Business & Finance - 18 September 2007

Got written a check and I wanted to put my money in the account ASAP since I'm in school during its operating hours. i was wondering if Wachovia allows you to deposit it in their ATM. If so, do you need a deposit slip or should I just fill out the envelope.

2007-09-18 13:24:36 · 3 answers · asked by Anonymous in Personal Finance

2007-09-18 13:18:46 · 3 answers · asked by Anonymous in Personal Finance

Two years ago i lost my job and all hell broke loose with my finance, i couldn't pay my bills anymore so my credit card got charged off, phone got cut off and a few other bills that was placed in collections. I was able to get a job in january of this year and is now trying to fix my problems, but i have no idea where to start. I called the credit card company to make payment arrangements but they said i have to pay it in full and i can't because am not working that much money. I really would like to buy a little condo so my son could have his own room and all, i now learn to drive so i would like to get a car someday also... now it's not possible with a credit score of 450. pleaseeeeeeeeeeeeeeeee somebody what can i do? help me to start clearing this thing up, am only 23yrs old and am a single mom with no family around so it's hard but am trying, i just need some good advice to steer me the right way. if anyone reading this knows of a way or things i can do please let me know thank yu

2007-09-18 13:18:20 · 3 answers · asked by Q 1 in Credit

My boyfriend is considering purchasing a diamond engagement ring he let me pick out. I was also helping him find a good price. Is it worth addding the extended service plan? It costs about $200 and with it the store will fix any problems related to the setting, sizing, or everyday damage. The ring is expensive enough, is it worth adding this price? How much damage (I am a teacher) can a ring really go through?

2007-09-18 13:17:55 · 3 answers · asked by Sophie 2 in Other - Business & Finance

i need one more paycheck for bills....i won't start new job until 10/1 and not sure when i'll get paid...

2007-09-18 13:16:05 · 5 answers · asked by RTZ 2 in Personal Finance

we used to live together and now we dont. he has the furnature in our old place still, and the agreement was that we would both pay the monthly min. so that we pay it off sooner. well i looked at a statement today and i realized he hasnt paid in 3 mo. What should i do, the stuff is on my credit but its in his appartment. we are friends still.

2007-09-18 13:14:20 · 5 answers · asked by a084p 1 in Credit

hi everybody,
My questions is : if i applied for a personal loan from any bank ? will this application affect my credit history or no ?
my credit score is 678/850 so what will be the average of the loan amount and the monthly payment amount i will pay for the term of 60 months and what bank can give me a loan of $13000 wih a a low APR ....

2007-09-18 13:14:15 · 1 answers · asked by naderbd 1 in Credit

I live in San Francisco. In my old hood the corner store charged you for credit/debit purchases under a certain amount. My new corner store charges 50cents for any and all card transactions. Is that legal?

2007-09-18 13:12:59 · 11 answers · asked by aaron b 2 in Credit

how does this affect my arm mortgage??? thanks

2007-09-18 13:11:19 · 3 answers · asked by prop4u 5 in Renting & Real Estate

2007-09-18 13:10:53 · 2 answers · asked by NMexican 4 in Insurance

I have somewhat of a problem, for about 5 months now, i have expressed what desire i have working for Ross and i have gone to every single store in my city and asked if they take applications, with no response. But today, i noticed that they are opening a new Ross about 5 minutes away from my house and that they are taking applications.
I don't have any experience in the retail buisness,I have only worked within security and the food industry for about 3-4 years now.And with this being a job i have wanted for MONTHS,and now my opp. is here i just dunno what to do. I know it's gonna be competetive and w/ me not havin any experience, i have to really stick out.I would love any positive help i can get, maybe you have something you on your resume?it's so frustruating cause i dunno how to reach out to them.The store hasn't opened yet, so i can't walk in there and talk to them one-on-one, otherwise i'd do that.But now they are judging me on my resume. What would you do/write?Plz help me!Thx

2007-09-18 13:09:16 · 2 answers · asked by Mizz_couture 1 in Other - Careers & Employment

Does it have to be a parent, an aunt or uncle, or could it be a total stranger?

2007-09-18 13:09:11 · 3 answers · asked by sally 1 in Personal Finance

I have read through a lot of the questions that have already been asked but I have yet to find exactly what I am looking for. I have been slowly but surely paying off some of the items on my credit report, all of which are delinquent by several years. My current credit score according to Experian's Triple Advantage is a 548, and I would really like to increase my credit score by atleast one hundred points so I can purchase my first home in the very near future. I recently contacted a realtor who pulled my credit report and showed my high end credit as 614, mid of 610, and low of 598. I don't quite understand why none of these numbers match what I am showing on my active Triple Advantage account, but I was told to wait atleast six more months and try to apply for a home again. I was approved on this attempt, but for $25,000 less than what I need and the interest rate was 7.5%.

If anyone has any advice or words of motivation for me I would greatly appreciate it! Thanks all!

2007-09-18 13:07:22 · 3 answers · asked by Mr. Knowledge 3 in Credit

We bought our house 1 year ago & have been paying interest only. Comps have finally gone up and if we refi to a standard 30yr does that year of int we paid already help us at all?

2007-09-18 13:06:25 · 5 answers · asked by Danny B 1 in Renting & Real Estate

I am deciding on a new career.

2007-09-18 13:05:28 · 9 answers · asked by Anonymous in Financial Services

checks were not made out to any one, are they cashable, or if i cash them do i have to pay the amount back????

2007-09-18 13:03:46 · 5 answers · asked by jeff D 1 in Credit

Also, is it only the DJIA that gives a company blue chip status? Or are there other corporations considered to be blue chip besides those 30 on the DJIA?

2007-09-18 12:59:07 · 2 answers · asked by kevster1020 2 in Investing

My company lost a contract that I was working on. They want us to stay on for the transistion to the next contractor. They said they want us to keep working on task and they will find us more work. Should I trust them and focus on task at hand or start looking for a backup plan?

2007-09-18 12:56:53 · 5 answers · asked by 1 Wild and Crazy Guy 3 in Other - Careers & Employment

2007-09-18 12:56:06 · 13 answers · asked by Sabster 2 in Personal Finance

Wish to consolidate the brain power ! Do you think it is fair to say... with this group, a removal tenant would have to go through legal & court, officers of the law etc. ? provided he has a valid lease ? A private company could not just have the sheriff remove his belongings without notice, without the proper legal steps and proceedure.

In other words, a

2007-09-18 12:52:35 · 4 answers · asked by The Advocate 4 in Renting & Real Estate

I have read a few articles, and I kind of remember back in high school in finance about the stock market but that was 6 years ago. How much should a novice start with? Please help

2007-09-18 12:52:26 · 20 answers · asked by star_princess5585 1 in Investing

I owe for back taxes, but with the payment plan I'm on I will pay to the day I die and still won;t come close to the total amount owed. How long will I be on this payment plan? Does the IRS refile every 10 years?

2007-09-18 12:50:57 · 7 answers · asked by Jeff W 1 in United States

(1) How much cash do you typically carry in your wallet ?
(2) Do you carry at least one debit card?
(3) How many credit cards do you carry ?
(4) Do wealthy people carry any cash, if so, how much...or do they carry only credit / debit cards ?
(5) Does anyone carry a checkbook?

My answers:
(1) between $ 100 and $ 170 US dollars
(2) Yes
(3) One. I have only One credit card, so can only carry one.
(4) I don't know the answer
(5) I never carry a checkbook.

2007-09-18 12:50:12 · 10 answers · asked by JustPeachy !!! 5 in Personal Finance

2007-09-18 12:50:04 · 16 answers · asked by surprise_kat 2 in Renting & Real Estate

2007-09-18 12:47:21 · 3 answers · asked by Martha B 1 in Renting & Real Estate

2007-09-18 12:47:04 · 5 answers · asked by Kostas H 2 in Other - Taxes

Will I be able too?

2007-09-18 12:43:17 · 8 answers · asked by Anonymous in Renting & Real Estate

I ordered two tires from Wheelguyz in Florida, back on August 13th, and was charged $150 on my credit card. They later called back and left a message on my answering machine, that they weren't in stock, and would refund my money, but after 30+ days have not. Can't get them on the phone either.

2007-09-18 12:41:07 · 1 answers · asked by mark 1 in Credit

how much does 1 average person account for in electricity bills?

2007-09-18 12:40:07 · 5 answers · asked by Anonymous in Personal Finance

Im looking for a higher paying job so im looking into gentlemans club management. Does n e one know how many hours they work a week and how much they get paid??

2007-09-18 12:36:50 · 4 answers · asked by sup pimp2143 1 in Other - Careers & Employment