Business & Finance - 25 September 2007

ok so the situation is that in a small business a co-worker just left. we re-hired to replace her but it took forever and didnt really fill the hours we needed it to. now i am considering leaving but with the new schedual and new co-worker i feel like i should wait a while. i know it is not my thing to worry about but i want to leave the job not feeling like i just copped out. Got advice?

2007-09-25 05:55:28 · 9 answers · asked by katie p 1 in Other - Careers & Employment

Do they have to pay tax if they've earnt so much? I know you have to pay NI

2007-09-25 05:54:39 · 13 answers · asked by Anonymous in United Kingdom

2007-09-25 05:53:44 · 3 answers · asked by kilgore87 1 in Personal Finance

I already have a pay pal account set up with a credit card for my own shopping, but do I need to add a debit card so I can easily withdraw my $ if I sell items? Will pay pal allow you to add/delete cards?
Thanks

2007-09-25 05:47:51 · 5 answers · asked by vmp009 1 in Personal Finance

I bought something and received an email from the seller saying the item had been posted but that the postage was twice as much as he quoted. He is hoping i can pay the difference. Would you? Should i show goodwill and compromise splitting the difference?

His mistake of course so.....

2007-09-25 05:47:11 · 7 answers · asked by Anonymous in Small Business

I have a Capital One car and I'm not working at the moment. I'm a little over the limit on my card and I have to make a payments, but I don't have the means to do so. Is there any way I can cancel the card and talk to someone at Capital One to arrange a lesser amount of monthly payments?? Help please.

2007-09-25 05:44:01 · 4 answers · asked by xxSweet_Facexx 1 in Credit

My tenants have caused 5k worth of water damage do to negligence on their part. Their washer leaked. My insurance is paying for the damages except for my 1k deductible. Is it recommended I ask the tenants to pay for the decutible and cost of a plumber to assess the problem. I'm concerned this may cause the tenants to retaliate and damage my place causing me more issues. Any suggestions?

2007-09-25 05:43:24 · 8 answers · asked by Johnny H 1 in Renting & Real Estate

tired of hearing these unions complain about what they are losing.I have no retirement,pay for healthcare and i am college educated.they should be thankful for what they have and not be so greedy.

2007-09-25 05:39:58 · 8 answers · asked by STEVE S 1 in Personal Finance

I spent 3 months studying for and passing my series 3 license for a sales position in a firm. I live in an area that has no firms and in order for me to work i have to move. I called upon many companies that are about 3 hours away, and told them up front that I will need 2000 upfront to work so i can pay for my first one living expense. The job is commission only. A few companies agreed on loaning me 2k but then retracted! Why is 2k in relocation costs so much money, even though i offered to pay it back after i made some deals and sign a contract. How should i approach asking for relocation assistance with an employer?

TO me its well justified, because these employers will pay for your testing which comes out to 800 dollars, and the period is a 3 months period.

Well i paid the 800 out of pocket, and i am ready to go immediately. So isnt it worth 2000 to have someone starting now, then traing a new person and waiting 3 months?

your perspective to help me understand?

2007-09-25 05:35:15 · 4 answers · asked by Captain Kid 3 in Financial Services

my husband and I had to use cashland money borrowing at one time and since the fees are always $50-$100 each time you borrow we cant catch up and have to keep borrowing every few weeks. How can we catch up and pay them off for good and never use them again? Any suggestions?

2007-09-25 05:28:02 · 3 answers · asked by Amber P 1 in Personal Finance

2007-09-25 05:26:52 · 5 answers · asked by MATT B 1 in Personal Finance

I have a cheque with my name husband's name & my husbands brother, I need to deposit it but I know that I need all signatures on it but it happens that my brother in law is O/S for 6 months, what other options do I have to make the deposit?

2007-09-25 05:25:35 · 6 answers · asked by Anonymous in Personal Finance

2007-09-25 05:25:11 · 5 answers · asked by Cindy S 1 in Small Business

2007-09-25 05:24:22 · 4 answers · asked by sam 1 in Personal Finance

I don't know the first thing about it. I would like to buy trailers or houses and do the rent to own thing. does anyone have experience with this? I'm tired of working for someone else and getting no where. Any information would be greatly appreciated.

2007-09-25 05:19:32 · 4 answers · asked by TABBY 4 in Renting & Real Estate

i started school for lvn about a month ago. and im really not digging it.. so i been looking around and i really got interested in chiropractor. is it worth it . what do you think . i know its my choice but i would just like to have your opinion.

2007-09-25 05:18:56 · 3 answers · asked by Anonymous in Other - Careers & Employment

2007-09-25 05:18:10 · 5 answers · asked by jaks75_04 1 in Renting & Real Estate

Stupid me didnt report my unemployment from 2006 on my tax return. WHat is going to happen? What should I do?

2007-09-25 05:17:57 · 9 answers · asked by Anonymous in United States

I have a friend who is planning on refinancing her mortgage and all of her debt thru this company. I am skeptical that all of her debt can be erased in that short amount of time. I need more information on this company so that she can make a better decision.

2007-09-25 05:16:31 · 4 answers · asked by Henryfears 1 in Personal Finance

Here is the problem. How do I go about calculating the after-tax cost of new debt and common equity. Calculate the cost of equity and calculate weighted cost of capital. I am really confused on this.

The following tabulation gives earnings per share figures for the Foust Company during the preceding 10 years. The firm’s common stock, 7.8 million shares outstanding, is now (1/1/03) selling for $65 per share, and the expected dividend at the end of the current year (2003) is 55 percent of the 2002 EPS. (Note that 9 years of growth are reflected in the data.)

YEAR EPS YEAR EPS
1993 $3.90 1998 $5.73
1994 4.21 1999 6.19
1995 4.55 2000 6.68
1996 4.91 2001 7.22
1997 5.31 2002 7.80

The current interest rate on new debt is 9 percent. The firm’s marginal tax rate is 40 percent. Its capital structure, considered to be optimal, is as follows:

Debt $104,000,000
Common equity 156,000,000
Total liabilities and equity $260,000,000

a. Calculate Foust’s after-tax cost of new debt and common equity. Calculate the cost of equity as ks= D1/P0+g.

b. Find Foust’s weighted average cost of capital.

2007-09-25 05:06:09 · 1 answers · asked by marianne d 2 in Investing

what to do? i am am afriad that they will be mad at me??

2007-09-25 05:04:53 · 4 answers · asked by Anonymous in Credit

I'm sure it has a lot to do with how long you were in each job, your age, etc. For me, I'm 55, was in my last job 5+1/2 yrs. I held the job before that for 7-yrs.

Am I supposed to go back to my first employer right out of college?

2007-09-25 04:53:26 · 4 answers · asked by pete6356 1 in Other - Careers & Employment

I am currently working part time at a Curves Club in Canada. The manager is retiring and I am thinking about applying for the positions. How much do Curves for Women managers make? Do they have health and dental benefits? Also...is it must to go to the Curves Camp and conventions? Thanks for you help.

2007-09-25 04:43:45 · 1 answers · asked by Girly 1 in Small Business

I purchased my home in April of 2006 for $675,000, no money down. It is now worth roughly $525,000 and I am facing foreclosure. I have not re-financed and my understanding is that I have a non-recourse loan. Will I owe the IRS taxes when my property is foreclosed on?

2007-09-25 04:40:51 · 7 answers · asked by J William 1 in United States

Lamiens terms...did her company exploit children?

2007-09-25 04:38:23 · 1 answers · asked by Anonymous in Corporations

Where can I get a loan for $8000.00 with not so good credit. Well, bad credit. I can repay it at $1000. a month with an extra payment of $1000.00 to the lender. It is a special problem and time is short, which is why I need a loan for short term

2007-09-25 04:35:49 · 3 answers · asked by twapped2000 2 in Personal Finance

I am self employed and work on a building site as a consultant.

I am sure they are going to get rid of me when they find out I'm expecting as I will pose too many health and safety issues for them.

As I understand they can do this because I am self employed.

When, legally, do I have to tell them? Are there any other duties placed on me as both pregnant and self employed?

For all of my other clients I can work from my own office. This is the only one where I work on their premises.

Does anyone have any information on the law relating to pregnancy for self-employed persons?

2007-09-25 04:35:38 · 3 answers · asked by Anonymous in Law & Legal

Do you think one day you will wake up to find you are just another statistic of a company that moved it's shop to Mexico because it's workers are greedy? GM, Ford, Chrysler can't move to Mexico quick enough. Toyota can't build factories in the US quick enough.....hmmmmm think about it..

2007-09-25 04:33:08 · 8 answers · asked by riogrande_texas 1 in Corporations

The apartment I am looking into allows pets, but they charge outrageous deposits and extra rent per month. I have two cats. I am wondering if when I sign the lease I say I don't have pets to avoid paying the deposit and extra rent. It's an apartment complex run by a corporation so the only people coming into my apartment will be maintenance and how are they supposed to know I said I don't have pets on my lease? Will this work? Anyone get away with it before?

2007-09-25 04:32:39 · 10 answers · asked by bzone 2 in Renting & Real Estate

My mother will begin working but unlike most people she is simply going to get a check of about 500 per month from her employer. No taxes will be taken out, no fica, no social security.. just straight 500 gross pay.

I know she will have to file a tax return at the end of the year with IRS but that would only be for federal and state tax..

But my question is:

Will she be forced to pay medicare, fica, social security on her own or can she not pay that?

I assume this is kind of like being self employed in that you do have the option to pay social security, fica, etc but you do not have to by law?

2007-09-25 04:31:40 · 5 answers · asked by unhappy 1 in United States