is there a place where i can go online to clean up my credit report and like pay them?

Answer 1

do you mean fix your credit report by paying someone else to erase bad history on it?
Or are you trying to get advise on how to fix your credit score by an expert?

If you want to fix it, my best advise is to pay your debt as quick as possible and create your own budget. Don't cheat, because those things can hurt your credit history for life!

Answer 2

There are all sorts of places promising to repair your credit. They get their fees up front and you may or may not get your credit report cleaned up. Do it yourself. It isn't that complicated.

Get a free copy of your credit report from each credit bureau thru AnnualCreditReport.com. Dispute any errors with the credit bureaus. They will respond within 45 days.

If you have legitimate negatives, contact the creditors, newest first, and negotiate a settlement. Get the settlement agreement in writing before sending money. DO NOT give the creditor access to your bank account. The older the debt, the more likely you will be able to settle for less than the full amount.

Answer 3

NO, you DON'T WANT TO DO THAT THEY WILL CHARGE U 10% TO DO IT FOR U. If a account is charged off (6mths past due) it will not up date on your credit any more untill you pay it off. So for example if u pay payments on a charged off account for 1yr and then try to buy a car when they pull your credit they will see no payments made it dose not update again untill its paid off. call me i can help you . 636-485-4686 Tim Schroeder. No charge i hate creditors who try and get over on people.

Answer 4

there is only one company i know if that will guarentee they get the job done. they carge flat fee! best ive seen ever!
I like them they can give you advise before hand to get things done properly.


http://www.negonline.com/dlp/

Answer 5

www.creditinfocenter.com - do it yourself for free