Business & Finance - 4 September 2007

Under Texas Labor Laws is it unlawful for a restaurant employer to force their delivery drivers to clock out while they take deliveries? Has anyone heard of this practice? A friend of mine was told to do this. I told her under no circumstances should she clock out while using her car to make deliveries. They should be paying for gas also am I correct? There was no rule made prior to hiring stating she would have to take deliveries w/out pay. I tried looking for answers to this question on the TLL website but found nothing. I gave her a # posted on the website but I am also checking other places. Any help would be appreciated. Thanks!

2007-09-04 04:15:42 · 4 answers · asked by Wednesday 2 in Law & Legal

I know several people who live there who have usual difficulties with the manager and its rude policies. It is part of AIMCO in Denver.

2007-09-04 04:13:28 · 1 answers · asked by Anonymous in Renting & Real Estate

2007-09-04 04:13:04 · 7 answers · asked by Julie S 1 in Small Business

I see all over the internet people mentioning cashing in their 401k early to pay off debt. I just tried to do that exact same thing, yet according to my representative, (who put me on hold to verify with someone else) there is not one single legal way I can cash in my 401k early without qualifying for a Hardship Withdrawal and providing proof from a very limited list of acceptable documents for them to investigate.

Which is the truth here: Have people closed out their 401k early to pay off debt, or is there no legal way to do so?

2007-09-04 04:12:48 · 8 answers · asked by Jen 1 in Personal Finance

I have a job offer, effective Oct. 1, which means two weeks notice would be Sept. 14. I will be away the following week (pre-planned vacation which my current employer is aware of). I'm not sure if I should give notice the day I leave for vacation. I'm looking for professional opinions. Thanks!

2007-09-04 04:11:55 · 6 answers · asked by userunknown76 2 in Other - Careers & Employment

should i still claim him as a dependent , and will I recieve my yearly child tax credit?

2007-09-04 04:09:19 · 3 answers · asked by chandrafam 1 in United States

2007-09-04 04:08:30 · 5 answers · asked by TXHIMstudent83 1 in Credit

I have about 3K in credit car debit and $3,530.15 left owe on a car. I recently had a CD at the bank come up. Its worth 5k. I'm using about a thousand of it to move and want to put at leaste a thousand in the bank so I have at leaste some money in my savings. I do think I should pay one or the other off.

I have about $1,900 on one with an interest rate of 12%,$911.66 that is @ 0% .

The interest rate on the car is high. What would you do?

2007-09-04 04:07:36 · 10 answers · asked by BS and thats no BS 1 in Personal Finance

I have been calling the customer service number, but I can never get through to speak to an actual person...I would like to dispute something quickly on my credit...can someone help me with any information to expedite the removal of something off your credit ASAP.

2007-09-04 04:05:29 · 3 answers · asked by sunshyne 1 in Credit

My student loan was approx. $25,000. My payments were over $300 a month. It should've been paid off in 6 years. I was having a difficult time making the monthly payments. I discussed my situation with the loan company over the phone. They suggested that I consolidate my loan to lower the monthly payments. I consolidated it on the computer and electronically signed. They said it would take 30 days for approval and they'd send me a letter with my scheduled payment plan. Well, I received the letter and there is an accumulation of $25,000 interest. So, I'm suppose to pay $25,000 for the loan +$25,000 interest for a total of $50,000. I'll be paying $200 a month for the next 20 years! My loan that should be paid off in 5 years will now take 20 years to pay. I need to call the loan company and talk to them, but I'm not sure what to say. Any suggestions what I should do?

2007-09-04 04:04:46 · 5 answers · asked by ☆skyblue 7 in Personal Finance

These are the two companies my employer gave me to choose from for my pension plan. I would like to know which one would be the best. I read the paperwork but I am still unclear. I need some help. Thank you

2007-09-04 04:04:35 · 8 answers · asked by clij24 2 in Personal Finance

I am thinking about creating a small stock exchange in my city.

How do you determine if another stock exchange is needed or not? We already have the NYSE, NASDAQ, AMEX. Why create another stock exchange? I was thinking, what if terrorists try to blow up New York. Then the stock market is dead. We need a backup stock exchange in case there is some big trouble in NY.

How do you create a stock exchange? Do you have to have more than a million dollars to start? And do you have to be incorporated in order to start? What kind of computers and programs are needed that make a stock market function? Can you refer me to a book that explains in detail how the NASDAQ or NYSE got started and how it works?
Any information helps! Thank you.

I've read Wall Street, The Story of the Stock Exchange by Dorothy Sterling. But this book was very brief, written for children I guess. ;)

2007-09-04 03:58:43 · 6 answers · asked by frozen555 5 in Investing

I have a 4 year degree in Marketing. I am working in McLean, VA (the busiest city in Northern VA, as well as worst traffic) as a Marketing assistant and getting paid 35K a year. Been a year since I got hired, all my friends work around this area (even marketing assistant) are getting paid at least 40-45K. Am I being ripped off by my employer?

2007-09-04 03:58:34 · 6 answers · asked by mygchord 1 in Other - Advertising & Marketing

(a.) Purchase Budget
(b.) Budget Committee
(c) Master Budget
(d) Production Budget
(e)Safety Stock
(f.) Sales Budget
(g.) Continuous Budget
(h.) General and Administrative Expense Budget
(I.) Capital Expenditures Budget
(j.) Selling expense Budget

(1)A quantity of inventory on hand to avoid stock-outs
(2) A process or rolling over another budget period at the completion of each period.
(3) A prediction of non-selling expenses.
(4) A plan that states units or cost of materials to be purchased by a manufacturer.
(5)The overseers of the budget process.
(6) A comprehensive formal plan for business.
(7) A plan showing monthly amounts of units manufactured.
(8) A budget developed from a long-term strategic plan.

2007-09-04 03:56:20 · 1 answers · asked by w_damara2002 2 in Other - Business & Finance

Can we sue the CC company for contacting in-laws, and giving them my social security numbers and stuff. No idea how they got their numbers, even I dont have their number... If its a possibility then how can I do that, how expensive is it? currently I owe then around 16K.

Thanks

2007-09-04 03:54:46 · 5 answers · asked by Sib10 1 in Personal Finance

I recently sold some shares of stock granted to me when my company came out of bankruptcy. I didn't sell all my shares. I know the initial income in the Ch. 11 emergence will be reported on my W-2 as income, but the total loss in selling the shares was around $230 (I think $223.31 w/o checking the website for sure).

Is this loss reported separately from itemized or standard deductions--basically my refund amount will go up by $230 or a fraction thereof based on tax percentages--or will the reporting be buried so to speak in the Q&A on my software package I use in determining if it's better to take the standard deduction or itemize?

2007-09-04 03:51:35 · 6 answers · asked by DRL 5 in United States

debt such as magazine subscriptions, dr bills, pay day loans

2007-09-04 03:47:22 · 9 answers · asked by Anonymous in Credit

2007-09-04 03:46:58 · 2 answers · asked by hazxx 1 in Investing

the interest that accrued? How much interest should have accrued?

2007-09-04 03:46:11 · 8 answers · asked by Tireless 2 in Renting & Real Estate

nobody will hire me. I'm drug and alcohol free and a hard worker

2007-09-04 03:45:26 · 19 answers · asked by blackfordtrucker 1 in Law & Legal

if he calims exempt, can i still claim him as a dependent? What is the best way to file?

2007-09-04 03:27:03 · 2 answers · asked by chandrafam 1 in United Kingdom

i nedd a consolodation loan ot pay off payday loans and credit card debt.

2007-09-04 03:20:13 · 0 answers · asked by susan s 1 in Credit

2007-09-04 03:18:40 · 5 answers · asked by socmum16 ♪ 5 in Other - Taxes

he is working part-time, and I am not sure how he should claim?

2007-09-04 03:15:40 · 3 answers · asked by chandrafam 1 in United States

i'm starting a job at a retail store in a few weeks time.. i have had no previuse experience of working for retiel sales.. my job title will be sales assistant, and in the job description it says cash handeling, and i'm really freaked out by this because i'm not that clever with numbers.. however i know the basics, and i'm scared if i accidetnly give the customeer the wrong change, or something and then panic.. what are the tills like in typical clothe stores.. stupid thing to be scared about but its rele getting me nervoud.. everything else i'm looking forward too.

2007-09-04 03:05:31 · 6 answers · asked by Anonymous in Marketing & Sales

a pal of mine has just spent 145ounds on an item on ebay, almost two weeks ago, and still hasnt heard a thing from the seller. He's left mgs with the seller but to no avail. The money has been taken from his account as well. Whats the next move for him as I've never even been on there......x.

2007-09-04 03:04:28 · 14 answers · asked by Anonymous in Personal Finance

2007-09-04 02:51:37 · 7 answers · asked by angie 2 in Other - Business & Finance

2007-09-04 02:50:19 · 6 answers · asked by Anonymous in United States

I am in debt and its mainly student loans, hospital bill and the dreaded late payments on just about anything and everything I have.

2007-09-04 02:43:24 · 4 answers · asked by dv2123 1 in Credit

2007-09-04 02:39:37 · 4 answers · asked by deborah d 1 in United States