Business & Finance - 19 August 2007

I love the house, area and the huge yard. The plumbing needs re-piped, needs a new water heater, kitchen and bathroom need updated.. but most of all, it needs new carpet and a fresh coat of paint.

This is a bank owned home. The after repair home value would be appx 80k (comparable's). Should I get estimate's on all of the work that needs done and negotiate (including the cosmetic work)? Since it's a bank I don't know how negotiable they'll go.

Should I include the inspector's report with my offer?

2007-08-19 15:51:35 · 5 answers · asked by Anonymous in Renting & Real Estate

Hi im 21 years old and im kind of going through a mid-life crisis right now lol. Ive been working at this job for 5 years now since i was 16 but I see it going no where. Like the other day i felt like just walking out because im just so sick of working there. I applied for this job and friday and ill find out monday or tuesday if I got it or not. I really just dont want to be like all the other guys at work they all like high 20s and up working at a dead end job. I want to put in my 2 weeks notice and start looking for a job already. I know your not supposed to quit a job intill you find another one but I just cant take it any more. If anyone has any advice at all I would really appriciate it thanks.

2007-08-19 15:51:26 · 11 answers · asked by alfonso v 1 in Other - Careers & Employment

I just see all the advertisments, and hear about some carsalesmen making solid money. I was just wondering if anybody has had this success?

2007-08-19 15:51:00 · 1 answers · asked by cooulguy 1 in Other - Business & Finance

2007-08-19 15:50:35 · 5 answers · asked by josh d 1 in Renting & Real Estate

I've called them and they said if u don't hear from us in 45 days call again can they make u wait this long

2007-08-19 15:40:58 · 3 answers · asked by prettyrose 2 in United States

I got this idea, since I'm only 15 and i can't buy stocks(not that I would anyway), to withdraw money from my bank in american funds (RBC) and wait till the canadian dollar drops and exchange that money for canadian money, thus making profit.

2007-08-19 15:37:26 · 6 answers · asked by Will 1 in Investing

For my english class we are supposed to write a business letter to a company, and I was going to write a Job Inquiary to a company and I was wondering if there are any good templates anywhere. I dont have Microsoft Office or anything.
Thanks. :)

2007-08-19 15:37:07 · 1 answers · asked by Miranda 2 in Other - Business & Finance

What are the approximate closing costs to each the buyer and the seller if a house sells for $287,000 in Boise with the usual 20% down?

2007-08-19 15:32:05 · 8 answers · asked by itry007 4 in Renting & Real Estate

When one-year contract b/w tenant and landlord expires, tenant wants to renew for another year but landlord wants to end. Does landlord have the right to end contract by law?

2007-08-19 15:30:12 · 2 answers · asked by phillymm 1 in Renting & Real Estate

is it the 16 digits on the credit card?
if yes then each person in the WORLD has a specific 16 digit?
& if u give someone(bank) this number "1234567891234567"he will find out which card is it(visa,master...)?
thx a LOT

2007-08-19 15:29:46 · 6 answers · asked by Anonymous in Credit

I've write an articles about 5 Interview killer skills that you ever need to know!? .Could anybody give a comment on this writing??What do you think about this articles.Is it related with our life!! Anybody.

The site http://www.jobs-2u.com/25/interviews-skills/

2007-08-19 15:25:29 · 5 answers · asked by Anonymous in Other - Careers & Employment

I would love to quit my low paying job, to be home with my daughter. My husband is self employed and we are considering buying or own health insurance, as I'm really only working to pay for daycare and health insurance. Any suggestions would be greatly appreciated. I just don't know which companies I can trust.

2007-08-19 15:22:17 · 13 answers · asked by DawnBT 3 in Insurance

how long before you can file bankruptcy after you file a chapter 7 bankruptcy

2007-08-19 15:20:46 · 5 answers · asked by Anonymous in Personal Finance

I just need something to prove who I am.what way is the least amount of hassle.And by hassle I mean effort.

2007-08-19 15:16:31 · 10 answers · asked by HM 5 in Small Business

how the money was being spent?

2007-08-19 15:11:46 · 4 answers · asked by momoftwins1986 1 in Personal Finance

I would love to start a home-based cake decorating/bakery out of my home since I can't afford a store. I discovered running one is illegal here. But I come across a few people who whip out their cake portfolios and try to sell you their services anyway. I'd like to make birthday cakes for maybe friends of friends and just have them pass the word around that I can bake custom cakes. Would you still do it and try to keep it low-key or just forget your dream?

2007-08-19 15:07:45 · 3 answers · asked by JackieInABottle 1 in Small Business

I am thinking about buying a house in Colorado. I met the person representing the house seller. He says that he represents the seller and is biased but he also baguely proposed that I could change his status to a transaction broker for a neutral position. Is this a good choice to hire him as my broker so that he can be a neutral transaction broker? Its my first time buying a house, so I am skeptical and cautious. ANy advice would be appreciated, and any comments on whether this is the right time to buy would be great too.. Thanks!

2007-08-19 15:07:37 · 5 answers · asked by answers 1 in Renting & Real Estate

My credit score is 702 and I pay off my credit cards every month. I called VISA to see if I can get an increase in my credit limit and they denied me. They said the reason for the decline was ACCOUNT ULTILIZATION. Does anyone know what that means.

2007-08-19 15:04:58 · 9 answers · asked by Moe C 1 in Credit

I have tried all kinds of sites, but most of them require money and are not legitimate. Are there any real sites out there? I'm not looking for "free" money, just a way I can do a little online work in my spare time to make a little extra spending money.

2007-08-19 15:04:32 · 16 answers · asked by Anonymous in Other - Business & Finance

Of course the answer is obvious. But my problem is that I have applied for the post of Assistant Treasurer of a the students astronomical society. And now I have to face an interview and also make a speech based on 'why i think im the best for this position'.

As im an engineering student i dont have much expericence in accountings either.
Please tell me what are the important things i need to mention?

thank you so much

2007-08-19 14:54:06 · 5 answers · asked by sh 1 in Other - Business & Finance

This would involve the manner they conduct themselves, using a computerized cash register system, interaction with the customers, and knowledge of the particular products sold.

2007-08-19 14:53:23 · 2 answers · asked by foxylady 2 in Small Business

2007-08-19 14:52:15 · 3 answers · asked by ? 1 in Search Engine Optimization

I will be a 1st time home buyer that is participating in a program with no money down, no closing cost and i can buy down my interest rate etc. I want to take advantage of the fact that this is a buyers market. I live w/parents and i'm saving money, i have no debt, i have a fair to good credit rating. I'm a parent and i need a home of my own. I want to buy a home before January? I also want to purchase rental property to supplement my income. In my city there is a very high demand for section 8 housing. I'm in property mgmt so i have the experience and contacts for landlord/maintenance issues and I love property mgmt. Next, should i purchase a home to live in buy August? Is this realistic? Or too risky. With the hopes of eventually buying several rental properties should i use my personal credit? Should i treat this as a business and get a tax id #/license and keep the properties seperate from my personal history. Your advice/experience is very appreciated!

2007-08-19 14:48:45 · 4 answers · asked by A.N. 1 in Renting & Real Estate

i am starting a business. if i spend $600 i can buy a program that will allow me to print checks so people can get their income tax money back on the spot.

if i spend $100 the program i get will only allow me to file unlimited taxes..

i do plan on heavily advertising so do i take the risk and spend more money>??

2007-08-19 14:39:44 · 5 answers · asked by Anonymous in Small Business

I need to quit my old job.. I am now working at a way better place that has given me full time and benefits. So how do I quit my other job without going in to talk to them?

what should I say without sounding horrbile?

2007-08-19 14:39:35 · 3 answers · asked by Anonymous in Other - Careers & Employment

I have about $20,000 to play around with and I do not need this money to stick away in a 401K or an IRA as I already put money in there. I would like to put this money away in a Vanguard fund and let it sit for 15/20 years and then have some fun with the money. What would be the best funds for tucking this money away? And the most efficent for tax purposes?
Thanks in advance for your help!

2007-08-19 14:30:45 · 6 answers · asked by CuriousGeorgey 1 in Investing

How can I apply to work as a Walt Disney World Makeup artist?
I will soon be graduating from a professional makeup artistry school here in Orlando, and I am very interested in working for the Walt Disney World theme parks as a makeup artist. How do I go about applying? I have searched their website, but there is no info on makeup artist positions. Please Help!

2007-08-19 14:27:46 · 2 answers · asked by tigerlilly888421 1 in Other - Careers & Employment

The stairs are cement and it's cracking on a single stair. I recieved a letter from my HOA to replace or repair in 30 days.
The stairs are a common area are they not?? I'm under the impression they are responsible for common areas. They say I am responsible for the stairs because I'm the principal user. So what?? The postal carriers, UPS, pizza deliveries, kids in the neighborhood, anyone wanting to see me at home for many reasons, I believe the stair case is the HOA's responsability to keep repaired. Anyway the stair was that way when I bought the place 7yrs ago and it's fine, it just looks shaky.

2007-08-19 14:22:21 · 5 answers · asked by John G 1 in Renting & Real Estate

Please only answer this if you know what you're talking about.I have a fixed term rental agreement in the state of Hawaii. According to the lease, after the fixed term ends on August 31, it will become a month to month agreement and we would be required to give 28 days notice prior to vacating. We informed out landlord that we would be vacating on August 31 and now he is trying to say that we owe him for September's rent also since we didn't give 28 days notice. Doesn't a fixed term agreement end on the last day of the agreement (August 31) and we would therefore not be required to give 28 days notice unless we stayed until September 1? Trying to avoid going to small claims court. Hawaii code if you really wanna help me out with understanding this. http://www.hawaii.gov/dcca/areas/ocp/landlord_tenant/
In addition, he notifed us that there would be an increase in rent on August 15. Doesn't that require 30 days notice to implement?

2007-08-19 14:08:44 · 5 answers · asked by naomireid544 3 in Renting & Real Estate

Ok my husband and I have had some major financial set backs these last two weeks and the phone company and cable company said they are going to disconnect it tomorrow. I will have the money on Tuesday but they will not wait does anyone have any suggestions as to what to do? I know I should pay my bills on time but we have had some major set backs. I have to have the internet because I take online classes right now. Any suggestions would be great.

2007-08-19 13:57:30 · 8 answers · asked by 1108 1 in Personal Finance