Business & Finance - 21 September 2007

im thinking of buying my own property with my partner as a first time buyer, what age do you have to be to qualify for a mortgage as im 23 and just graduated 2 weeks ago. im looking for full time work now.
how long do i have to work for until i can apply for a mortgage. has anyone had any problems or anything i need to know as we both are young and need advice please.

thank you

2007-09-21 10:52:54 · 8 answers · asked by sam 1 in Renting & Real Estate

Okay- so my roommates refuse not to do drugs in the apartment that we live in togther. We are all on the lease. Today I called the management office and they said that they are going to send a patrol guard out at about 9:00 tonight. If they find that they are doing something then they will call the police. The leasing office says that they are keeping me as far away from the issue as possible. They aren't going to tell my rooommates that it was me who contacted them or anything. If they get caught it's an automatic eviction. The leasing office said that they maybe be able to disassociate me with them on the lease and that way I wouldn't get evicted.

Do you think I went too far or was it the right thing to do? Also, does the leasing office seem to be taking the right steps?

2007-09-21 10:52:38 · 6 answers · asked by BA92107 2 in Renting & Real Estate

Can you break a lease at a apartment without paying all the fees if you were let go from your job and cant pay the rent?

2007-09-21 10:51:38 · 3 answers · asked by Carlie 2 in Renting & Real Estate

I have two small children that I would like to stay home with. But due to financial debt I can't and have to work to help my husband so we can afford to buy home soon, hopefully.

2007-09-21 10:48:03 · 8 answers · asked by mai 1 in Personal Finance

2007-09-21 10:44:16 · 6 answers · asked by jeffrey 2 in Credit

seems like any time you can avoid financing is good but someone asked me and I wasnt sure. Seems too good to be true (if you have the cash)

2007-09-21 10:41:15 · 8 answers · asked by sfdj66 2 in Credit

I opened a Sovereign Bank online banking account, but they didn't give me a password or a username for the website. Is the username the account no. and the password the PIN, or is it some other combination of things? Help me out!

2007-09-21 10:37:20 · 3 answers · asked by Ella S 3 in Personal Finance

I've been asked to do a six-week study, high school level, about managing finances. We will meet once or twice weekly depending on how much material I plan to cover. Want to contribute any topic suggestions? Anything from balancing your checkbook to investing in mutual funds/stock trading, leasing vs. purchasing autos, diff. types of mortgages, etc.

Earn a few points by adding your ideas!

2007-09-21 10:36:04 · 9 answers · asked by Anonymous in Personal Finance

I was thinking I could get them from the IRS, but I don't want to call them till I know for sure.

2007-09-21 10:34:08 · 6 answers · asked by RH12868475 1 in United States

will cover abortions without actually coming out and saying abortion?

2007-09-21 10:34:07 · 6 answers · asked by auroa26 3 in Insurance

How does one go about going after an employer who constantly issues Non sufficient funds paychecks. The said employer also caused an employee to lose his Drivers License for not sending payment to the state for Child Support the money he had deducted from the employees check?

2007-09-21 10:28:16 · 6 answers · asked by Sparxfly 4 in Law & Legal

Can the debt collector take money out of my account to pay this debt before the court date??

2007-09-21 10:25:07 · 7 answers · asked by joodee46 1 in Credit

My account was credited with a return? I'm kind of new to credit cards. I returned something and my account was credited back with about $100, so do I still have to make my payment for that month?

2007-09-21 10:23:00 · 18 answers · asked by apocalypso 4 in Personal Finance

2007-09-21 10:20:50 · 4 answers · asked by curious________ 1 in Law & Legal

2007-09-21 10:13:36 · 3 answers · asked by kathy c 1 in Investing

Is sufficient to have credit card statement if IRS audits you as an individual taxpayer?

2007-09-21 10:12:38 · 4 answers · asked by carnivorouscat 2 in United States

I cant chose between Wells Fargo and WaMu...does anyone know what bank has more benefits or ANYTHING postive (or negative that i SHOULD know) that will make me lean towards one bank more than the other?? Thanks Guys...

2007-09-21 10:11:01 · 9 answers · asked by Anonymous in Personal Finance

I just got approved for an FHA mortgage, but I know that my husbands credit and mine are only in like the 550's because we just finished paying off old debt and cleaning up our credit.

2007-09-21 10:08:18 · 7 answers · asked by Ash1227 2 in Renting & Real Estate

I have just hung up from trying to get a auto title from this bunch of retards that was payed off over
two months ago.I was told today the title was mailed Sept 20. I told this nut that I was told it was mailed Aug 23.Then he backs up. It comes down to they finely came clean that they mailed it to the wrong address.Also my bank account was over dipped over 2600 dollars when I payed it off. That I got back after a month and a half.Now the retards tell me it is up to me to apply for another title.
When I first got this loan about 30 months ago
they lied about the interest so I canceled the credit card I had with them. So they turn around eighteen months later and send me a bill for a 20 dollar annual fee I called and told them I had not had that account for over a year and a half so I thought that was the end of that till my credit score went down and the nuts had reported it to the credit rating company's.
All I can say is stay away from them.
Wink

2007-09-21 10:05:30 · 2 answers · asked by winkyb409 2 in Personal Finance

Financial Management

Received $15,000 from the Multnomah County Department

Paid Insurance company $9,000

Paid Arts and crafts company $3,000

Transferred temporarily restricted funds I the amount of $3,000 from investments to pay for additional supplies

Paid Oregon sporting goods $5,000 for additional recreational equipment

Received fee from parents in the amount of $40,000

Ro account for $1750 in fees from parents fees earned in the second six months of operations, but collected in the second six months.

To account for $3,00 in parent fees earned in the second six months of operations, but collected in the second six months

To account for $3,000 I parent fees earned in the second six months of operations but not yet collected.

To account for expenses in the amount of $1500 incurred during the first six mo nhts of operations but paid in the second six months.

Paid Portland gas and electric company $7,500 for utilities.

2007-09-21 10:04:54 · 2 answers · asked by =] 4 in Other - Business & Finance

I want to know how much they are going to take from my $516.

2007-09-21 09:54:35 · 8 answers · asked by Cassy 1 in United States

Hi,
I'm starting a small online business from home selling baby related products. Unfortunately, I don't have funds to pay for advertising. What other things can i do to get my name out there in the online world about my business without spending a lot of money?

2007-09-21 09:48:34 · 5 answers · asked by Jmo 1 in Small Business

junk! "Work from home!","Be your own boss!","Training provided!","No experience or education needed!""Make 10k each month from home!" If it was that easy, why doesn't everyone do it? No education or experience needed and you still make 10K/month. Who can pass that up? Maybe someone with an education that might know that the real world does not hand you a 6 figure income with no experience or education. Poor suckers. All I am getting at is, why does Yahoo or Hot Jobs put more filters in place to keep the crap out? Who is benefiting from this?

2007-09-21 09:48:02 · 4 answers · asked by smbarz80 1 in Marketing & Sales

Im closing on my first house next week. My husband and I are both 30. I checked I mortgage caculator and found out if we make a payment of $3500.00 1 x a year in addition to our regular payments then we will pay the loan off 10 years earlier. Is that a good thing to do with our money or should we be putting it into some sort of stocks for retirement.

2007-09-21 09:40:13 · 7 answers · asked by formula11e2000 2 in Personal Finance

I just got done adding 360 sqft to a 1400 sqft home and added a new carport, hardwood floors, new outside lighting, new insulation, new kitchen cabinets and hardwarewas just wondering how much my property value increased the house also sits on a 2 acre lot with a 3 bay garage and a workshop above the garage. the house is a 3 bedroom 1 &1/2 bath

2007-09-21 09:39:17 · 3 answers · asked by daryl l 1 in Renting & Real Estate

It is a beef and beef "Happy Hour" benefit. Should we open a separate bank account for money collected

2007-09-21 09:36:44 · 2 answers · asked by Lisa V 1 in United States

Me: 6:30 am

2007-09-21 09:36:08 · 11 answers · asked by danashelchan 5 in Other - Careers & Employment

2007-09-21 09:28:33 · 2 answers · asked by KO Capital - Scam or Real? 1 in Credit

We are in our early twenties but own our own one acre piece of land that his father gave to us as a gift. One salesman told us that we should ask if the frame is fitted to the floor plan layout, and if the insulation was blown into the walls or just layed out in the sheets. And other such questions. What other things do we need to ask so that we may buy the best quality home for ourselves.

2007-09-21 09:26:28 · 11 answers · asked by Heather M 2 in Renting & Real Estate

Its on my credit report and and I have been calling all around.one is with the norfolk city district(norfolk dept of fire and paramed) this is what was on my credit report

and the chesapeake city district(victory nissan of chesapeake) if anyone has any information please email me or post thanks

2007-09-21 09:25:50 · 2 answers · asked by emma25 1 in Credit