Business & Finance - 21 September 2007

2007-09-21 08:03:08 · 3 answers · asked by Joni Young 1 in Government & Non-Profit

can not manage money at all. They use cash advances they write checks with out the money yet. They have used payday loans in the past. What can be done to help a spouse that does this constantly. Serious replys only. thanks

2007-09-21 07:55:21 · 5 answers · asked by tiger 4 in Credit

I am not sure of how it works but it said to deposit your money you pay your bills with into your line of credit account and pay from there. I understand this allows for the tax deduction but am uncertain on it works on paying off debt quickly anyone familiar with this concept?

2007-09-21 07:53:14 · 6 answers · asked by ideame 3 in Personal Finance

ok i just ask a question about trying to get a 2008 tahoe, and i just payed of my debts so can i get it. and someone said it depends how bad i was in debt, well i only had one credit card for about 200 dollars and my college tuition that was about 1,000 dollars on my credit.

2007-09-21 07:52:42 · 3 answers · asked by ajdice1985 1 in Personal Finance

I am confused as to what to do - my husband and I recently reconciled and between the two of us, we have $40,000 in unsecured credit card debt. Although he makes very good money, approx. $3900 per month, we cannot keep up on all the minimum payments for these cards, let alone trying to pay the principal.

He has a car payment and we own our house (or we will in 27 years anyway :) - we have not been late on the mortgage as that is our top priority. We also have 4 kids...... should we file? We figure since we have the house and vehicles that we can deal with the bad, bad credit that this will result in but are we forgetting something?

We considered a debt consolidation but we heard this is more often then not a scam and ruins your credit as much as or more then a bankruptcy. Any advice is appreciated ~ thank you.

2007-09-21 07:50:33 · 13 answers · asked by Clarissa 4 in Credit

I am a graduate student. Recently, my university chose me to in the university's Brochure as a "Hero" story.

It's a wonderful thing. I am just wondering how can I use this opportunity to enhance my competitive advantages. Can I put this in my resume on a reward section?

I hope to pursue my Ph.D and my career in the United Nations, NGOs, or Non-profit organizations. It's a very competitive world out there. Any suggestion on this? Thank you so much for your kindness.

2007-09-21 07:48:33 · 7 answers · asked by Hope 4 in Other - Careers & Employment

Ive already been in the paper once and only received two phone calls after a week.(I think it ended up being a waste of 40 bucks) I put up 10 fliers at stores/laundry mats,called schools to be on babysitting lists.I dont know how else to get business started.Is it ok to put fliers in peoples mailboxes? I always thought it was a federal offense to get in other peoples mailboxes?!I am a stay at home mom and was a preschool teacher at a daycare center previously.Please help me!:)thanks for helping!

2007-09-21 07:46:30 · 10 answers · asked by superstar 6 in Small Business

I need to more slides with sub headings and im stuck. If you was trying to convince abunch of CEOS to give you a loan for a bait shop how would you convince them?? krissa8705@yahoo.com if you have any questions

2007-09-21 07:42:42 · 4 answers · asked by Anonymous in Small Business

I get some credit cards I would like to pay off as soon as possible. I read that you should pay the card with the higher interest rate first and then pay the minimum payment on the other cards. I like the idea of consolidating all your credit cards and make one payment , as this would make my life easier. Which option would be better, pay off each credit card or consolidate?

2007-09-21 07:38:42 · 6 answers · asked by Anonymous in Credit

how much should i send a month if i want to pay off $5,500 dept with a 24% APR in 2 years

2007-09-21 07:28:24 · 7 answers · asked by leidy101 2 in Credit

2007-09-21 07:19:05 · 2 answers · asked by Lost_Girl 1 in Small Business

I'm really getting desperate.I live in a small town and have tried appylying at places but have been all turned down but deep down my passion is i really long to be my own boss to work by own hours and have the kind of freedom and spend more time with my wife and family but i just dont know which way to take I'm 26 and really dont have any work experience other than working for family in roofing which i want 2 get out of soon so I dont have to rely on my family for income but I'm not sure what options are out there and what are like scams and which one is the real deal a year ago i tried this mail-out opportunity and when i got the package lets just say its not what i thought it was it was so dissappointing because i hoped for when the material arrived i thought i was going to be able to start working on it and start sending out the mailout for the companies come to find out it was a total SCAM.So if anyone has any ideas or suggestions that would be great
thank you for your time.

2007-09-21 07:17:40 · 7 answers · asked by oklahomaboy4ever 1 in Other - Careers & Employment

2007-09-21 07:16:25 · 2 answers · asked by Anonymous in Renting & Real Estate

Or would he rather store his money so that the whole world can surffer looking for money?

2007-09-21 07:15:37 · 43 answers · asked by To 1 in Other - Business & Finance

Hello. I originally did my 2004 tax return with H&R Block in 2004. I didn't receive notification that for some reason, the return was never finished by H&R Block, and that because of it, I owed the state (CT) money until May of this year. I took it to H&R Block, they gave me an amended copy and I sent it to the state. I got another letter saying the same thing. I took it back to H&R Block, then they called the state, and told me that I would have to send in my W-2's from 2004, and that would resolve it. I went through my company's payroll, and got the W-2's, then sent them in. I still got another letter. I went back to H&R, who scheduled me on a RI holiday, when the offices are closed so they couldn't call the state, and they said to call back. I called and spoke to this guy who said he would have someone call me, and that he would then personally call me, but no one called. I went back to H&R, and they tried to call the state, but no one answered so they said they would call me.......

2007-09-21 07:12:39 · 12 answers · asked by Veridian 2 in United States

I am mostly interested in specifics of IT world: software companies. I signed an offer and gave a 2-weeks notice, but my current company is in such a poor shape that I feel somewhat insecure to reveal where I am going. can it be for a good reason? Or it's just me being extra cautious?

2007-09-21 07:10:41 · 1 answers · asked by Lily V 1 in Corporations

http://www.nightingale.com/LandingPages/tpromo_tdiwl7.aspx
There are supposedly forms you can complete that enable you to apply more to the principal (less to the interest) without exceeding your normal monthly payment. I called my mortgage company; they said there are no such forms and that the principal and interest are amortized throughout the 30 years of the loan... That the amoritization schedule could not be altered... That you could only reduce your principal by paying more than your monthly payment (and indicating that the extra should be applied to principal). If that's so, how could the system possibly work? They (John Cummuta) told me I could pay off my 30 year loan (27 left) in 7 years.

2007-09-21 07:07:41 · 2 answers · asked by Anonymous in Credit

in full time work, i mean like a decent salary when you can live comfortably without stressing over bills and such (UK)

2007-09-21 07:06:23 · 9 answers · asked by Anonymous in Other - Business & Finance

I would like to know how a person can get into a think tank. I am a very creative person and often have ideas I think could benefit others, but have no way to share the ideas.

2007-09-21 07:02:36 · 4 answers · asked by Designs in Mind 2 in Small Business

A financial advisor told me that over a 30 year mortgage of $200,000 at 6.25%, my tax deductions on the 30 years of interest will be better than paying the mortgage off early in 15 years. Any truth to this?

2007-09-21 06:57:19 · 6 answers · asked by BP 2 in Personal Finance

I have a term paper that requires me to observe and comment on the way businesses empower and encourage their employees and the business' managerial structure. Does anyone have any advice as to what type of business (e.g. private or public, sole trader or partnership etc.) would be more willing to give out this type of information and how I can contact these businesses and ask them for this information (e.g. do I just walk in and ask an employee how his/her business treats him or him and what benefits the business provides to its employees

2007-09-21 06:56:28 · 11 answers · asked by Daniel Aureli 3 in Small Business

Is there any way to keep your house while filing bankruptcy? Also, where do people live after they file, since they lose their house and you have to have credit to get an apartment?

2007-09-21 06:55:54 · 6 answers · asked by A Jen In Progress 1 in Other - Business & Finance

2007-09-21 06:54:19 · 4 answers · asked by Rob 1 in Small Business

If you had more than one card? I currently have 3 cards and had to use them to get through college. Now that I have graduated and will have a good income, I need some structured method on how to get them knocked down fast, which one should take priority in paying the most each month, etc. Any suggestions are great. thanks

2007-09-21 06:50:10 · 7 answers · asked by Caroline 1 in Credit

I've recently been advertising on shopping.com and paying with my credit card (cash flow!). They say that they are not obliged to present a VAT invoice because I'm not paying via usual business credit account. Can I insist on one?

Cheers for any help.

2007-09-21 06:44:09 · 3 answers · asked by Teable 3 in United Kingdom

Or is it only if I make like $850 or something?


I don't have a job so would I have to fill out a W-2 or a 1040 or what

2007-09-21 06:35:36 · 15 answers · asked by Me 2 in Personal Finance

2007-09-21 06:29:20 · 1 answers · asked by Gladys C 1 in Personal Finance

how much should i ask for?

2007-09-21 06:25:57 · 12 answers · asked by sharpie2292 3 in Personal Finance

Someone told me today that we can claim $3200 tax credit b/c we have a disabled child. Is this the same as just claiming medical and depend. care expenses or is this a separate credit. I couldn't find anything I could understand on the IRS site.

2007-09-21 06:20:28 · 6 answers · asked by question33 2 in United States

2007-09-21 06:20:15 · 11 answers · asked by Atul Shivaji 1 in Investing