Business & Finance - 5 September 2007

Ok so my bank talked me into apply for a credit card to avoid overdraft fees in my checking account. Well yesterday they cashed three checks, none of which I had the money for in my checking account. Instead of taking the money off my credit card, and there was $800 on the card, they charged me a $27 overdraft fee for each check and returned them. Now I have to pay my vet a $35 returned check fee for two checks and call a friend of mine to assure she's going to get her money from me. How should I take care of this, because I am very very mad. I want to yell and scream, but that doesn't always work.

2007-09-05 03:44:54 · 4 answers · asked by Brittany 2 in Personal Finance

What do you guys think? Is this a good idea? I know companies are not supposed to discriminate but it's possible...Anyone know anyone who got a position while pregnant...I am currently employed full time but want a change.Thanks.

2007-09-05 03:41:36 · 6 answers · asked by fine00 3 in Other - Careers & Employment

I currently have Unicare with a $35 co-pay and a $1000 deductable. My secondary is Family Care which is a form of Illinois Medicaid and it has a co-pay of $2. I have graduated medical billing and am pretty sure on the answer to my question, but I need to know how to prove it if I am correct.

My husband has been assigned to go to physical therapy. They accept both insurances. They are trying to tell my husband that there is a $30 co-pay because they are physical therapy.
My assumption was that with a secondary or co-insurance you are to bill the patient after you have billed the other sources. When you recieve the EOB from the primary (Unicare) you bill the remainder, which includes the co-pay, to the secondary (Medicaid). Then the secondary insurance's EOB shows what is left of the member responsibility. Therefore the only thing we may have to pay is the $2 Medicaid co-pay.

PLEASE HELP!!

2007-09-05 03:40:03 · 3 answers · asked by ? 2 in Insurance

2007-09-05 03:38:08 · 2 answers · asked by SloBoMo 5 in Other - Business & Finance

What can we do to recover our items. Company had storage facility and has been visited by a friend but is now deserted and locked. We dont want a refund just our items.

2007-09-05 03:29:33 · 4 answers · asked by natty 1 in Other - Business & Finance

Some people can blow a million in a short period...

2007-09-05 03:28:19 · 5 answers · asked by jose s 1 in Personal Finance

I'm kind of worried about a financial tool that so easily pulls money straight from your checking account. Considering changing my check card into just an ATM card.

2007-09-05 03:27:33 · 3 answers · asked by trer 3 in Personal Finance

I was asking from a nursing school the number of total students in their nursing department out of the3500 students on their campus, and they only replied back that they accept 68 intakes twice per year for adult nursing and 26 intakes twice per year for mental health nursing.

So , in your estimation, how many nursing students do you they have in total at this campus??

Thanks for your answers!

2007-09-05 03:23:39 · 3 answers · asked by Ron 1 in Health Care

We moved into a home, we are paying $2400 a month and it is rat invested! Also, when we moved in, the house was not clean, i spent three days cleaning it. There are a number of repairs not made.
We have notified our landlord of these things and nothing is being done.
We have only been here two months and we did not pay this last months rent. We just provided them with a letter of intent to move within 30 days.
I have notified the city which we live in and made a complaint about the rats.

Does anyone know if there is anything else we can do to protect ourselves?? Can we legally break this lease??

2007-09-05 03:21:10 · 5 answers · asked by Mr.& Mrs.CoolBreeze SFCU 3 in Renting & Real Estate

I live in Ventura County. my landlord just informed my roommates and i through text message that she was evicting us b/c she cannot rent out her extra bedroom, which i guess is costing her an extra 600 a month. her rental agreement states she must give us a 60 day notice, but reading up on the civil code, i find that she can give 30 days if we have lived here for less than a year. any help anyone couke give me would be relly appreciated.

2007-09-05 03:17:31 · 10 answers · asked by purplex15 3 in Renting & Real Estate

During a portion of 2005 and 2006 I purchased a total of 18 cartons of cigarettes online for a discounted rate. These were not sold, they were for my own personal use, also for my boyfriend.

I received a bill today in the mail for almost $500 for sales and excise tax. The sales tax total is $60.00, but the excise tax is $420.00. What exactly is the excise tax and how is the state of NJ able to charge me the excise tax and is there anything I can do to reduce these charges?

I just wanted to get some answers before I called and paid anything.

2007-09-05 03:15:48 · 3 answers · asked by Anonymous in United States

I'm very new to this world and i need help so that i can be doing my own thing . I talked to afriend whe4n i started but things aren't working very well for me .I need help to start my own freelance reporting and writing work inside and outside Kenya .please come to my help.

2007-09-05 03:04:10 · 6 answers · asked by Anonymous in Small Business

how you handle tough customers or tight deadlines.

2007-09-05 03:03:24 · 2 answers · asked by Anonymous in Other - Careers & Employment

The manager of our apartment complex just walked into our apartment last night aroung 6. We had left a small bag an american eagle bag outside and she opened our door and sit it inside. My roomate walked out of her room and saw this. Then she heard one of these kittens we found crying in the utlity room i have very nice furniture and keep them in there till i can find them a home. She walked over there and let her out and started saying we were neglecting her by keeping her in the dark and they couldnt see. HELLO cats do see in the dark!! Anyways what would you do about this i was not there and it is in my name!!

2007-09-05 03:00:24 · 5 answers · asked by sexynurse 2 in Renting & Real Estate

Who is Rod Khleif?

2007-09-05 02:51:00 · 2 answers · asked by Anonymous in Other - Business & Finance

I have been working at a small business (cell phone service provider store/DISH network retail) for about a week now, and I have ONE co-worker. Our boss owns a few different of these stores, and is hardly ever at ours. Well, my co-worker (who my boss adores) is not only overbearing on her personal life to me ( her personal problems, such as custody of her step-daughter, relationship problems, etc.. ), but treats customers like pieces of garbage like it is a "privelage" to be in our store. From what I've seen, the customer satisfaction rating would be below 40%.
She also has spent a good 2% of her time training me, while being semi-productive, I still have no clue what to do and I start on my own Saturday.
So basically,
How should I go about telling her or my boss about this? I like the job a lot, but I really don't think I could handle all of that if it stays like this.

2007-09-05 02:46:40 · 7 answers · asked by Brad 2 in Small Business

Would I need to have a degree??
I llive in the Caribbean and here it is not really a MOST but if I wanted to live in the US would I have to have a degree to quilfy?

2007-09-05 02:45:53 · 2 answers · asked by Anonymous in Other - Careers & Employment

I am working on opening a girls party center in Florida and I can not find out for the life of me what licenses I would need. Is it the same as a daycare or enrichment center because people would be leaving the children in your care? Please help I know this is the perfect small business for me!

2007-09-05 02:43:39 · 3 answers · asked by princess 2 in Small Business

Hi, I am a 24 y/old...I really need some advice....Whenever I have some extra cash left on me I always seem to spend it...on any dumb little thing....I wish I could just put it away, save it, pretend it's not there so that later on I can invest it on something valuable or use it to go on a nice vacation (which I've been planning for a while) but due to my spending habits I haven't been able to. Any tips on how to take the anxiety away and save my cash!!!!!

Many friends of mine seem to know how to save, or know how to control their spending habits...

Any tips???

2007-09-05 02:39:27 · 9 answers · asked by LiberatedMe2008 1 in Personal Finance

I was thinking march or april since then people have taxes back but then i was worried about them tracking in mud as it is the rainy season here then. I live in Iowa when should I list my house for sale?

2007-09-05 02:39:24 · 4 answers · asked by mommy to be of 3 3 in Renting & Real Estate

Does anyone know what my tenant's rights are under New Jersey law? I have looked it up, but this stuff is very confusing and not answering my questions.

Essentially, my landlord is threatening to raise my rent because utilities are too high (they are included in rent), and also raise my rent because my boyfriend spends the weekends with me at my apartment. Is this legal? I thought this fell under the category of 'quiet enjoyment.'

2007-09-05 02:32:18 · 4 answers · asked by Sam3931 3 in Renting & Real Estate

2007-09-05 02:30:31 · 5 answers · asked by rydfsanta 1 in United States

2007-09-05 02:30:16 · 4 answers · asked by sophieb 7 in Personal Finance

the project is supposed to be starting on 11 September is it genuine or its one of the scams again

2007-09-05 02:26:55 · 6 answers · asked by evidence 1 in Corporations

2007-09-05 02:22:25 · 6 answers · asked by Anonymous in United States

Debt from a school through job training back in 1999. It was just recently placed on credit and tried to dispute it, but Transunion gave an unclear answer as to why it was not removed. The answer was it is all automated. About $100 dollars was paid in total. I'm not sure how much is totally owed because I was asked the question, it's not my debt.

2007-09-05 02:21:35 · 6 answers · asked by malips21 1 in Credit

Does anyone know how this is done?

2007-09-05 02:12:06 · 2 answers · asked by Credit Surgeon 1 in Credit

I sold $500 worth of products on eBay so far this year for a friend. We only made about $150 each selling these items. Do we have to claim this money on my yearly taxes?. Do I get money back on a lost if a product did not sell well?

2007-09-05 02:08:26 · 5 answers · asked by Anonymous in United States

2007-09-05 02:01:13 · 1 answers · asked by Anonymous in Other - Business & Finance

Im moving into a pet friendly apartment in a week. Right now the apartment I live in is NOT pet friendly. I just bought a new puppy and the pet store will only hold her until today.(I know, I know I shouldn't have bought her from a pet store) Anyways, do you think that it will be ok to sneak her into my apartment until moving day comes. She doesn't seem to be a barker.

2007-09-05 01:57:36 · 18 answers · asked by Dsgnrgrl 2 in Renting & Real Estate