Renting & Real Estate - August 2007

how do i fast track a deed?

2007-08-22 23:58:04 · 2 answers · asked by pete m 1

2007-08-22 18:28:14 · 8 answers · asked by Anonymous

Can a mortgage ever be restructured in a chapter 13? For example having your interest rate recalculated or lowered.

2007-08-22 17:18:46 · 4 answers · asked by Anonymous

2007-08-22 16:14:30 · 4 answers · asked by CM 00 1

I was wondering what credit score is needed to go on a Mortgage loan with as a Co-Borrower. I heard it used to be at least a 500 but that was the old Mortgage world. In today's dried up market what FICO is needed.

And if that person earns more money than the Borrower does they're FICO has to be the high score used for the loan, or can they're score just be considered for the Income?

Thanks in Advance

2007-08-22 16:08:04 · 5 answers · asked by Dwan J 2

buying houses foreclousers and sell them ,, how do i start ,, any money to make? thank you

2007-08-22 15:56:11 · 8 answers · asked by Anonymous

I had a roommate and she just moved out. I had roommates before and of course there was arguing which I hate. Anyway one of my friends said that I could move in with her. The only advantage that I can see is I will be saving money. Its difficult for two women to live together at times. Plus its her apartment and she is the queen and the ruler of the apartment so she has the right to kick me out at anytime. Would you take that risk just to save money or would you spend your last dime paying your rent just to maintain your independence?

2007-08-22 15:02:53 · 4 answers · asked by lalagirly 4

I'm moving to NYC from Philly and having a tough time finding a place without getting ripped off with the online scams. I have tried craigslist, no fee rental by owner, etc etc and all are scams and cannot get hold of any real honest person. I understand going thru a broker is the only option, but I really don't and cannot afford to pay them 15-17% first years rent fees. Word of mouth has not helped, nor has apartment management with no brokers listings helped. I can afford $1500 rent and I really don't know what I should do. I heard about CitiHabitats and not sure if I should finally just give up and go thru them. I really don't know how else to find an apt without brokers and scams. I posted online on Craigslist and that was no help at all. The brokers get a hang of it too.

Any suggestions/advice/help will be much appreciated?? Much Thanks!!

2007-08-22 14:38:52 · 2 answers · asked by Skyy 1

I am trying to get out of my apartment. My roommates is the only one who signed the lease. He is buying a house in October. We heard that you can break a rental agreement if you purchase a home (good for the economy and all that) but I can't find the info. Where should I look?

2007-08-22 14:38:30 · 8 answers · asked by Anonymous

I was subleasing my campus apartment to somone and the tenant stopped paying rent in April. Therefore she owes $2304.47, for the months of April, May, June and Jult. I never knew she stopped paying rent or got evicted. I jjust recieved a letter from a collections agency on August 21,2007, telling me I owe the amount that I stated earlier. Shouldn't I have been contacted when the tenant first started falling behind on rent?

2007-08-22 14:34:33 · 5 answers · asked by Ashlee L 1

Ok, I am having a hard time finding the answer I'm looking for, hope someone can help. My hubby and I do not want to foreclose on our home, nor do we want to do a short sale, as I hear a short sale is every bit as bad if not worse than bankruptcy. We have a second mortgage as well. If we file bankruptcy and put the house in with that, approx how long will we be able to stay in the home before we get kicked out, and how do they do it? I don't want them to come and slap a yellow sticker on the window like they would in a foreclosure and make it obvious to the neighborhood that we defaulted on our mortgage. Does anyone know how long we will be able to stay, and what will happen to the house when we are forced to leave?

2007-08-22 14:19:45 · 7 answers · asked by Anonymous

2007-08-22 13:55:24 · 7 answers · asked by Jerry C 1

to pay 585 both or divide the rent? i just need to make sure.thanks

2007-08-22 13:52:39 · 4 answers · asked by g-la 2

Sorry I haven't been paying attention lately. What is up with the Market?

2007-08-22 13:52:13 · 6 answers · asked by Jron 2

I asked an earlier question..I applied for a mortgage in early July, bought furniture on July 29th, I'm scheduled to close next week. I opened up a credit card that I can use only at the furniture store. It will not be charged until delivery, which I will not do after my closing. Will it show up on my credit report before the end of August even if I haven't even charged anything onto it?

2007-08-22 13:45:45 · 6 answers · asked by buffyfan80 2

if so, about how much more did you get back?

2007-08-22 13:37:41 · 9 answers · asked by ~broken~ 3

i will have a slightly bigger bedroom and a walkin closet with a bathroom. but i also put down 1900 dollars upfront cuz she would need a cosigner and noone will do that for her cuz of her bad credit no rental history and being unemployed so she doesnt have money to pay for anything i said she could pay me back later when she got a job.
i also paid the deposit and both of our application fees

Does anyone else feel that i am wrong for wanting her to pay an equal part of the rent.
we have not signed a lease yet and we wont if we cant come to some agreement

2007-08-22 13:35:32 · 10 answers · asked by mjane1587 2

I am just curious to hear what hand fate has dealt people in terms of property. You hear stories about people making an offer on their dream home, then things go wrong and the property slips through their fingers. If you have been in this position, what happened to you? Did an even better place come along or are you still dreaming of the property you lost?

If you've seen my other questions tonight, you'll know why I am asking this :-) But this isn't really advice for me - I would just like to hear your stories.

xx Emmie

2007-08-22 13:16:49 · 7 answers · asked by Sparklepop 6

This is like my 10th question. I was told last Tuesday that the underwriter was giving my loan a final review. I found out yesterday they wanted more information, an old W2 from a job from 05, a bank statement, a pay stub and a letter stating I hadn't paid any rent. I sent them the stuff today and was told I should hear something this afternoon about being clear to close....of course, I did not. Is this normal?

2007-08-22 12:39:12 · 6 answers · asked by buffyfan80 2

I was approved for a loan by a mortgage broker. The closing date is set for September 14th.

My info is in an underwriters hands, and I hear it can be tough to get their approval. Does anyone know the reasons why someone would not close on a house?

2007-08-22 11:48:23 · 12 answers · asked by Anonymous

Everything is so expensive, but I live and work here, ( live with family so no point in renting yet) eventually I would like to buy an apartment, there are soo many being built and its getting a bit overwhelming. will prices drop?? like below 200,000??? Even Studios are $200,000. Should I wait? I'm being told to wait til the end of 2008.

2007-08-22 11:21:43 · 4 answers · asked by zonkietheterrible 2

I work as a secretary/aid for my father who is a Real Estate Lawyer. He has told me not to worry about it, but I'm his daughter and I am always concern for him.

The details are: A client has bought a condo/stack townhouse. I have researched and check the background of the management corporation that manage maintenance there. They are stable and their money pot is sufficient for any foreseeable future expenses. The purchaser (our client) will take over the home at the end of this month. But, according to my research, the current maintenance corporation is about to resign and is seeking a new management company to over see the maintenance of the property. My dad has made our client aware of this. But I am worry if the client will become upset with us, if the new management company is incompetent or raises the maintenace fees at their property. Should I check into the background of this new incoming Management company as well?
Please and thank you.

2007-08-22 11:14:25 · 8 answers · asked by :-( Red Robin - The Doormat 2

My parents always say that a house is one of the few things that typically goes up in value over time, but can it be a bad idea for some people?

2007-08-22 11:07:50 · 7 answers · asked by Anonymous

How do you know what price of a house you can afford based on your salary?

2007-08-22 10:51:13 · 4 answers · asked by Meg5500 1

We live in Washington state and I can't find any details online about what constitutues "wear and tear" and if I am forced to sign this document insisting I pay for professional cleaners as well as carpet cleaners upon move out... I've never heard of such a thing in past rentals.

2007-08-22 10:40:15 · 7 answers · asked by Debbie S 1

2007-08-22 10:29:46 · 4 answers · asked by lola d 1

When a Real Estate Agent adds a listing to the MLS, does the MLS service provide the same services and the same types of data? And do all MLS services generate the same type of MLS Listing in each area of the country?

Does a listing in Caldwell Idaho have the same infortmation as a listing in Reston, Virginia? Specifically the Tax Roll info?

And does each MLS operate under it's own rules in regards to how the ONLINE MLS data for that "County" (or however MLS chapters are defined) is aggregated and displayed?

2007-08-22 10:22:44 · 5 answers · asked by James A 2

This is the sencond month they have been tenants. Their first rent was 4 days late, their second rent was 3 days late. They have yet to produce proof of renters insurance (I do have the property / dwelling covered, yes). I am concerned that the reason they have not switched the ultilities is because they are having issues with credit (it was average, their inome was sufficient and they arranged a co-signer for the credit). How should I handle this?? They tried to tell me they would give ME the payment for the bills and I could send it in, and that they will "be sure to take care of getting the name switched on the account." But, I was not very happy with that solution and asked them to contact the utilities first.

2007-08-22 10:14:43 · 6 answers · asked by 723 1

we were insured financing the house to rent it out would be easy once it was completed...so we went broke to complete the house..got the inspections and appraisals and than when ready to finance it...broker couldnt find any lender to funance it.
the more he tried the more the credit score went down...So now we have a house that is brand new..and it is just sitting...we are now waiting for sewer to be put in by city workers..waiting for them for months......we couldnt even rent it...we really want to finance it as a renter home and rent it out and take the money to pay off the cards and pay the land beside where we just built and build to sell,,,and this will set us up and our mothers......we are both self employed which is another down fall when applying for loans.....we also run into not living there....being a problem.....any advise woul;d be appreciated........we have been crushed in more ways than one..

2007-08-22 10:02:37 · 8 answers · asked by Anonymous

If i was 18, about to move out of my parents home to study in a city called Cambridge, could i get a mortgage on a house if i didnt want to rent?

When you buy a house, do you have to pay the house price first before you move in, or pay it off while living there?

2007-08-22 10:00:43 · 5 answers · asked by Anonymous