Business & Finance - 5 September 2007

I just recently had to add my husband (who recently lost his job and coverage) and my newborn baby to my insurance plan at work. I now have 200 dollars cut out of my check every 2 weeks when I get paid. I have a $30,000 yr salary that was substantial at first but now I don't know. I only have a BS degree. I have been working in this field for 4+ yrs. I'm too exhausted to job hunt. I wouldn't be able to work a second job because of baby and exhaustion. My main point is a good job is too hard to come by but what are you all's views? Should I start looking for something else or just wait on a potential raise at the end of the year? Do you really think my salary sucks? My workplace is really laid back and settle. I'm a case manager for elderly and disabled ppl. I know most of you are going to say make more money to live lavishly but I just want enough money to pay my bills, etc have not live a fantasy life. It would be kinda nice but I'm not the kind of person to die for fortune or fame.

2007-09-05 06:23:31 · 3 answers · asked by Anonymous in Other - Careers & Employment

I was reading on goarmy.com forums that there are organazations that help families financially, so that they can go to basic training graduation.

2007-09-05 06:23:25 · 3 answers · asked by Shawna C 1 in Government & Non-Profit

2007-09-05 06:18:59 · 3 answers · asked by Aaron in SA 1 in Government & Non-Profit

My ex husband has been claiming the 2 kids for the past 2 years that we have been divorced since he was working and I was home with the kids and had no income to claim. I am returning to work this month now that the kids are both in school. Would it benefit me to claim one child this year or wait until next since I will only be working a few months before income tax time?
Also, how does it usually work..do we each claim 1 child.? That seems the fair way to me when the time comes.

2007-09-05 06:16:29 · 4 answers · asked by Anonymous in United States

2007-09-05 06:15:02 · 11 answers · asked by boredTOdeath 2 in Credit

I have an interview (yeah you said I will do it fans and I did so thank you guys) and its as AVP - Operations tomorrow at 10 PM. They told me the work timings will be from 9 to 6.30 which I think is a bit off the line... 9 am work? That is so out of line!!

Can I negotiate timing? I would like to report at 10 am and then work however long but its the morning time frame which brings me down but dont ask about the pay! It beats my current job twice ! and the modeling comes as bonus! LOL

2007-09-05 06:05:14 · 17 answers · asked by Anonymous in Other - Careers & Employment

the apts where we live will NOT take care of our maintenace requests. we have many problems in our apartment. i have called mgmt company numerous times but always have to leave a message and no ever calls me back. got any ideas?

2007-09-05 06:02:34 · 7 answers · asked by jamie5511 3 in Renting & Real Estate

2007-09-05 06:01:10 · 2 answers · asked by Random111 1 in Other - Advertising & Marketing

I'm a loan officer need a lender that will go 90% ltv on a borrower with a foreclosure 16 months ago and a 577 middle score (full doc), I need to find a lender than may have a program for this borrower.

Thank you

2007-09-05 05:57:15 · 6 answers · asked by gue_s_s_who 2 in Renting & Real Estate

We have made some foolish mistakes and don't know how to fix them. don't worry, we've learned from them. we are 3 pmt past due on my vehicle. I'd give it up but they said my monthly pmt would still remain the same. weve talked to bankruptcy lawyer and he said we would lose the land that is in my husbands name but it's not ours, it's his moms. she thought she could trust us by putting the land in our name but now we are in danger of losing it. i just had to quit my job because i don't have babysitters and can't afford daycare. my husband works 70-80 hrs a week and we just need to catch up on past due payments for a chance to keep up. is there anything else we can do. its hard to make budget because we never know how many hrs he can work. i'm gonna go back to work when he can stay home and watch the kids. I just need someone to suggest a debt management company or a book i can get from the library for advice. I'll let you know anything else if anyone wants to help us. thank you

2007-09-05 05:56:16 · 14 answers · asked by Anonymous in Personal Finance

I have25000$ in my saving account....my credit is bad..i have cash in my bank for 25k USD. may i get a loan for 20-40k from my own bank?? or they go by credit..

2007-09-05 05:51:11 · 3 answers · asked by mahesh m 1 in Credit

I live in Miami, and I work full time but most of my money goes to school. I need an affordable place, please tell me theres hope.

2007-09-05 05:51:06 · 4 answers · asked by Anonymous in Renting & Real Estate

2007-09-05 05:48:57 · 8 answers · asked by jaydens_mommy. 2 in Credit

I just need to know which is the better option.

2007-09-05 05:48:36 · 8 answers · asked by Anonymous in Credit

2007-09-05 05:47:00 · 5 answers · asked by phillyman2633 1 in Credit

I have an interview for a job that's about $9K less than I was making. Do I have to accept the work?

2007-09-05 05:44:49 · 6 answers · asked by Sher 3 in United States

Is it always about money or is it about attitude?
They say you need money to make money but is that really true?
If you have enough drive you will succeed, right?

2007-09-05 05:43:57 · 4 answers · asked by ? 5 in Other - Business & Finance

A family spends 20% of its monthly income on food, 23% on rent, and 42% on other expenses and saves the balance. If the family saves $360 per month, what is its monthly income?

2007-09-05 05:41:05 · 11 answers · asked by Anonymous in Renting & Real Estate

It is too much for small claims court and too small for a lawyer. He also classified me as a independant contractor and took nothing out from my prevous paychecks. Florida wage and hour told me that they cannot do anything because he is an idividual and not a company. Thr IRS has not gotten back to me with a job clarification ie independant or employee. any ideas?

2007-09-05 05:40:47 · 5 answers · asked by Anonymous in Law & Legal

2007-09-05 05:39:31 · 8 answers · asked by Stephanie T 2 in United States

In the long run what would be more beneficial for my wife and me. To use savings to max out our IRA's for 2007 & 2008 or use that money as a 5% down payment on a new home? We are 27 & 25 and are already planning for retirement. The monthly payment difference would not be a concern at this time, but I want to make the best choice for the long-term. Thanks!!

2007-09-05 05:38:00 · 3 answers · asked by HomeBuyer1664 1 in Personal Finance

2007-09-05 05:31:26 · 4 answers · asked by Ravindran 1 in Small Business

2007-09-05 05:29:08 · 7 answers · asked by Hprance 1 in United Kingdom

I am wondering what peoples experiences are. I have about $25,000 in credit card debt and around $30,000 in student loans. The credit cards are surprisingly well under my limit. I would be interested in consolidating the credit card debt especially, as it seems those are going to last forever. Any advice?

2007-09-05 05:28:20 · 5 answers · asked by petrochirus 2 in Credit

My husband started this morning at seven and just found he has to work all day and then all night at a different location but for the same company. He will working on a busy highway until 7 tomorrow morning. Is it legal for his employer to work have him work 24 hours? Does anyone know of any websites that I can find more information?

2007-09-05 05:27:23 · 9 answers · asked by Brooklyn and Owen's MOMMY 4 in Law & Legal

We own our own home.
We paid $142,000 for it and it's now worth $169,000.
Our mortgage is $900 a month
Last year we took a home equity loan out ($30,000)
We put in air conditioning. Laminated 2 levels and built a patio, and the rest of the money was used just to live on, pay bills, etc.
Now we want to sell the house but we don't know if we can afford to.
Are we screwed?

2007-09-05 05:27:04 · 8 answers · asked by ? 5 in Renting & Real Estate

mainly British sites I'm looking for, but American sites are OK. Also, do you know any swapping sites that are free , yet again British sites ( so i don't have a huge p&p bill) And do you know any other ways of making money legally ? Ive got eBay down. thanks xx :)

2007-09-05 05:23:07 · 3 answers · asked by (Persepolis) 4 in Small Business

My husband has been at this job for 3 months and recentally got a raise last week. They have been promising it for about a month. Anyways, today his boss told him he isn't getting the raise anymore because he messed up one time. This man has been nothing but mean to him since he has been there. My husband even passed out b/c they would not let him out to get a drink of water. (hes a welder) Im just trying to figure out what to do b/c out bills just keep getting further behind.

2007-09-05 05:18:53 · 5 answers · asked by milkyway0586 1 in Law & Legal

2007-09-05 05:16:54 · 9 answers · asked by EFRAIN D 1 in Credit

My kids (4&8yrs) have approx 2 thousand each in their savings account at my credit union. I'm wondering if I should invest some of it, and if so how much?

Cheers!

2007-09-05 05:12:00 · 5 answers · asked by ? 5 in Investing