loss right? Since the car has depreciated during the years I owned - can I claim to loss on the tax return?

Thanks!!

2007-11-05 06:09:15 · 6 answers · asked by 123456789 6 in United States

Consider this,...luxury autos costing $100,000. or more can be paid off in 5 to 7 years. Why can't I pay off a condo costing the same, in the same amount of time?

2007-11-05 06:05:46 · 6 answers · asked by Anonymous in Renting & Real Estate

My girlfriend had a baby in dec 2006,I did not claim him because the paternity test did not come back till june 2007,what do I do? also should my company know about my new dependent,would it be better for take home money?

2007-11-05 06:04:12 · 4 answers · asked by scott g 1 in United States

I got a job. Im gonna be introuble when taxes come around. I know ill owe a lot and i havent saved nything. As a minor are there any sort of breaks or anything i can claim. I work as an architectural designer. i sit on a comp most of the day and draw additions. Nything to save me some $ would be very appreciated.

2007-11-05 06:02:28 · 4 answers · asked by Waldo 1 in United States

I'm looking into an owner-financed property. I noticed that the tax value is below the owner's asking price. I thought I was told before that for properties priced above tax value, lenders refuse to finance them later when you're ready to obtain a traditional mortgage. And that this is how a lot of these owner financed deals are doomed. But the seller says that tax value is just a value given by the county, and is often below actual purchase price, especially if the property has been very well maintained like this one has.

Am I misunderstanding the relation of tax value to sales price? I don't want to think badly of the seller or anything like that, in case that she's right and I'm wrong, you know?

BTW, the tax value is around $74,000 but asking price is $89,000. It's a very well maintained home, but I'm just not sure if something fishy is going on!

2007-11-05 05:59:53 · 4 answers · asked by merebear83 2 in Renting & Real Estate

could be email, telephone or address

2007-11-05 05:55:59 · 1 answers · asked by CAAR with questions 2 in Other - Careers & Employment

This person has no bank acct no ss or penision and no money just a paycheck, I was told they can take up to %10 of my friends gross, someone else was in this same spot and told my friend the same thing, he had no assests or bank accts, and he never made a deal with the irs and they just take %10 of his gross paycheck any help ty

2007-11-05 05:52:36 · 6 answers · asked by mr xxxxxxxxxxxxxxxxxxxxxxxxxxxxx 1 in United States

2007-11-05 05:51:05 · 4 answers · asked by Anonymous in Credit

The seller answered his phone & was helpful 2 weeks ago & told me he'd send the correct disc..we'll no disc & can't reach him & no email returned. Should I dispute paypal charge..?

2007-11-05 05:51:04 · 3 answers · asked by jennie 4 in Other - Business & Finance

I'm trying to get a sense of what I can offer sellers. We're new buyers, so we can close quickly, but we are tightly limited to $120k, anything over starts eating our closing/downpayment fund. There are a number of homes we'd like to put in an offer on, that run 125,000 to 140000. Any suggestions? Is it unrealistic to talk to a $140k seller with our limit? Or is it worth pushing our luck? We're in eastern North Carolina.

2007-11-05 05:47:48 · 6 answers · asked by Anonymous in Renting & Real Estate

I want to major in psychology in the University, and I may want to be a doctor.

What I really want to do is;

1. Just like a therapy counselor, hear individual problems and advice, counsel them. But I do not want to be a mere therapy counselor, because it is a low-paying job.

2. I want to be able to prescribe drugs or health food, or at least be able to recommend to people.

What kind of job will I get with majoring the psychology?

Here is the list of what I want from the future job;

1. High-paying salary.

2. Growth possibility. It means, whatever I do, I wish there is a possible way to get promoted or get bigger scale, like moving into much larger space office, dealing with more high-class patients, spreading my reputation, etc.



Is it possible to become both a counselor and physical doctor, that I can prescribe a medicine?

Other than the above, by getting degree on psychology, what else can I become?

Thanks!

2007-11-05 05:44:18 · 7 answers · asked by davegesprek 1 in Other - Careers & Employment

Should a married woman (or man) have a separate savings account (or investment vehicle) from any joint accounts that they may have with their spouse? I read this somewhere and I thought it was interesting. The premise of the article was that a woman needs a separate account to establish her good credit and to have money in case she needs to leave her husband. I'm just wondering what others think of this.

This applies to non-retirement accounts. I certainly think each member of a marriage should have their own, individual retirement account.

2007-11-05 05:42:55 · 12 answers · asked by voluntarheel 5 in Personal Finance

I have been asked to sign a contination of employment contract as a while ago my employer got bought out. In signing this contract, I have noticed that there is a line as such: Your normal working hours are 8 to 6 which equates to 9 hours per week (excluding lunch break). Your lunch brake is 1 hour per day.
Does this mean that I am now legally entitled to work for just 1 day per week to get my full annual salary?
I am truly intruiged by the legal implications fo this!
PS - I also get 23 days holiday per year, so does this mean I now can work for just 29 days/weeks per year!!??

2007-11-05 05:40:14 · 12 answers · asked by damoleeds 1 in Law & Legal

can company i work for and have contrct saying i am entitiled to 20 days holiday now say it is mistake and taking days from me i have worked there for 3years

2007-11-05 05:38:28 · 18 answers · asked by Anonymous in Other - Careers & Employment

Last year I filed "jointly" even tho he had no income. He has been working as an alarm tech since recving his green card and SS#. We have already made one Estimated Tax payment which was due in Sept. I DON'T want to be hit with penalties, but I can't for the life of me figure how to pay his est taxes because we will have alot of deductions when we finally file (jointly) in April. I am a regularly empoloyed Sub. teacher with taxes withheld. I have even changed my witholding (more) to prepare for any payments that might be needed in April. HELP!!!

2007-11-05 05:30:23 · 6 answers · asked by fedupwiththis! 1 in United States

This is a broad market phenomenon that is affecting the entire financial sector. Are there actually some CEOs of other financial services companies who looked at collateralized loans over the last few years and thought, "No, there's too much exposure here to the subprime market and, since I can tell the future, I know that subprime mortgages are going to start defaulting in record numbers. So we're going to reduce our exposure to this particular investment vehicle"?

Of course not. It's not like any other human being in the same position would have managed any differently. So why were Citi's and Merrill's CEOs forced out? This whole thing really has nothing to do with them....

2007-11-05 05:24:53 · 4 answers · asked by Anonymous in Credit

Someone from our homeowners association (a legal corp) came to our door in the middle of a party and demanded payment of a 2 mo old past due bill. I said I needed to look at it when I had a moment, to verify. However he said he would just stand there until I gave him a check. Being in the middle of having company I had no choice but to pay this stranger and get on with the party.

2007-11-05 05:21:48 · 5 answers · asked by Amy r 2 in Credit

My grandmother passed away 2 years ago and had virtually nothing. The lawyers are attempting to come after my family to pay off the rest of her mortgage. Are they responsible for this? They also don't have any money...

2007-11-05 05:17:07 · 8 answers · asked by lish4angel 2 in Renting & Real Estate

How long after a sale of a home do you have to purchase your next home before you have to pay capital gain taxes on those earnings from your home sale?
With in that same year? Or is it calender year, or longer?????

2007-11-05 05:16:21 · 2 answers · asked by mmbump 1 in United States

I know it is sometime after January 1, 2008. Haha. But I don't know exactly when. Anyone knows?

Thank you!!!!!

2007-11-05 05:05:50 · 3 answers · asked by Anonymous in United States

Both my husband and my income is less than our debts, this doesn't even include food and gas! All of this due to our cluelessness when we bought our home with no money down, 100% financed, 3/1 (interest only) ARM!!, that can not be refinanced because property values have gone down so much. Thanks in advance for the advice!

2007-11-05 05:04:13 · 10 answers · asked by enlforever91 1 in Renting & Real Estate

i are renting a house from a private landlord been there 9 years only ever had 1 contract for six months cant find.he as given me 2 months to get out with 3 children what are my rights does anyone know.thanks

2007-11-05 05:03:52 · 9 answers · asked by zippy 5 in Renting & Real Estate

Is this country mad or is it just me?

Why does a house purchased at £251,000 cost the buyer £7,040 more than a house with a purchase price of £249,000? I really don't get this stamp duty lark.

I always assumed it would be 1% of £250k plus 3% of anything over, up to £500k.

My budget is now £249,995. First time buyer trying to make the plunge into an over inflated market and the governement want me to drop my pants and bend over. I can't understand why any houses would sell between £250k and £265k, such is the difference between a £249k property.

2007-11-05 05:03:38 · 3 answers · asked by daniel s 2 in Personal Finance

need to sell my house. soonas possible want to leave area Im in.

2007-11-05 05:02:57 · 1 answers · asked by suittina 1 in Renting & Real Estate

We paid ernest money on a home. We made a bid on the house and the sellers exceppted. After several months we were unable to sell our house. We signed sevral exstensions on the bid. We deciced last time not to exstend the bid any more. Are we entitled to a refund of the ernest money.

2007-11-05 05:01:57 · 3 answers · asked by Bigg Daddy 1 in Renting & Real Estate