Business & Finance - 5 November 2007

our payment was 1,424.84. Saturday we recieved a letter from Amtrust Bank, annual escrow accouont disclosure statement, It says that this is not a bill but there is an escrow shortage and the new payment beginning on 12/01/07 will be 1,909.30--How can we have a shortage? Is our payment going up 500.00 a month, it says the shortage amount is 4,382.65. Can someone help me understand? Thanks

2007-11-05 03:49:42 · 8 answers · asked by Anonymous in Renting & Real Estate

My teacher gave me this question and i don't know what to say about the matter.

Are you able to help me.

2007-11-05 03:49:11 · 5 answers · asked by Anonymous in Credit

Coverage was denied for a treatment that has been approved as medically necessary by the AMA and FDA. I wrote out a strong appeal letter, but who should I CC the letter to?

2007-11-05 03:47:35 · 3 answers · asked by Jess 5 in Insurance

I am currently working as a contractor for the government overseas and since I am not military I have to pay for my Kindergartner's tuition - out of pocket. For one year, I pay $17,424.00. I was wondering if I would be able to get any of this back when I file my taxes? I will be filing Head of Household and her father currently pays me $760 per month in child support. Please let me know if anyone needs more specifics. Thank you for your time!

2007-11-05 03:38:47 · 4 answers · asked by Yap 2 in United States

looking for the manufacture of the hoast's

2007-11-05 03:37:47 · 1 answers · asked by Daniel J 1 in Other - Business & Finance

2007-11-05 03:32:56 · 4 answers · asked by Anonymous in United States

My supervisor quit about one month ago, two weeks after she quit about 6 of us got together and went out for drink with her…we did not discus any work related information, we were just catching up on our personal lives. About two weeks later the person who took her place confronted one of us telling that person that we had signed a confidentiality agreement with the company (we did) and that the company was planning on seeking legal action on all six of us for going out after working ours with a former coworker. Is this possible…can they tell us what to do after 5pm?

2007-11-05 03:31:25 · 8 answers · asked by mkoodsi 2 in Law & Legal

Late December of 2005, I was living in Maine and I had become engaged to my now husband who was living in South Carolina. My daughter was 2 years old and her father had rarely been invovled in her life. He lived in Massachusetts and for a year that I lived in Maine, only came to see our daughter once, MAYBE twice. He rarely saw her and when he did, never helped out with taking care of her. After a year of living in Maine, I moved back to Mass for 2 months, had my daughter see EI for a leg problem she has, then stopped seeing them knowing that I was moving and would take care of the situation when I got to SC and got her on TriCare. I got an apartment in Maine. I lived there for a few days and then decided to go be with my fiance in SC. So when I decided my daughter and I would move to SC, I figured I would tell her father after we moved to avoid fighting over my decision to get married. I figured he could see her just as often as he already did. I also had sole physical cusotdy.

2007-11-05 03:16:02 · 4 answers · asked by ღ♥ Katie ♥ღ 3 in Law & Legal

im 17 years of age and i wanna become a paralegal. i wanna go to a really nice universitiy- would it be a good idea to go to one in Europe or should i stay in america. what do u think, i mean cuz im willing to go i just dont know if like that law changes over there or some weird stuff like that
please help

2007-11-05 03:15:37 · 4 answers · asked by the one and only 1 in Law & Legal

I work 2 jobs, one is full time and the other is a part time, I don't even think I make over 8,000 dollars there in a year. I was wondering what would happen if I didn't file them on my taxes, I get less back.

2007-11-05 03:14:30 · 10 answers · asked by MIKEL 2 in United States

Im 57, moved to Minneapolis,mn 5 years ago. Was working a full time job, Now i cant find a job or keep one. Since I have slowed down. Even in a part time job, i hear "im not catching on fast enough or im too slow." I never had that problem before i moved here. I dont know where to get or find help. I want to work a full time job. (or even a part time job) Its not my fault that i slowed down, it will happen to everyone at one time or another. I feel useless.

jazzmine54868

2007-11-05 03:11:59 · 16 answers · asked by jazzmine54868 1 in Food Service

2007-11-05 03:11:54 · 7 answers · asked by Sherry 1 in Renting & Real Estate

2007-11-05 03:10:46 · 2 answers · asked by onehellofaman26 4 in United States

2007-11-05 03:04:22 · 3 answers · asked by Bilal a 1 in Australia

Recently asked about loans for bad credit and got referred to an email addy from a person with pastor in front of their name, Got a response that seemed maybe not so legit.

2007-11-05 02:55:11 · 3 answers · asked by Regular Guy 2 in Personal Finance

I have heard conflicting opinions on this. I am looking at selling my house and when I begin to pull comps of the houses sold in the area, how are foreclosures going to affect that price? I heard from a realestate agent that foreclosures are not suppose to affect active listings, while my bank (when I was going to refinance) used foreclosure listings when they pulled comps, which doesn't seem exactly fair to me. Any info would be great. Thanks.

2007-11-05 02:54:34 · 6 answers · asked by j_mallock 1 in Renting & Real Estate

what are the total costs included in using a financial services group such as: the AG EDWARDS GROUP or any other such services?

2007-11-05 02:52:33 · 2 answers · asked by Paul M H 1 in Investing

I've already accumulated about $45,000 in short term capital gains this year. I need to liquidate another $40,000 in stocks or sell part of an inherited IRA which, as I understand, will be taxed as income. Is the tax hit going to be the same either way?

Last year I had taxable income of about $53,000 with next to no capital gains. This year I expect about the same taxable income plus the capital gains.

2007-11-05 02:47:35 · 3 answers · asked by xmasboy 2 in United States

I was once asked, as part of a police officer interview by Olathe Kansas police, "In a no-holds barred fight, could you hold your own?"

WTF?!?!

2007-11-05 02:43:17 · 25 answers · asked by Deathscythe 2 in Law & Legal

2007-11-05 02:42:11 · 3 answers · asked by baby_rost 3 in Other - Business & Finance

Ok, Online I see all these articles about budgeting but I really don't feel like they would help a person like me. How does a person with an average salary, a few thousand debts, budget accurately?

2007-11-05 02:39:05 · 7 answers · asked by Looking for the REAL answer! 3 in Personal Finance

I had about 37 dollars in my bank, so i logged into paypal and withdrew the funds from my bank to put in my paypal account. IT said that it would take untill november 5th to procsess. I went to the bank on november 4th to check my balance and it said zero. I went to paypal.com on november 4th and it didnt show that my funds were added. It is now november 5th and the funds still arent showing. whats goin on? ive written an email to paypal and they havent responded.

2007-11-05 02:38:43 · 5 answers · asked by Anonymous in Personal Finance

2007-11-05 02:33:32 · 11 answers · asked by Chelsea B 2 in Personal Finance

I've accepted a job transfer from the Philadelphia area to Connecticut. I still have 6 months left on my lease on December 1, I'd be moving the last week of November. I've sent notice to my landlord, and they don't seem to be budging on letting me out early. Is there any law in PA that will allow me to cancel my lease early due to a job transfer?

2007-11-05 02:32:49 · 8 answers · asked by rockinkiwi 2 in Renting & Real Estate

My husband just started a new job and the owner of the business will give him a 1099 at the end of the year and I just started selling Avon with the same situation. We have 7 (5 at home) children and have always gotten a big return, but I am nervous about not having taxes taken out. Can anyone give advice?

2007-11-05 02:32:45 · 7 answers · asked by Anonymous in United States

2007-11-05 02:20:55 · 6 answers · asked by jsnaughtywife 1 in Small Business

I'm a Mexican citizen and I would like to know where can I find
very descriptive and puntual information about the way I should pay taxes when investing using Ameritrade. Are there any special rules I should follow since I'm not a U.S. citizen and I will trade with american stocks?

2007-11-05 02:17:46 · 1 answers · asked by coronel1984 2 in United States

Okay my real question is about what do they always deduct you on no matter what? And what deductions is it possible to avoid by doing myself that will be worth it? I know every management is different and leaving the apartment clean looks good on me. I know they take out $ to clean the carpet. I also imagine they still take out $ to re-clean it. I ask bc my personal circumstances will make it difficult to DEEP clean the apartment. My husband will be too busy and I don't know anyone to help me. My natural instinct is to deep clean it but does anyone know if I can get away w/ general cleaning bc either way apartments take out $ to pay their own maintenance and cleaning lady? Other than that i have a bleach stain on the carpet 3 drips big and random holes from pictures I can cover myself. No chips, dents, writing on walls etc etc. I think its in great condition, everything was new when we moved in and we didn't stay too long to damage anything except for that bleach stain.

2007-11-05 02:16:14 · 3 answers · asked by pirouette_130 3 in Renting & Real Estate

2007-11-05 02:11:51 · 2 answers · asked by Anonymous in Corporations

If I have 8 hours of overtime, and I take a vactaion day in the same pay period, I get 80 hrs regular pay and 8 hours vacation pay. We are on a two week pay period. Is this legal? Do you think it is morally OK? By the way, I live in TX.

2007-11-05 02:11:47 · 15 answers · asked by specialtygasket 3 in Other - Business & Finance