Renting & Real Estate - June 2007

or do they have additional fees? also what if my house doesnt sell is there usually a time limit and then a cost i still am entitled to give them?? im just not sure of which way to go where i can keep most of what i make off the house so i can use it as a down payment on another home?

2007-06-13 09:41:52 · 8 answers · asked by toolate 3

I have only been paying my mortaguage for 8 months, I am so behind in my bills i was thinking of letting the house go into foreclosure. I need to know the easiest and the cheapest way out.

2007-06-13 09:07:01 · 9 answers · asked by melissa t 1

About 2 years ago, my aunt, a real estate agent, wanted me to help one of my uncles co-sign for a house that they couldn't afford. I agreed to be their co-signer since my credit was pretty good and my aunt (the real estate agent) brought over paperwork for me to sign (without reading it, I signed all the paperwork). My aunt and uncle both reassured me that I was only a cosigner. A year and a half later, I go to apply for an auto loan to find out that my uncle's house was foreclosed and it was on my credit report. I talked to my uncle and he told me since I am a co-signer I can most likely file a claim and get it off of my credit report. After filing a claim with the credit bureau and the bank where the loan was taken out, I come to find out that I was put on the mortgage loan as a primary instead of a co-signer. Do I have a case since I was lied to about my status on the loan-- even though I have signed all the paper work? Please, any advice would be appreciated. Thanks

2007-06-13 09:04:21 · 12 answers · asked by jamminbyalias 1

I have already listed my home with a realtor so please NO responses indicating I should. We are now going to try to sell our home ourselves. I have already looked at FSBO.com as well as a few other sites. The legal aspect seems confusing so I think we will hire a real estate lawyer (unless someone can give me a better understanding of what to do with the documents you can download). My question is once I have a buyer (fingers crossed) how do I deal with my exsisting mortgage? Do we pay that off before the deed is changed with the profit or does it get paid off after? Do I contact them or does the lawyer handle all of that? Is that an extra document? Any help on the LEGAL aspect of selling my home and the exsisting mortgage would be great. I all ready know about the listing, advertising, and setting my price end of it.

2007-06-13 08:57:50 · 7 answers · asked by ppnj4 3

what i am suppose to leave in the house? my kitchen is builtin can i take everythingout? what about the blinds and all the window treatment? ceiling fans and lights fixture? if you have any info. or a tel# that i can call before i am signing the contract. i don't want to do any mistake let me know. thank you

2007-06-13 08:52:45 · 3 answers · asked by Anonymous

2007-06-13 08:42:21 · 10 answers · asked by dyer4dolphins 1

Well I recently qualify for Sec 8 and found out alot of owners dont accept it. It made me wonder why so I did some research on yahoo answers. Now I know and it sucks that they may think all section 8 tenants are bad and irresponsible. I'm not one of them and Im here to prove you wrong! Rent is paid on time. Im responsible, and i dont destroy property. Did i grow up in a gang, violent neighborhood? HELL NO. Am I educated? Well I guess I could say I am since i'm in college, under 20 and i dont plan to have freaking babies. You may not be convinced until you meet one. On the other hand I'd like to say that those BAD tenants are really really stupid. However too bad homeowners havent met good responsible tenants. I'm sure they are out there.

Now share your experience with Sec 8 tenants

2007-06-13 08:39:32 · 5 answers · asked by Missy J 1

My parents are getting older and they still work and if they go down due to sickness i will have to fill in, but i can not be johnny on the spot, is there an type of insurance that could jump in before me., in reference to the house payments.

2007-06-13 08:06:18 · 8 answers · asked by corey p 1

2007-06-13 07:53:06 · 5 answers · asked by KD 1

We are looking to buy in a few years, and I was just trying to find out all I could since it's such a big investment. Thanks for any helpful info.!

2007-06-13 07:46:17 · 4 answers · asked by jk2ambmw 2

can anyone help me?

2007-06-13 07:42:42 · 7 answers · asked by moose 4

My new apartment building in Houston is mandating I buy 50,000 worth of renter's insurance prior to letting me sign a lease. What factors should I be on the lookout for when shopping around?

2007-06-13 07:39:21 · 4 answers · asked by Anonymous

2007-06-13 07:33:19 · 6 answers · asked by Anonymous

I have a rental property (California) that has an 8.75% IR on the first (adjustable) and an 8.25% on the second. The 2nd I'm fine with. The lender on the first is Countrywide. I've paid on time and have excellent credit, that rate is just a nightmare. Do you think I could just call them and ask for a lower rate or will I have to threaten them w/foreclosure. The values have gone down so I don't think I can refi...please help!!

2007-06-13 07:30:16 · 7 answers · asked by useurbrain 3

i will try to make this as short as poss. when i was little my parents bought a few acres of land, my grandma helped with the down payment, she didn't want my dad to be able to get the land if my parents divorced so it had my name on it and my grandma's. the deed was lost in a flood several years ago, the man they bought the property from has since passed away. i want to sell land as it is just sitting there and we aren't using it. my mom has been paying the taxes on it for about 25 years. what do i need to do to sell it? by the way my last name has changed twice since they signed my name on the land. i know it sounds bad but my grandma is in her 70's and i want to take care of it while she is still with us. i live in indiana.

2007-06-13 07:03:20 · 6 answers · asked by carly sue 5

how do i know if its a reputable company

2007-06-13 06:59:21 · 2 answers · asked by mopring 2

I'm looking at a house and found out the oil tank was reported as leaking just a few days ago. Are there sites I can look at for costs to decomission it / replace it with another heat source? I need to find out what bargaining power I have. If location matters, I'm in Oregon.

2007-06-13 06:51:06 · 2 answers · asked by Anonymous

if i refinance alone i will get 8 +% interest rate. my co-signer already lives in the house, and we should be able to get a ower occupy loan, with a lower interest rate.

2007-06-13 06:24:55 · 2 answers · asked by liberty 1

This lakefront property has been vacant for a number of years, but now that we've purchased it, we intend to build our dream home there. We DON'T want to be looking at someone's sailboat parked directly in our view across the lake at the Green Mountains of Vermont. Can someone give us some direction as to our rights??

2007-06-13 05:42:25 · 4 answers · asked by Anonymous

out by Wed. However, she has not paid this months rent so I think she needs to pay a pro-rated amount thru Wed plus the late fee. Also the water bill is unpaid (in my name) and there will also be a re-connect fee for that. Can I request all monies due be paid by this Friday?? I'm willing to take this to small claims court if necessary... Located in TX!!

2007-06-13 05:35:09 · 4 answers · asked by L D 3

2007-06-13 04:45:47 · 7 answers · asked by LADY__LUCK 2

How soon after your first mortgage payment can you refinance your home? 1 year? 3 years? 5 years?

I'm unsure of the variables so here is a sample scenario.

$350,000 home. 10% initially put down ($35,000)
30 Year fixed mortgage + PMI

Thanks! Best answer will get 10 points.

2007-06-13 04:41:54 · 7 answers · asked by Anonymous

I was thinking about buying a home.I have never bought one before.My husband and i dont have really good credit. Is this still possible or is it not even an option. I do have alot of family that works in real estate but they arent being of any help at the moment.Thanks

2007-06-13 04:02:51 · 6 answers · asked by Anonymous

This is very serious. I am tired of dealing with loan officers who dont call you back .

2007-06-13 03:49:42 · 2 answers · asked by ? 5

i am trying to find out what all i have to pack up when i get ready to move my trailer. what can stay in the trailer why it is being moved?

2007-06-13 03:41:37 · 2 answers · asked by waffle 1

2007-06-13 03:38:02 · 9 answers · asked by DENA S 2

my daughter and her husband rented this old gross trailer. They were in desperate need of a place to move and they felt they could fix it up.. They had mold in the walls , no shower, and carpet that was so bad I can't even explain. The blind were falling off and the floors were nasty. We helped them clean it up and fix every thing all we asked the landlord to do was repair the shower and check the electrical cause it kept going out. They fixed the shower but days later it leaked everywhere and still does they said they would have someone out to check the wiring and they didn't so had someone and they said it was sparking inside the walls and had to turn off all outlets. This has been 3 weeks now. Still no power or shower.. They havent cashed the rent check I sent them. Now last night he said he will have to make the place unlivable and they will have to move and the only thing he is willing to give them back is june rent. They have lease till Sept. What should we do???

2007-06-13 03:30:32 · 3 answers · asked by SJ H 3

I stupidly agreed to have 3 mortgages in my name for a friend, Let properties for investment purposes. There has ben shortfalls on payments in my account so all accounts have fallen into arrears and there has been LOTS of letters on my doorstep. I managed to get all arrears upto date recently.
Suddenley they are back in arrears. He has agreed to sell 2 properties but it's taking a while.
The other property i have to make 1 payment to clear arrears then I want to change to interest only. I have to call the company and change to a buy to let product. However I don't want it in my name anymore. What can I do? Can I sign property over to him via a solicitor? I don't want anymore letters comign to my house it's driving me insane.

hope you can help. Thanks
U.K properties.

2007-06-13 03:29:45 · 4 answers · asked by youronmyfoot 2

In the state of Maryland, if a window is broken on a commercial building, who pays to repair the damage (lessor or tenant) when the lease itself does not have any provision that addresses this? Any suggestions on where to look to find the answer?

2007-06-13 03:27:20 · 3 answers · asked by Luke 1

Could an experienced investor in real estate or realtor give me a quick overview of the short sale process in preforeclosure?
Is there any thing in the Californian state laws that I should be aware of before thinking of investing this way?

2007-06-13 03:19:31 · 5 answers · asked by Anonymous