can anyone help me?
2007-06-13 07:42:42 · 7 answers · asked by moose 4 in Business & Finance ➔ Renting & Real Estate
You should be talking to actyual lenders, not here where any offer you get will likely be a scam and ruine any credit you have left. Don't be afraid to call and ask. The most they will do is say no, but they might give you a lead to someone that can help. pp
2007-06-13 07:48:43 · answer #1 · answered by ttpawpaw 7 · 1⤊ 1⤋
It depends on how bad your credit score is. If it is in the 400s then you're going to have a very tough time getting a refi if you can get any at all. As for stated income I could easily help you with that... you can contact me if you want some more information:
brandith@canyoncapitallasvegas.com
office:
877-731-4604 ext 2234 toll free
2007-06-13 08:46:49 · answer #2 · answered by Anonymous · 0⤊ 0⤋
How bad is "bad"? Stated income for a subprime mortgage is getting tougher so credit score is vital to know whether it can be done. Another important piece would be the LTV or loan to value ratio you need to go. I still have several subprime lenders I can use for stated refi's, but there are always parameters of possibility.
Email me through here if you want to discuss possibilities..
2007-06-13 07:51:35 · answer #3 · answered by flamingojohn 4 · 0⤊ 0⤋
If your credit score is in line, I know an LO who can help. I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck.
2007-06-14 02:43:34 · answer #4 · answered by stephen l 2 · 0⤊ 0⤋
The lending industry is tightening up on stated programs and you will need higher scores for approval. If your credit is bad you will not get a loan. Fix your credit first.
Incidentally, while this is not a site for advertising, that doesn't mean you will not get good advice here (as someone above mentioned referring to "scams"). Just use logic.
2007-06-13 08:11:52 · answer #5 · answered by thinking-guru 4 · 1⤊ 0⤋
Try your bank. Maybe they'll ask for a co-signer.
Check for local "mortgage planners" or "mortgage brokers" in your area if you own a house.
2007-06-15 05:07:02 · answer #6 · answered by Anonymous · 0⤊ 0⤋
If you live in california I can help, my Office number is 562-371-9140
2007-06-13 08:02:02 · answer #7 · answered by Michael R 2 · 0⤊ 1⤋