I am a lady in my 60's. I am a car person, having Classic Shows Cars for years. So...I take great care of all my cars. They are in A1 condition. I have an '85 Buick Regal that I have been paying full coverage insurance on for 22 yrs. The car is immaculate. Blue book at this point is very low. Under $2,000. I recently hit a tree with the right front of the car and the estimate is $3,200 to fix it. Needs a fender, hood and other items. The insurance company says they will not pay to fix it because the value is lower that the cost to fix it. BULL I told them. I have been paying you for 22 yrs and have FULL ($300 deductible) COVERAGE. What Legal Theory are you using? If I pay you, then you pay me, no matter what the cost is. That is what I pay that premium for every year. My question: How can they do this? It can't be legal! If they won't fix it then they should return all my premiums. right?
2007-06-21
12:12:52
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9 answers
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asked by
kingsley
6
in
Insurance & Registration