Business & Finance - 5 November 2007

Ok, I had a bad 4-wheeler accident a few weeks ago on my farm and had to go to the ER and have surgery. Since then I have had another surgery and I've had to put off job searching. I've been on unemployement and now that has stopped. I now have no money coming in except for my partner's income, which does not pay all the bills. I do have health insurance, but it only pays a portion of the medical bills. My question is, since the home and home owners insurance is in my partner's name can I sue her and her insurance pay for it. Her policy has 100,000 personal liability. We are getting more and more in debt and think this might work. Has anyone done this or know someone who has? Did you claim medical, loss of wages, pain and suffering, ect.?

2007-11-05 11:46:05 · 8 answers · asked by malshaun 2 in Insurance

2007-11-05 11:44:10 · 4 answers · asked by seakayakingdog 1 in Personal Finance

Can I get FSA benefit (declaring contribution to be withheld pre-tax) for my son if he goes to day care only twice a week for 3/4 hours. My spouse is stay home mom. Is it necessary to have both the parents working to get dependant day care FSA benefit?

2007-11-05 11:42:42 · 4 answers · asked by Mr.D 1 in United States

2007-11-05 11:41:14 · 5 answers · asked by ROBERT C 1 in Renting & Real Estate

The house is in two people's name. One of the two is the one filling bankruptcy. The person filling bankruptcy lives in Arizona. The house in question is in New Mexico and is the mother's primary house. The court is saying that the bankruptor must come up with a specific amount of money otherwise the house will be sold. Any input is appreciated. Thanks

2007-11-05 11:38:22 · 5 answers · asked by Sandra G 2 in Renting & Real Estate

2007-11-05 11:34:01 · 4 answers · asked by Anonymous in Personal Finance

within a year or two? 5 years? 10 years? what is your prediction?

2007-11-05 11:25:02 · 4 answers · asked by do it movin' 1 in Renting & Real Estate

i have had a problem with my neighbors fighting and beating up other people out side my apt i have called the cops many times now the guy is threating me and all the landlord is doing is to offer me another place same apt's i want to break my lease i have all my police reports and whitnesses togher will the judge let me break the lease and how do i word it i.e quite enjoyment time and threats by other tenant ?

2007-11-05 11:18:03 · 2 answers · asked by Anonymous in Renting & Real Estate

I have USA First Class written on my stamp and I am wondering if I can use them to mail my letter. If I can, how many will I need? I think I need only one but I'm not sure. My mail is just a piece of paper (letter) in it so I don't think it weights more than 2 oz. Thanks for the help.

2007-11-05 11:17:43 · 6 answers · asked by Anonymous in Personal Finance

I have more credit card debt than I am comfortable with. The warning bells are going off in my head. I've built it up slowly over time with the small stuff and the occasional big item or purchase (like a TV and some emergency home repairs)

I owe about $16,000 to 7 different companies, some larger balances, some small.

I am able to make the payments, but I just don't like the amount I've reached. If I allocate a certain amount each month to credit card payments, should I try to pay off the smaller balances and get rid of them or just spread it around evenly? My score is excellent so I wouldn't consider a "counseling" program.

2007-11-05 11:16:19 · 11 answers · asked by chuckyoufarley 6 in Personal Finance

...is it just like buying a meal from your restaurant?

2007-11-05 11:14:42 · 4 answers · asked by Anonymous in Renting & Real Estate

On my W-2, I put 5 allowances per the work sheet provided. I am hearing alot of mixed comments. Some say that the more you allowances you put the less money you will get back. Then I hear that is does not matter since I am a single mother. Does any one know what is the best way to get a high return? I tried calling H & R Block but all the offices are closed.

2007-11-05 11:12:49 · 4 answers · asked by Anonymous in United States

Hi! I am trying to rent a condo going through a realtor (and the owner is represented by his realtor). I cancelled the contract because they could not get me approved in the time stated on the contract. Now the broker of the realtor who was representing me (I gave them the 2 months & received a receipt) states that I have to give her proof that my check was cashed because she can not look into the account and spouted off (extremly angrily) some B/S about some bank privacy act. I am not going to obtain any proof that my check was cashed because it costs me $10 to receive the image. The owner agreed to cancel the contract, so that is not a problem. I tried searching everywhere on DBPR & FREC and other sites for something regarding this, but no luck. Why would this broker be requiring something like this? I used to work in real estate, and this seems a little bit fishy to me. Thanks for your help!

2007-11-05 11:00:59 · 6 answers · asked by I g 1 in Renting & Real Estate

2007-11-05 10:58:42 · 0 answers · asked by JT 1 in Renting & Real Estate

If I were to win, let's say 75 million dollars, how much would I really get to keep after ALL mandatory taxes, charities, etc... are deducted? (Just wondering...)

2007-11-05 10:57:18 · 6 answers · asked by JT 1 in United States

or just work in any position at a bank?
im 16.

2007-11-05 10:56:26 · 1 answers · asked by autumn 1 in Other - Careers & Employment

And when do I file to pay them?

I just want to keep myself out of trouble with the IRS. Or whoever keeps track of my money.

2007-11-05 10:53:58 · 12 answers · asked by Anonymous in United States

im 19 and i go to uni but im not even sure if thats wut i want i just go through the motions each day and every time i think about it i get the feeling that its not for me. i kno that the odds of me making more than $50k a yr is probably slim to none if i dont go to uni but i just dont kno wut to do with my life.....anyways thats beyond the point of my question

where would a good place be to work that doesnt drug test, or i suppose they could drug test just i would prefer they didnt, and that pays a decent wage like 8.50-10. i live in Plano, Tx for those of u that dont kno its right outside Dallas its a pretty affluent city.

any ideas would be grand, thanks

2007-11-05 10:51:38 · 4 answers · asked by Paul D 2 in Other - Careers & Employment

Between becoming a doctor or a pharmacist, I have decided to become a pharmacist and I would like to know what to expect when going into pharmacy.

2007-11-05 10:50:45 · 2 answers · asked by 12Grey14 4 in Health Care

I bought a jacket with my card (checking account), but i didn't know that i didn't have enough money in my account to pay for it. What will happen to my account now that i've spent more than i have?

2007-11-05 10:49:47 · 6 answers · asked by Mya A 1 in Personal Finance

Do they talk to you like you don't know anything or can't be trusted because of your age?

2007-11-05 10:49:39 · 4 answers · asked by Anonymous in Other - Careers & Employment

i need to find the annual report for liz claiborne stocks.

it's for my economics class project.

i've looked and googled, and just can't find it

help!!

2007-11-05 10:48:35 · 7 answers · asked by Krissi 4 in Investing

I returned something to Best buy and because it was over $250, they need to give my money back by sending a check. When they asked me for my name, I thought they were asking like they always ask for phone numbers so I just gave them the name my friends call me and not my legal first name. I did use my legal last name though. So would my bank (TCF) cash that check for me even though it doesn't have the same first name as the one on my account?

2007-11-05 10:39:23 · 21 answers · asked by ihavethemunchie 1 in Personal Finance

2007-11-05 10:39:02 · 8 answers · asked by machuchee 1 in Investing

I am living in a rental home and found out that our house has asbestos in and around it. We were never informed by our landlords before we moved in that there was any asbestos. I have brought it up to our landlords a few different times and she acts like it is no big deal. So I know she knew about it. Is this leagal?

2007-11-05 10:38:08 · 7 answers · asked by melon 1 in Renting & Real Estate

If you do 80 hrs a week work. thats 40 hrs overtime. Do you pay more taxes? specially if your single?

Or might as well stay on the 60 hrs a week rule. with only 20Hrs overtime and you pay less taxes.

I know you get the tax refund back. but if your single you will never get half of it.... or am I wrong here?

btw im only part time minimum of 20 hrs a week. but my company let us do more than that as you can see.

Working here in florida.

2007-11-05 10:37:41 · 7 answers · asked by paulo 1 in United States

2007-11-05 10:35:26 · 8 answers · asked by bjr4613 1 in Personal Finance

We are a contract company for cable/communications providers. We have an extra truck that we use for work. Can we lease it weekly to a 1099 subcontractor legally without any ramifications? If so, do we note the mileage before we lease it out, and only claim the mileage up to that date? (I assume the Subcontractor would claim the other miles or gas since he would be responsible for the gas/oil/ etc.) Please advise.

2007-11-05 10:34:10 · 1 answers · asked by Tilly24 2 in Other - Business & Finance

Hi,

I am currently looking for a new job but I'm also a partner in a company. Our business is not in competition with the type of company I am applying for jobs with. Is it best practice to keep quiet about this?

I realise that different employers will have different clauses in their contracts but how could they actually find out? I assume they probably could if my tax code changes.

The jobs I am going for are in the 30k region. I would only need to earn £4601 more before I have to pay the 40% bracket.

I realise an accountant is the best person to ask about this but some general guidance or hearing of similar situations would be greatly appreciated.

Thanks, Bob

2007-11-05 10:32:23 · 6 answers · asked by Bob S 2 in Small Business

2007-11-05 10:31:16 · 6 answers · asked by J E 2 in Insurance