Business & Finance - 25 September 2007

I'm 24, an engineer for a large semiconductor corporation. I earn about 70k a year, I own a house, and a car (both of which I am still paying). I am interested in real estate and was thinking of purchasing another property and leasing it out to supplement my income.

Another possibility is that I should invest in stocks. I am already involved through the company I work for, but I hardly manage it. Like I have corporate stock and a 401k, but i heard from my friend that I should get into Roth iras and other accounts like that.

Should I got to a financial advisor? Are these questions that a financial advisor would know? Like I understand that it's my money and that I shouldn't let anyone sway me to put my money where i don't want to put it and it's ultimately up to me how and where my money gets spent, but I would like to know the feasibility and the risk analysis of these ideas.

Ultimately, my goal is get supplemental income at the end of the money. Can someone help me out?

2007-09-25 19:04:41 · 7 answers · asked by whodroppedthepotato 2 in Investing

Does anybody know of some good part-time jobs that don't deal much with people? I don't need a ton of money, but I'm looking for supplemental income, and I'm not much of a people person. I was looking into delivering newspapers early in the morning, does anybody have other suggestions?

2007-09-25 18:54:05 · 4 answers · asked by Anonymous in Other - Careers & Employment

and what are good futures to invest in?

2007-09-25 18:51:03 · 5 answers · asked by mayerj72 3 in Investing

2007-09-25 18:50:24 · 5 answers · asked by mayerj72 3 in Investing

A friend of mine offered to sell me his book of business. In about 12 months, he built a $2M book with over 3000 clients mainly P&C pers lines. To say the least, it will be a problem book that will require lots of work. IE. invalid discounts offered, low limits, bad service, underinsured homes, etc. Service is my strong point and do believe that i can salvage about 50-80% of the business. He is offering it to me at very low risk...Here are the details. 10K down (owner financed for 36 mo 0% interest). I pay him 50% of the renewal commisions every mo for 36 mo with no minimum guarantee on his part and the most i would have to pay is 190K, whichever occurs first. Also, I have to take over his lease which is approx 1K/mo for 5 years. He has non competes from him and his producers. I am too inexperienced to make this decision on my own. Please give me any advice and your thoughts. Thanks.

2007-09-25 18:44:16 · 8 answers · asked by Chris B 1 in Insurance

Hello,

i have an interview with KFC next week, and i have a few questions, if anyone had any past experiences with KFC would be great to share!

1) How many questions, do they usually ask and how long does the interview go for?

2) Do i need to learn the KFC history and their culture?

3) What should i expect in the interview? other answers apart from smile, looking good, confidence etc.

4) >MOST IMPORTANT QUESTION<
is it really true that KFC are hair discriminators?
i have medium-longish hair for a guy, i have a pretty long'ish side fringe that finishes just above my eye, and a medium-longish back(mullet) that finishes up to usually my shirt collars.

would that kind of hair effect my chances of getting the part time job?

Thanks,

2007-09-25 18:37:12 · 3 answers · asked by LaLaLa! 1 in Food Service

I need a source I can look into.

2007-09-25 18:26:42 · 2 answers · asked by James Wimberly 1 in Investing

2007-09-25 17:58:06 · 12 answers · asked by SuzieQ92 3 in Other - Careers & Employment

I just saw that a 30 year fixed mortgage is 6.07% and a 5/1 ARM is 5.91%. What are the reasons why these rates differ by nearly .2%?

2007-09-25 17:50:47 · 12 answers · asked by Brad H 2 in Renting & Real Estate

Scenario 1: Medicare primary allowed $85 on a $260 charge, paying $70, leaving $15 balance for the secondary insurance to pay. The secondary insurance (United Healthcare) paid $11.50 of the $15 balance, is it okay to write off the $3.50 balance or do you leave the balance for patient?
Scenario 2: United Healthcare primary allowed $85 on a $260 charge, paying $70, leaving $15 balance for the secondary insurance to pay. The secondary insurance (Medicare) paid $11.50 of the $15 balance, is it okay to write off the $3.50 balance or do you leave the balance for patient?
Scenario 3: Cigna primary allowed $85 on a $260 charge, paying $70, leaving $15 balance for the secondary insurance to pay. The secondary insurance (Aetna) paid $11.50 of the $15 balance, is it okay to write off the $3.50 balance or do you leave the balance for patient?

2007-09-25 17:34:11 · 5 answers · asked by Mur 1 in Insurance

What are the best labels to use for private packaging of my natural body care products that i make myself. I have tried going to office depot and staples and they just dont have the right kind of labels that i am looking for. Keep in mind, i am on a very tight budget.

2007-09-25 17:33:16 · 2 answers · asked by Anonymous in Small Business

I want to go to singapore to find a job. I Already received my EPEC. I was wondering how much money do I need to bring in order to survive?

How long is it to find a job? I am a CPA with 2 years of experience.

thanks!

2007-09-25 17:33:01 · 4 answers · asked by belle 1 in Other - Business & Finance

Right now he works at Firestone as a tire tech... He makes $350 a wk w/ no chance of advancement. The other job is about $300 a wk w/ chance of Advancement. He actually has a good chance of advancement, but it's all chance! We could make it for a while on $300 a wk, for about 10 months. If we made it and he got an advancement we would make $600 a wk. What should he do... it could mean being very comfortable. However, if he doesn't make the advancement we would be screwed. On the $350 we're ok, but not good. HELP!!!

2007-09-25 17:31:40 · 7 answers · asked by Jenn_5621 2 in Other - Careers & Employment

Here is the situation: we went from getting paid every two weeks to getting paid once a week. The last full check that we got was on sept 14th for the prior 2 weeks. Today (25th) we got a check that covered the 8-15th. The employer said that they can withhold a check- but i dont think they can, especially since we have been working there for well over 2 years.

From my calculations they should have paid us on the 18th for the prior week and on the 25th (today) for last week. Our original pay date would have been this Friday.

Am i overreacting or is that something that should be taken up with a lawyer? I know the company is having $$ issues right now, but we should still have been paid irregardless correct?

2007-09-25 17:27:22 · 4 answers · asked by glorymomof3 6 in Law & Legal

Why does it take 4-6 weeks for me to receive cheque from client ?

2007-09-25 17:24:38 · 2 answers · asked by ladybug21 2 in Credit

And what do they do with that info (driver's license #) when they type it into their computers... is it to keep track of how many things a person returns.. is there a limit??

2007-09-25 17:22:08 · 4 answers · asked by gododjgjodjod 1 in Corporations

Can a Mortgage Broker be held liable for pushing a loan through approval knowing that the borrower has little or no chance on making the payments on a monthly basis?

2007-09-25 17:21:43 · 4 answers · asked by ponderplus 2 in Renting & Real Estate

Example:
'Company A' and 'Company B'

'Company A' provides phone service.
'Company B' is a phone company that allows 'Company A' to provide phone service under the 'Company A' Name.

Basically, 'Company A' is a middle man.

'Company B' charges 'Company A' $5 a client
'Company A' charges client $10

'Company A' receives payment and then pays 'Company B' the remainder.

is there some sort of legal way to organize this with IRS? Is there a form or something that needs to be filled out for tax reasons? is 'Company B' like a sub-contractor, and should be paid in a salary or commission form?

2007-09-25 17:18:38 · 2 answers · asked by Anonymous in United States

2007-09-25 17:18:27 · 1 answers · asked by Anonymous in Other - Business & Finance

This question is to all the Managers, warehouse people, bobtail drivers in cali, or other states. (please say what state you are from)

Someone who learned how to do all paper work and load a trailer in 2weeks (took another employee 7months to learn) this trailer goes out of state nightly and if it wasn't for this trailer the company wouldn't be here thats how vital this trailer is, took about 1 week to learn how to ship and recieve (took another employee 6months to learn), who learned how to use all forklifts as in sit down, stand up, walky rider, does data entry for the company,cycle counts, does computer tech work on different occasions where people messed up there computers(where they would have had to higher a tech if i didn't fix it), also drives a Bobtail to help out due to them being short on drivers, how much would someone with all that to do on a daily bias be worth? being in California bay area. all input would be great. thanks.

2007-09-25 17:18:21 · 1 answers · asked by frog 2 in Other - Business & Finance

2007-09-25 17:15:31 · 3 answers · asked by Babygirl325 2 in Health Care

help!

2007-09-25 17:09:47 · 11 answers · asked by Giggle Bear 3 in Corporations

2007-09-25 17:06:47 · 3 answers · asked by hi 3 in Personal Finance

If you have clothes from second hand stores and a vehilce worth $1000 and living on a student loan, what can they do if you dont' have the money? It is $480 and I dont have it (the internet wont' let me out of my contract and I am a full time student with 2 kids). I moved to another state and that company doesn't run their service to my state so I had to break my contract when I moved. What can the creditors acutally do? Take my kids bikes to sell them?

2007-09-25 17:05:26 · 7 answers · asked by Anonymous in Credit

im lookin to build my credit whats the best card to apply for

2007-09-25 16:56:36 · 9 answers · asked by randon_s2008 1 in Credit

I am thinking about working as a bartender and I just wanted to double check on how much generally will my boss would pay me.. how much is that? and also, generally how much in tips.. (how much does someone usually leave or all together in one night for tips)

Also, what stuff should I wear while working at a bar?

2007-09-25 16:47:40 · 3 answers · asked by Anonymous in Other - Careers & Employment

2007-09-25 16:47:32 · 4 answers · asked by nick o 1 in Other - Careers & Employment

2007-09-25 16:44:51 · 4 answers · asked by francisco h 1 in Other - Careers & Employment

How much should my husband and I save a year? I don't work (going to school) and he's in the military. He has a TSP account through the Army that he saves 5% of his pay in. We have no 401ks or retirement accounts although we do have a $5500 cd. He makes about $42000 gross pay/yearly. What amount should we be saving?

Also, is it wiser to save as much as we can now and get subsidized student loans for my education or should we save less but not get student loans?

2007-09-25 16:40:47 · 3 answers · asked by moira77 4 in Personal Finance

It's always the people that make crappy cars that nobody wants (General Motors) , striking and complaining when they are getting paid $42.50 and hour to make cars that don't sell.

2007-09-25 16:32:33 · 2 answers · asked by Anonymous in Corporations