Business & Finance - 24 September 2007

2007-09-24 10:05:52 · 3 answers · asked by Anonymous in Corporations

I currently have been in my home for a year now. My monthly house payment is 786.13/month with home insurance NOT included. I have 2 small kids and one due in a couple of months, my husband is the only one working. We tried to refinance a couple of months ago the only thing that stopped us was we did not have money set aside just in case something happend to hubbies job we can make a couple more payment. we currently have a ARM rate at 11.04 & YES I KNOWOUTRAGES. If we have money set aside now do you think it would be ok to try to refinance again. We have ok credit, i think its in the 641 on my part. we dont have NO defaults on there. Would someone give me some advice on this. Thanks

2007-09-24 10:05:01 · 5 answers · asked by marie76444 3 in Credit

2007-09-24 09:55:24 · 2 answers · asked by Anonymous in Investing

There average wage is above 90K, how hard is it to fill a bottle with pills. It is not like the old days where they are crushing different compounds together to make medicine. I know it is important not to mix up pills and know side effects but isn't the latter the doctor's responsibility. Also, you used to be able to have a Bachelors in Pharmacy now it takes a Doctorate, it this just so there will be a shortage and raise salaries? I think Medco, which was part of Merck-Medco had an almost fully automated prescription dispenser with less errors than human pharmacists.

2007-09-24 09:53:24 · 5 answers · asked by stephen t 5 in Health Care

Just wondering if I am being real. However don't want to short myself. Is 80-85K per year considered above average in the US? What do Lawyers and Doctors make? I am in IT.

2007-09-24 09:50:23 · 3 answers · asked by 1 Wild and Crazy Guy 3 in Other - Careers & Employment

2007-09-24 09:43:18 · 3 answers · asked by Memphis Lady 1 in Credit

I own my own home but he indicates that he shouldn't have to pay for 50% of the mortgage, as he gains no benefit. Is this fair? He pays out approximately 50% of his monthly income to his ex for child support and spousal maintenance. An amount he came up with, not the lawyers. When he has his kids, they come to my house. He wants to get married, I don't, so what would be a fair split in expenses? I'm also looking at adding onto my house as I only have one full bath....how does the added mortgage then get calculated into the expenses...he knows of the addition and thinks it's a great idea...how is this settled? Is money the relationship killer?

2007-09-24 09:33:08 · 20 answers · asked by dantesmuze 1 in Renting & Real Estate

2007-09-24 09:25:18 · 2 answers · asked by Anonymous in Health Care

the higher tax rate of 40% kicks in at £34,600 if i earn £37,000 per year do i pay the 40% higher rate of tax on the whole £37,000 or do i only begin to pay the 40% tax rate on the £34.600 - £37,000 only(£2,400)?

2007-09-24 09:23:37 · 4 answers · asked by patsy67 1 in United Kingdom

The property is £300 000 I have £30 000 deposit. It has shop space on first floor and an appartment above. I want to convert it to 100% residential.

2007-09-24 09:23:34 · 2 answers · asked by chuck 1 in Renting & Real Estate

I am about to hire an in-home nurse to help with the care of my mother. As I understand it, I (and/or my mom) will be the nurse's employer, so I'll need to have the paycheck/taxes issue taken care of.

Friends have suggested using an accountant, a pay service, or pay software. If anyone has had any experience with this, please let me know which option you would recommend.

Thanks for any input.

2007-09-24 09:21:57 · 4 answers · asked by Anonymous in United States

And i am well upset. Thought i was in with a chance. They told me i had got a conditional acceptance and then rang up tonight to tell me they were retracting offer. My advice is dont apply to work for a bank. Anybody else ever had this problem

2007-09-24 09:19:06 · 10 answers · asked by Clare S 2 in Other - Careers & Employment

My husband said that he heard on glenn beck or one of those crazy talk shows (sorry I think all that man does is try to scare the living shiznit out of people any chance he gets) that the american dollar is worth less than the canadian dollar (fair enough I said this must have happened before everything fluctuates) but according to glenn this has never happened before and it is a sure sign that our econamoy is crashing...so I ask is this true that this has never happened before or is just another one of his scare tactics? If possible could I be linked to acticles on this subject. I have tried a search but came up with nothing. Thanks so much in adavnce.

2007-09-24 09:19:04 · 2 answers · asked by Joe 1 in Other - Business & Finance

A.) covers a period of time, usually for an accounting period
B.) may cover a period of time or only one day in time,like a snapshot photograph
C.) is not dated
D.) Covers One Day at a time

2007-09-24 09:14:17 · 1 answers · asked by Anonymous in Other - Business & Finance

I couldn't speak english even though its my native language. I was incoherent and couldn't even answer why i wanted the job.

2007-09-24 09:12:23 · 5 answers · asked by Anonymous in Other - Careers & Employment

2007-09-24 09:11:25 · 5 answers · asked by Anonymous in United States

They are from a restaurant i used to work at.

2007-09-24 09:06:01 · 25 answers · asked by jrwilcarter 1 in Personal Finance

Today, I got three different scores that stemmed from the same agency (Equifax). Now, I understand there are three different credit bureaus, however, all three scores I am referring to were from Equifax. Online, It was 698. I asked my bank about financing and the score was 654. I called the car dealership about financing and it was 673. Why so different?

The bank told me that they get a score based on a different formula than what was given to me online. So, if every place gets a score based on a different formula, what's the point?

I hate CREDIT!

2007-09-24 09:01:59 · 9 answers · asked by Cita 2 in Credit

It's obvious that consumer lending is a very big, profitable business. But I still don't understand how lending money to someone who can't repay is profitable for the lender? Can someone pls explain the economics of this? "Can't repay" means that the person will never shell out any money paying the principal, compounded interest, late fees, overlimit fees, etc.

2007-09-24 09:00:33 · 4 answers · asked by Smart Puppy 2 in Personal Finance

i know i can go 2 like a dealership n get a car financed there but i want 2 get a car loan from like bank n then buy the car cash so i just have 2 pay the bank back. I don't have really good credit actually my score is in the "fair" bracket so im really lost. please help if u know where or how i can get a car loan. i need a car really bad i don't want a big really nice car just somethin decent that can take me 2 work n back. thanks!!!

2007-09-24 08:52:24 · 6 answers · asked by gurl01 1 in Credit

and who controls them?

2007-09-24 08:51:33 · 3 answers · asked by FnamSee 1 in Corporations

I am going on a long trip and I don't want my neigbor or parents, who will get my mail, to see my bank account statements. Can I stop them from sending me the monthly statements or do I go online and change my address to a fake one????

2007-09-24 08:51:03 · 4 answers · asked by Anonymous in Personal Finance

I'm feeling to have a discussion over the hottest and likely progressive penny stocks in the UK markets at the moment, may your answers commence...

2007-09-24 08:48:04 · 4 answers · asked by Anonymous in Investing

i sold my second item on ebay last week. But this is the first time i will recieve payment through paypal. The buyer has sent payment, ive accepted and itt has been cleared. But my paypal is tied down to my checking account. So its been 6 business days and No change has showed on my bank statement yet. So my question is, does it take longer than this for payment to show up or have i left out a part in the process?

2007-09-24 08:47:48 · 5 answers · asked by Anonymous in Other - Business & Finance

2007-09-24 08:43:32 · 2 answers · asked by hoppi 1 in Other - Taxes

2007-09-24 08:41:00 · 1 answers · asked by hsn k 1 in Other - Business & Finance

This sounded kind of odd to me, but I heard a rumor that you can claim moving costs on your taxes. This was a personal move, nothing business related. But, I'd have rental truck fees, hotel bills and gas.

2007-09-24 08:40:46 · 3 answers · asked by Lunar Sarah 4 in United States

if you use people like etrade or amertrade, etc...
When its time to do your taxes, do they give you a file you can import right into turbo tax?
or do you have to manually type it in?

2007-09-24 08:37:32 · 1 answers · asked by Philip Augustus 3 in Personal Finance

Does anyone know where to find the Revenue that Walmart had in 2006? I tried to google it, but was unsuccessful in finding out.

2007-09-24 08:37:16 · 3 answers · asked by seaelven 4 in Corporations

Ok I am getting really nervous now! especialy since no one anwered my last question.... thinking maybe no one saw it...

So, the interview I had Friday went really well, they called me back an hour after I had left and said they were going to come up with a compensation package for me and would get back to me either Friday or today.

So there is 2.5 hours left in the work day..... They have not called?? Should I be patient? Or should I call them? and if so what should I say?

2007-09-24 08:29:51 · 6 answers · asked by abs 5 in Financial Services